Insurance rip off

fulcrum · 09-05-2011, 06:28 AM

Marks and Spencers have just told me that they will charge me a 25% loading if I fit a 17 OEM winter tyre package to my E92 (which has 19 inch 313s).

Are they insane!!!!!

fulcrum · 09-05-2011, 06:38 AM

And an extra £25 for making the change and a further £25 when I change them back.

And £75 if I cancel the policy.

AlanYoro35i · 09-05-2011, 07:49 AM

have you tried telling them its Original manufacter equipment?

Is M&S the inusrance company or the broker? as when i used M&S they were a broker so if they are then it's worth contracting your insurance directly.

honestly i dont understand why people declare stuff like this if it OEM alloys..if anything happen they cant do a thing as it is a bmw alloy unless you have aftermarket alloys then i see the need to declare i dont see the insurance evaulater would know too much about cars unless its obvivoulsy modded or aftermarket.

p.s then there is the 'oh i dunno, it was already like that when i bought it' phase =D

zltm089 · 09-05-2011, 03:11 PM

if its being fitted by a bmw dealership and oem ...then fcuk them...no need to tell....

rich1068 · 09-05-2011, 03:21 PM

If they're willing to load the premium then they're willing to wriggle out of a claim if you didn't tell them. This is the sort of shit the insurance companies came up with last year before the ABI issued its advice. Find out who the actual insurer is and complain in the strongest possible way. If that does no good then walk.

09-05-2011, 06:28 AM	#1
fulcrum Lieutenant 10 Rep 463 Posts Drives: E92,F22, F36, G01 Join Date: Jun 2011 Location: London iTrader: (0)	Insurance rip off Marks and Spencers have just told me that they will charge me a 25% loading if I fit a 17 OEM winter tyre package to my E92 (which has 19 inch 313s). Are they insane!!!!!
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09-05-2011, 06:38 AM	#2
fulcrum Lieutenant 10 Rep 463 Posts Drives: E92,F22, F36, G01 Join Date: Jun 2011 Location: London iTrader: (0)	And an extra £25 for making the change and a further £25 when I change them back. And £75 if I cancel the policy.
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09-05-2011, 07:49 AM	#3
AlanYoro35i Senior Troll 221 Rep 3,378 Posts Drives: Coming soon-718 Cayman S Join Date: Aug 2010 Location: South West iTrader: (1)	have you tried telling them its Original manufacter equipment? Is M&S the inusrance company or the broker? as when i used M&S they were a broker so if they are then it's worth contracting your insurance directly. honestly i dont understand why people declare stuff like this if it OEM alloys..if anything happen they cant do a thing as it is a bmw alloy unless you have aftermarket alloys then i see the need to declare i dont see the insurance evaulater would know too much about cars unless its obvivoulsy modded or aftermarket. p.s then there is the 'oh i dunno, it was already like that when i bought it' phase =D __________________ Gone: N54 335i is the Legend! N55 435i Now: 718 Cayman GTS / F83 M4
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09-05-2011, 03:11 PM	#4
zltm089 Banned 261 Rep 7,686 Posts Drives: 335i SE Coupe Space Grey Join Date: Nov 2008 Location: LONDON iTrader: (0) Garage List 2006 BMW 335i [10.00]	if its being fitted by a bmw dealership and oem ...then fcuk them...no need to tell....
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09-05-2011, 03:21 PM	#5
rich1068 has left the building 91 Rep 3,359 Posts Drives: F30 330d M Sport Join Date: Oct 2010 Location: UK iTrader: (0)	If they're willing to load the premium then they're willing to wriggle out of a claim if you didn't tell them. This is the sort of shit the insurance companies came up with last year before the ABI issued its advice. Find out who the actual insurer is and complain in the strongest possible way. If that does no good then walk.
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