Quote:
Originally Posted by Mr. Hankey
You do not lock in the interest rate until you pick your car up because you pay/finance then. Sign NOTHING that locks you to that interest rate now. If you’re ordering now the car will be 3 months away. Likely rates will be different then and occasionally BMW will have a special rate so you may get lucky. If you search BMF FS interest rates and go to 2 series or M they are advertising 5.29 including the M2 in April (at least for my zip code).
I would also ask them if that’s BMWFS rate or another bank.
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Exactly, and you don't have to finance through the dealer. Get your financing secured somewhere else and the dealer can either beat/match it or not.