[topher04r1]

here is the skinny....

36 mo

Price was adjusted to 110% to pay off my MB

Total price 45470
MSRP: 41470
residual .64
Acq Fee 825.00
Gov fees 665.25
Taxes 1950.48
Doc Fee 239.00
ADJ Residual 26540.80

Monthly payment 723.09

Im putting a total of 5000 down to help pay off my P.O.S c230K + take care of tags + first month's payment


I need to know which of the above things are negotiable and if you guys think this is a fair deal ?

[topher04r1]

come on guys nobody can help me here ?? i'm picking up the car this week and i could REALLY use your thoughts

[Dr_Dirt]

I would be hesitant to put more money down on a lease than required. The point being if you pull out of the dealership and total your car, you will have totally lost your 5K.

[msimon18]

How do you figure he would lose his $5K ?? Most he would be out is his deductible and would get another car at same financial deal.

What am I missing ??

[ironjw]

hmmm... i think the range should be between 650 to 680. if it is over it for a lease might as well buy it.

5k down is a lot for a lease... just buy it... anyway, i would put less than half of 5k or just go to a different dealer.

[Dr_Dirt]

The Owners choice might be a viable option for you.
Owners Choice
OwnersChoice combines the lower monthly payments of leasing and the security of ownership.
How it works?
You make low monthly payments for a set period. When you reach a three-way option point, you can either:
Get a new BMW and sell your BMW back to us at a predetermined price.
Refinance the balloon payment amount.
Complete your purchase by making the balloon payment.

[SteveMD]

Originally Posted by msimon18

How do you figure he would lose his $5K ?? Most he would be out is his deductible and would get another car at same financial deal.

What am I missing ??

Because the insurance company pays out to BMW who owns the car. Not the driver.

[ckm1515]

Originally Posted by msimon18

How do you figure he would lose his $5K ?? Most he would be out is his deductible and would get another car at same financial deal.

What am I missing ??

Putting any money down, other than what is required or MSD's, it not a wise move. You will not get that cash back should your car be totaled. One of the ideas behind leasing is to put as little money down while getting into a nice ride. I would venture to say that if you have to put down $5K to make an affordable payment, you shouldn't be getting a BMW.

[evolutioninnyc]

i got my 335i for $4400 total down/out-of-pocket for 36 months 548.00 mo

premium package
nav
htd seats
steptronic

[ironjw]

Originally Posted by evolutioninnyc

i got my 335i for $4400 total down/out-of-pocket for 36 months 548.00 mo

premium package
nav
htd seats
steptronic

how many miles a year??

[msimon18]

Just checked with my insurance agent. If totaled they would make sure that I got another car at same $$ I was paying.

BTW my financial situation is not at question here so why add those comments ?? IFor the record, if I wanted to I could pay for yours, mine and a dozen others on my pension alone and still not impact my lifestyle or my kids future inheritance.

Anyway, I'm outa here for 3 weeks !