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A lot of these insurance comparisons are meaningless without knowing the deductible and coverages.
2024 BMW M2
Suburbs of the Twin Cities of Minnesota
Garage kept, second car (primary car is a 2023 Mazda CX-30 that is $10 a month cheaper with same coverages). Also have homeowners with them.
I am kind of old
10+ year accident-free policy
No tickets
Coverages:
Deductible $1,000 comp and collision (full glass coverage)
250K/500K/300K limits
Uninsured/Underinsured 250K/500K
PIP with Stacking two cars
Also have $2 million Liability Umbrella that extends these coverages out to $2 million for all liability (home and cars) as well as underinsured and uninsured car coverage. Great peace of mind for about $500 a year. I am grandfathered in with SF as they do not write these policies anymore.
Total every 6 months....wait for it.....
$599 every 6 months for the auto policy and $495 a year for liability umbrella.
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2024 M2 and 2023 Mazda CX-30
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