[Alabama_Man]

Originally Posted by raleedy

What's your point?

A lot of people buy cars they can't afford. Basically people lease cars for 15 years straight without anything to show for it except money dumped into renting.

I have a pristine E30 that I've been driving for 10+ years. It looks like it came out of the showroom yesterday.

[Alabama_Man]

Originally Posted by mrvuml

He lied, he got found out, he got himself in deeper and deeper and then tried to back-peddle with more lies and by intimating that he did it on purpose and concocted a new story and then tried to suggest that everyone else here is stupid. I call BULLSHIT! He did a lousy job of trying to cover his track. He's been OWNED! Game over!
I know some of you here are also in the SoCal thread so be sure to spread the word so people there know what they're dealing with.

How old are you?

[mrvuml]

Originally Posted by Alabama_Man

How old are you?

Never mind.

Originally Posted by Xeloj

Well I usually assume various identities on a forum.

There isn't a special skill behind trolling, it's merely the use of irony that no one else will understand.

No offense to you and others, but if I post the same material on a forum full of more intelligent people (I sometimes hang out at forums with scientist, engineers, and doctors), they simply see through the irony and have a good laugh.

Then it becomes a game upon a game upon a game. Even the most adept posters will fail to realize that at the end of all the layers of irony, I have an unseen agenda. At the same time, a less adept poster might see the agenda right away, since the simple mind looks for the simplest answer, while the complicated mind looks for a complicated answer.

What a load of crap! You got caught lying and now you're trying to get out of it with yet another lie. Nice work removing the 530 from your sig and changing your flag from Phillipines to India and getting into another battle elsewhere.

[Alabama_Man]

Originally Posted by SehrSchnell

Again, it depends on the situation of the individual. I lease my car through my company to get all the tax deductions, and my wife owns her X3. So to say that everyone who is leasing can't really afford their cars is just plain dumb. Trust me, I can afford my cars.

I'm not saying you personally can't afford your car, you might be a millionaire. I just think a lot of people who lease can't actually afford the car. Hope that makes sense.

[mrvuml]

Originally Posted by SehrSchnell

Yeah, what an ass. I just read his posts about him renting, being a programmer, and being asian. Dude, if you have to lie make sure you delete your older posts. Loser!

He's changed his flag to Indian now, removed the 530 from his sig, and is currently engaged in battle with someone else in another thread. He's been well and truly exposed and is trying to back-peddle by spewing even more crap!

[mrvuml]

Originally Posted by Alabama_Man

I think leasing is good for people who can't fully own the car, it's cheaper and easier to afford.

Originally Posted by Alabama_Man

If you have to lease a car every few years to have a new vehicle then you're probably trying to live beyond your means.

Originally Posted by Alabama_Man

A lot of people buy cars they can't afford. Basically people lease cars for 15 years straight without anything to show for it except money dumped into renting.

I have a pristine E30 that I've been driving for 10+ years. It looks like it came out of the showroom yesterday.

Originally Posted by Alabama_Man

I'm not saying you personally can't afford your car, you might be a millionaire. I just think a lot of people who lease can't actually afford the car. Hope that makes sense.

That is almost exactly what Xeloj was saying that got so many people disagreeing with him and that led to the recent chain of events.

[Alabama_Man]

I never said anyone personally couldn't, I'm just saying it usually is the case so if he was saying that then I agree.

Anyway this thread is full of people who want to fight, I'm out of here.

[Coder335i]

Just curioius, but why is it that the people who did get a lease are the ones being defensive? I dont seey why they should be. If you feel its right for you then the hell with what anyone thinks.

I happened to purchase mine, but I would not presume to say thats right for everyone..

[Alabama_Man]

Originally Posted by Coder335i

Just curioius, but why is it that the people who did get a lease are the ones being defensive? I dont seey why they should be. If you feel its right for you then the hell with what anyone thinks.

I happened to purchase mine, but I would not presume to say thats right for everyone..

