Thread: Car Insurance
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      02-01-2024, 08:26 AM   #94
RockCrusher
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Drives: BMW 2023 ZB M2 6-speed
Join Date: Jun 2022
Location: Benton County, AR

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Quote:
Originally Posted by RootsTootsMagoots View Post
Jeez, I'm getting absolutely hosed. I have USAA for $1500/6 months. 35 years old, doctorate degree, homeowner, no accidents, 5k-7k miles average a year. We get hail and tornadoes where I live.

Limits are 100/300, full coverage. Deductible is 1k. Progressive was $140 cheaper, but I don't trust them. Geico wanted $600 more than USAA.

My only blemish in the last 5 years is slow rolling a stop sign two blocks from house. Still can't believe that ****head cop gave me a ticket for that.

I contacted three different insurance brokers, and they all were stumped why my rates were so bad.
Any effect the ticket would have had on your insurance I expect has gone away after 5 years.

In some areas one's credit score can affect insurance rates.
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