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how do you insure a Super Car(exotics)?
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| 03-31-2010, 12:27 AM | #1 |
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how do you insure a Super Car(exotics)?
Call me stupid, but I just realized most major insurance companies do not list super-car categories(ferraris, aston martins, etc). Only thing I see is Audi R8 on the list but that is about it.
My question is, how do those car owners insure their car? I read something online regarding how you have to "bargain" with insurance companies and work out a deal. That sounds extremely stupid and unfair. Anyone knows?
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| 03-31-2010, 12:43 AM | #3 |
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i was on 6speedonline the other day and was reading abt this..... there were guys paying around 1500-2000 a year while others were paying around 300/month... i remember someone suggesting AAA
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| 03-31-2010, 12:50 AM | #4 | |
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Only 2k/year? I pay about 800/yr for my 335i...
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| 03-31-2010, 12:52 AM | #5 | |
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| 03-31-2010, 01:09 AM | #6 |
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But we also have to factor in many of those exotic owner have multiple vehicles, and drive them probably once a week for a leisure cruise. Not a daily commuter. As well as the age, garage, occupation, driving history, etc
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| 03-31-2010, 02:17 AM | #8 |
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Yea, I pay about 2500 a year for the M3, and its listed as a leisure vehicle. However I got a ticket for going 125 in a 70, in Nevada, or montana, in my prius, lol.
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| 03-31-2010, 02:30 AM | #9 | |
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| 03-31-2010, 02:40 AM | #10 | |
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| 03-31-2010, 02:51 AM | #11 |
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allstate insures them, most insurance companies do...just have to ask
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| 03-31-2010, 03:10 AM | #12 | |
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dude, I pay 5k$/year for my 335i but my premium never goes up and no questions asked.. I can even take it in for dents and scratches on their account.
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| 03-31-2010, 11:28 AM | #13 |
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while it may not be listed on the site, doesnt mean the company wont insure it, usually you have to call.
another thing is that a lot of exotic owners dont necessarily use the major car insurance companies. instead, companies like chubb are used which specialize in luxury insurance for boats, planes, expensive cars, and other expensive toys
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| 03-31-2010, 11:46 AM | #14 | |
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| 03-31-2010, 12:14 PM | #15 | |
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| 03-31-2010, 12:20 PM | #16 | |
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insurance is expensive around here  2k/yr for a supercar is cheap
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| 03-31-2010, 07:14 PM | #19 | |
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So how do you insure it? You call me (your agent) and you say, "Hey dude, bought a Ferrari 599! Put on some coverage! You need a test drive? Why?" ..etc
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| 03-31-2010, 08:19 PM | #21 | |
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 On a serious side note, are you really an insurance agent? "roughly" how much are we looking at for a Aston Martin Vantage convertible? I don't need exact amount, just like an estimate with a "mild" driving record and age 25+.
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| 03-31-2010, 08:48 PM | #22 | |
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Really tough to give a rough estimate these days since rates are primarily tied to the driver more than the car. Would love to check things out for you though, PM me
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