Exactly my point. I just came into this thread and everyone with a lease is attacking me out of the blue. There's a lot of insecure people leasing in this thread.

[mrvuml]

Originally Posted by Alabama_Man

I never said anyone personally couldn't, I'm just saying it usually is the case so if he was saying that then I agree.

Anyway this thread is full of people who want to fight, I'm out of here.

Originally Posted by Alabama_Man

Exactly my point. I just came into this thread and everyone with a lease is attacking me out of the blue. There's a lot of insecure people leasing in this thread.

You said you were out of here. Back already?
You say everyone with a lease is attacking you out of the blue? Really? Aren't they (no more than a couple of people) just disagreeing with your (familiar sounding) comments? Looks like all you've done is to troll and insult and fight with people throught the forum since you joined it a few hours ago.
OK guys, Alabama_Man joined the forum a few hours ago, has made mostly negative and insulting posts in other threads in the forum and pissed a bunch of people off and then landed here. Check his post history. Obviously a troll out to cause trouble. Sounds a lot like Xeloj to me.

[mrvuml]

Originally Posted by Coder335i

Just curioius, but why is it that the people who did get a lease are the ones being defensive?

Because the thread title is "Why leasing doesn't make sense" rather than something neutral like "Which do you prefer? Leasing or Buying?". Leasers tried to present their point of view and tried to explain that the OP's contrived lease examples were not grounded in reality. The OP then proceded to lie and insult anyone that disagreed with him, just like in other threads where the same person resorted to lies and insults after starting threads attacking the 335i. So, the ones (leasers, 335i owners) being attacked were the ones that put up a defense. If someone started a thread titled "Why buying doesn't make sense" would you not try to present your side and get defensive if you were then insulted and told you were stupid and ignorant because of your preference?

[Alabama_Man]

Originally Posted by mrvuml

You said you were out of here. Back already?
You say everyone with a lease is attacking you out of the blue? Really? Aren't they (no more than a couple of people) just disagreeing with your (familiar sounding) comments? Looks like all you've done is to troll and insult and fight with people throught the forum since you joined it a few hours ago.
OK guys, Alabama_Man joined the forum a few hours ago, has made mostly negative and insulting posts in other threads in the forum and pissed a bunch of people off and then landed here. Check his post history. Obviously a troll out to cause trouble. Sounds a lot like Xeloj to me.

You have a serious mental issue. I've actually been a long time lurker and I'm a member of a popular M5 board.

I thought I'd join here and enjoy some chat about cars but it seems 335i leasers like yourself are just super defensive children. Leave me alone.

[mrvuml]

You've just been busted in the other threads you've been trolling in as well now. Best to give it up! I suggest you leave everyone in the forum alone.

[Aija]

Alabama Man and Xeloj might be the same person.

Writing style is similar.

One thread started by Xeloj:
Headlights without Amber Reflectors, cool or not?

Two threads started by Alabama Man:
Cool or not: Putting a "Ron Paul 08" sticker on your Bimmer?
Cool or not: Street Racing a 3 Series

[John 070]

Originally Posted by raleedy

BMWFS offers what appear to be below-market rates on both leases and loans. They are certainly below the rates that one can earn historically from reasonably conservative investments. As long as you can earn investment income at higher rates than your financing charges, aren't you better off putting as little of your own money in as possible, and financing as much as you can for as long as you can? That would mean leasing. There are a few little things to be alert to, though: The lease acquisition fee and the lease disposition fee add up to about $1K. That could affect the financial comparison.

Again what you say is tempting, but I say keep them separated. The car is a total waste of money, like going to Las Vegas. You go there knowing you will lose, and you play for fun with what you can afford to lose.

