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      03-15-2024, 07:42 AM   #46
Ugly Kar
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Drives: E92 to C43 Cab to G42
Join Date: Jul 2021
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Quote:
Originally Posted by RootsTootsMagoots View Post
I'm not sure what your point is? The claim I responded to alleged that EVs are the cause for higher insurance premiums for everyone. That's complete nonsense.

Did you even read your own link? They looked at one Kia model, and the EV had lower claim frequency under all applicable coverages. It's cost times frequency, while inexplicably, you all seem to focus solely on cost. In my own experience, a $60k+ 500 hp EV was about 33% cheaper to insure than a $60k+ 500 hp M2. If EVs were the cause of rate hikes, you'd expect rates to reflect that somewhat.

There are many reasons to not like EVs (after all, I went EV -> ICE). However, at least provide valid reasons. The blanket claim that "EVs are causing muh insurance to increase" is delusional.
I tried to help you, but you decided to be a jerk. I would imagine a 400+ hp Lexus LS costs about half as much to insure and an M2 even though the price is about the same. Do some research on how cars are insurance rated.

The data is there for those who wish to access it, but I'm not doing any more work for you.
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