Can you get the best current rate?

Matts435coupe · 12-09-2009, 09:32 PM

I just ordered my car the other day and got the holiday cash plus a discount and 4.9 percent which is locked in. I am hearing about some changes for cars that will be built or arrive in March and my car is due mid February. I would assume if that's the case, they will lower the finance rates on the leftover cars. So I guess my question is, can I get the best possible rate at the time of my delivery or am I locked in at 4.9%, I know if I went for a lower rate I would forfeit the holiday cash, but if it was a low enough finance rate it might be worth taking it.

Ron1n · 12-10-2009, 01:47 AM

You'll get the best rate available between now and then....so if it never gets better than 4.9, that's what you'll get, even if it gets worse between now and then.

DougN · 12-10-2009, 09:24 AM

In order to get the Holiday Credit, you have to sign the paperwork by Jan 4th I beleive. "Holiday Credit must be applied to a Lease, OwnersChoice or Retail Finance contract though BMW Financial Services by January 4, 2010"

Ron1n · 12-10-2009, 11:08 AM

As long as he's preapproved, that doesn't matter.

12-09-2009, 09:32 PM	#1
Matts435coupe Major 119 Rep 1,262 Posts Drives: 2014 BMW 435i Coupe Msport 6MT Join Date: Sep 2009 Location: Fort Lauderdale, Florida iTrader: (1)	Can you get the best current rate? I just ordered my car the other day and got the holiday cash plus a discount and 4.9 percent which is locked in. I am hearing about some changes for cars that will be built or arrive in March and my car is due mid February. I would assume if that's the case, they will lower the finance rates on the leftover cars. So I guess my question is, can I get the best possible rate at the time of my delivery or am I locked in at 4.9%, I know if I went for a lower rate I would forfeit the holiday cash, but if it was a low enough finance rate it might be worth taking it.
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12-10-2009, 01:47 AM	#2
Ron1n Speed Demon 220 Rep 3,690 Posts Drives: 2021 M5C Join Date: Oct 2009 Location: Irvine iTrader: (6) Garage List 2021 M5 Competition [0.00] 2016 BMW 550i [0.00] 2011 335is [0.00] 2009 E93 M3 [10.00] 2010 335d [9.50]	You'll get the best rate available between now and then....so if it never gets better than 4.9, that's what you'll get, even if it gets worse between now and then. __________________ Current: '21 M5C, '15 X6 50i Previous: '18 M550i, '16 550i, '11 335is, '09 E93 M3 DCT, '10 E90 335d, '07 E90 328i
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12-10-2009, 09:24 AM	#3
DougN Private 2 Rep 69 Posts Drives: 2010 E93 Join Date: Nov 2009 Location: Atlanta, GA iTrader: (0)	In order to get the Holiday Credit, you have to sign the paperwork by Jan 4th I beleive. "Holiday Credit must be applied to a Lease, OwnersChoice or Retail Finance contract though BMW Financial Services by January 4, 2010" __________________ Cheers, Doug _______________________________________________ 2010 E93 Titanium\|Black\|Aluminum 2001 Audi A4 1.8T Quattro/1973 Datsun 240Z/1966 MGB
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12-10-2009, 11:08 AM	#4
Ron1n Speed Demon 220 Rep 3,690 Posts Drives: 2021 M5C Join Date: Oct 2009 Location: Irvine iTrader: (6) Garage List 2021 M5 Competition [0.00] 2016 BMW 550i [0.00] 2011 335is [0.00] 2009 E93 M3 [10.00] 2010 335d [9.50]	As long as he's preapproved, that doesn't matter. __________________ Current: '21 M5C, '15 X6 50i Previous: '18 M550i, '16 550i, '11 335is, '09 E93 M3 DCT, '10 E90 335d, '07 E90 328i
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