Last year was bad for real estate, and the S&P 500 did a meager 3.5%. There are no 60 mo. car loans for 3.5%, not even the Navy FCU. Everything got clobbered starting in late Oct. There are years in which everything could do down, and so far this month, that's the way it's looking. It's a tale as old as Jack and the Beanstalk--you set out to the BMW dealership with 25k to put as a downpayment, and instead, you invest it, and either lease, or put nothing down and have a $943/mo. payment when it could have been $471. What if you had chosen real estate last year? Or you did something after Oct. 2007 where most sectors lost, that's really sticking it to yourself.

That's just my way of looking at it, one cannot always leverage themselves through life and think it's as easy as Google money. It truly isn't. Pure luxury purchases imho should be based on income, not whether one can meet a monthly payment.

[Coder335i]

Originally Posted by mrvuml

Because the thread title is "Why leasing doesn't make sense" rather than something neutral like "Which do you prefer? Leasing or Buying?". Leasers tried to present their point of view and tried to explain that the OP's contrived lease examples were not grounded in reality. The OP then proceded to lie and insult anyone that disagreed with him, just like in other threads where the same person resorted to lies and insults after starting threads attacking the 335i. So, the ones (leasers, 335i owners) being attacked were the ones that put up a defense. If someone started a thread titled "Why buying doesn't make sense" would you not try to present your side and get defensive if you were then insulted and told you were stupid and ignorant because of your preference?

I dont disagree with your opinion, I just wonder why there is so much defensiveness. I understand hes being a jackass, but dropping to his level is giving him exactly what he wants IMO. I personally would not give him that satisfaction by letting him see me pissed off..

[nnnnnnnnnnnnnnnnnnnnnn]

I saw the title of this thread, and thought that I might reply to put my two cents in. I saw it was 7 pages long... F it...

[Alabama_Man]

Originally Posted by John 070

Again what you say is tempting, but I say keep them separated. The car is a total waste of money, like going to Las Vegas. You go there knowing you will lose, and you play for fun with what you can afford to lose.

Last year was bad for real estate, and the S&P 500 did a meager 3.5%. There are no 60 mo. car loans for 3.5%, not even the Navy FCU. Everything got clobbered starting in late Oct. There are years in which everything could do down, and so far this month, that's the way it's looking. It's a tale as old as Jack and the Beanstalk--you set out to the BMW dealership with 25k to put as a downpayment, and instead, you invest it, and either lease, or put nothing down and have a $943/mo. payment when it could have been $471. What if you had chosen real estate last year? Or you did something after Oct. 2007 where most sectors lost, that's really sticking it to yourself.

That's just my way of looking at it, one cannot always leverage themselves through life and think it's as easy as Google money. It truly isn't. Pure luxury purchases imho should be based on income, not whether one can meet a monthly payment.

That was a good explanation. A lot of people here are too defensive it makes discussing a subject uncomfortable.

[!Xoible]

Originally Posted by Alabama_Man

That was a good explanation. A lot of people here are too defensive it makes discussing a subject uncomfortable.

the whole subject is whack IMHO. people will get defensive. it's pretty much saying "ur stupid, and im smart" haha

[Alabama_Man]

Originally Posted by mantis

the whole subject is whack IMHO. people will get defensive. it's pretty much saying "ur stupid, and im smart" haha

I think it's just preference. But it seems when I post my preference I get attacked, it's weird.

[!Xoible]

Originally Posted by Alabama_Man

I think it's just preference. But it seems when I post my preference I get attacked, it's weird.

must be the way you say it then, if you make people feel like shit about their preferences?

idk, i havent read your posts or any of the posts except the original

[mrvuml]

Originally Posted by mantis

must be the way you say it then, if you make people feel like shit about their preferences?

idk, i havent read your posts or any of the posts except the original

Its definitely the way he says things. You should read his posts since he joined yesterday. All he's done is to be rude and insulting and piss people off across the forum. Of all the other threads in the forum that this "newbie" could have participated in he chose this one. A coincidence? I think not. IMHO, he came here on a mission. Anyway, I'll let you judge for yourself. Xeloj hung himself due to his post history. This "newbie" will do the same.