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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > USA - California > Official SoCal Chat Thread (#3)



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      04-14-2008, 01:32 PM   #63603
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      04-14-2008, 01:33 PM   #63604
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wtf... i just saw the front of an audi pop up on one of the banners right before i refreshed.... burn that merchant!

j/k

a client of mine came into the office the other day with his s6. v10 ftw
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      04-14-2008, 01:39 PM   #63605
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i have a case of the mondays.

what is everyone doing?
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      04-14-2008, 01:42 PM   #63606
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off to free lunch...later guys!
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      04-14-2008, 01:42 PM   #63607
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Was driving home from Seattle the other night and there were like 5 cars that were speeding down I-5 at like 80-90. Always nice to have Rabbits out.
One of them was a e34 (i think) 540i. Little bugger was pretty quick.
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      04-14-2008, 01:43 PM   #63608
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Anyone need some off the record financial advice? lol
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      04-14-2008, 01:44 PM   #63609
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Some people are like slinkies...not really good for much but you can't help but smile when you see one tumble down the stairs"
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      04-14-2008, 01:45 PM   #63610
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Quote:
Originally Posted by jdink View Post
Anyone need some off the record financial advice? lol
yes how do i become rich quick?
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Some people are like slinkies...not really good for much but you can't help but smile when you see one tumble down the stairs"
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      04-14-2008, 01:46 PM   #63611
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http://www.e90post.com/forums/showth...26#post2483726

nabil go lay the smack down!
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      04-14-2008, 01:47 PM   #63612
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Quote:
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yes how do i become rich quick?
Risk/Return. If you want to become rich quick, take a lot of risk. Just know that you have a higher potential of becoming very poor very fast too
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      04-14-2008, 01:47 PM   #63613
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i will take advice ... haahhaha
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      04-14-2008, 01:49 PM   #63614
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Quote:
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i will take advice ... haahhaha
what is your question/concern littlepuck?
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      04-14-2008, 01:51 PM   #63615
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ever heard of wrl life insurace/investment policies? any good?
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      04-14-2008, 01:52 PM   #63616
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i dunno ... i guess the rick quick question was what i wanted to know ... hmmm what should i be doing with my money right now? aside from giving it to longtran? ahahahahah
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      04-14-2008, 01:53 PM   #63617
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is wrl the insurance company?

in lots of cases life insurance policies arn't really needed... and/or they are loaded with crappy fees/conditions that you they dont tell you about.

always make sure you read every little detail of the policy.
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      04-14-2008, 01:55 PM   #63618
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Quote:
Originally Posted by Minipuck V 2.0 View Post
i dunno ... i guess the rick quick question was what i wanted to know ... hmmm what should i be doing with my money right now? aside from giving it to longtran? ahahahahah
depends what your objectives are and investment time frame. if you are looking to invest for 10+ years, you are looking at a lot different investment strategy then if you are looking to invest for 1-3....
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      04-14-2008, 01:57 PM   #63619
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i.e. if you invest 10,000 in a more aggressive portfolio, over 10 years, even with dips in the market like we are having now, you have a probability of making a good return.

but if you invest 10,000 and invest in the same aggressive portfolio over 1 year, if the year is like the one we are/were having, you could be screwed.
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      04-14-2008, 01:57 PM   #63620
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Quote:
Originally Posted by jdink View Post
depends what your objectives are and investment time frame. if you are looking to invest for 10+ years, you are looking at a lot different investment strategy then if you are looking to invest for 1-3....
i plan on living a while
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      04-14-2008, 01:58 PM   #63621
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      04-14-2008, 02:00 PM   #63622
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sup leona
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      04-14-2008, 02:01 PM   #63623
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Quote:
Originally Posted by Minipuck V 2.0 View Post
i plan on living a while
if you have a long time to retirement then you are probably looking at a more aggressive portfolio (80% equity, 20% fixed income or a 60/40 mix)

the longer your invesment time frame, the more risk you can take before the down years wont effect your net return as much in the long run.

to put things into perspective....

20/80 portfolio : for your widowed grandmother

40/60 portfolio : for your soon to be retired/retired

60/40 : for someone who doesnt need, or is comfortable in taking to much risk, but still desires a higher return. example: someone 5-10 years from retirement who has a good nest egg, but wants some growth.

80/20 : for someone who has a higher risk tolerance, and has a long investment time frame. and is confortabl with market fluxuations
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      04-14-2008, 02:06 PM   #63624
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wrl insurance

http://www.ripoffreport.com/reports/...Off0072877.htm

example: even the guy selling the shit didnt read everything and got screwed.

surrender charges = one way you get screwed
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