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Originally Posted by MineralGreyMetallic
CA is a mess right now it seems.
I'm reading that insurers don't want to take on new drivers.
I have an absolutely clean record, and my premium is $2,900 with a $1,000 deductible and the most basic/minimum coverage allowed through AAA.
I was quoted $2,400 by Geico (through the website), but they also said they need 15 days to perform an underwriting analysis or something.
I'm going to try Progressive today, but I've been reading that people are having that same experience with other providers.
When I called AAA to ask why it was so expensive considering my clean driving record, they basically shrugged their shoulders.
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Insurers in CA have taken huge losses due to mainly property damage claims. In some cases they are no longer writing new policies and (no surprise) raising premiums.
Google this "california insurance crisis" (without the quotes) and read all the reports of of a number of companies no longer writing policies and in some cases -- based on a quick glance at the first paragraph -- closing offices.