Quote:
Originally Posted by m2not1LE
In my humble opinion, folks who need to finance a car for 5 years at 6.29% really can't afford the car.
Lost opportunity costs by instead investing the money is just too much...
Better off buying something less expensive - preferably in cash.
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I have kicked myself for paying cash without seeing if I could find a 3% rate, something I could beat with the cash. Unlikely but I didn't even look.