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      02-25-2007, 04:30 AM   #1
tommydogsdad
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BMWFS Interest Rates??

Hello E90ers. I am so stoked about my E93 on it's way on the Elektra currently. I am trying to be rational however. What are the financing rates with BMWFS for a person with above a 700 credit score. I am looking at putting 10% down and financing over 5-6 years. What were some of your rates? Please share!
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      03-08-2007, 04:48 PM   #2
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Yes, I would like to know as well.
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      03-08-2007, 08:41 PM   #3
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I was ready to do the internet blank check, at the time it was 6.35% for 60 mos. The best advice someone gave me was to check your credit union. Mine stinks, it was in the 8's, but I'm still a member at my former employer and they offered me 5.75%. So I told the dealership I'll be going with the credit union, and they said no, we can beat that, and they gave me 5.5% for 60 mos. Keep in mind I took delivery in the beginning of Dec., so I don't know what the current rate is. But the strategy for you could be the same--get a low credit union rate, and have the dealership beat. The key is to actually obtain the loan, in other words, I wasn't bluffing, I was planning on doing the internet then credit union, and had both loans approved. The dealer will always want to make every penny they can on the transaction, to include the financing. Good luck.
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