325i LEASE

vbadhwar · 12-13-2005, 01:14 AM

This is what a dealer has offered me. Could you please tell me if the charges are legit and what sort of a deal this is. To me it seems like the dealer is inflating my payments more than what they should be. Also what is the Bank Fee for? Is it legit?

Base Price $30,300.00
September 2006 Price Adjustment 600.00
Steptronic 6-Speed Automatic Transmission 1,275.00
Premium Package 2,900.00
Xenon Adaptive Headlights 800.00
Navigation System 2,000.00
Satellite Radio Preparation 75.00
Metallic Paint 475.00
Destination and Handling 695.00

TOTAL AS EQUIPPED $39,120.00

SELLING PRICE $36,725.00

Lease Terms

Term 24 Months
Mileage 12,000/year
Money Factor 2.5
Residual Factor 76%

Selling Price $36,725.00
Bank Fee $625.00

Total Capitalized Cost $37,350.00

Residual Value $29,731.20
Total Depreciation $7,618.80

Capital Reduction
$0.00

Monthly Depreciation $317.45
Monthly Rent $167.70

Monthly Payment $485.15
Tax (8.25%) $40.03

Monthly Payment + Tax $525.18

License & Registration $308.75
Documentation Fee $45.00
First Payment $525.18
Security Deposit $550.00

Drive Off $1,432.64

SteveMD · 12-13-2005, 06:01 AM

That is spot on. I think you posted this elsewhere - but anyway, if you can pay the aquisiton fee up front, your payment will be reduced to $495 and the security deposit will be reduced to $500.

Check your doc and misc fees with others in your area.

12-13-2005, 01:14 AM	#1
vbadhwar Enlisted Member 4 Rep 35 Posts Drives: e90 325i Join Date: Dec 2005 Location: Bay Area, Cali iTrader: (0)	325i LEASE - Help and Advice needed! This is what a dealer has offered me. Could you please tell me if the charges are legit and what sort of a deal this is. To me it seems like the dealer is inflating my payments more than what they should be. Also what is the Bank Fee for? Is it legit? Base Price $30,300.00 September 2006 Price Adjustment 600.00 Steptronic 6-Speed Automatic Transmission 1,275.00 Premium Package 2,900.00 Xenon Adaptive Headlights 800.00 Navigation System 2,000.00 Satellite Radio Preparation 75.00 Metallic Paint 475.00 Destination and Handling 695.00 TOTAL AS EQUIPPED $39,120.00 SELLING PRICE $36,725.00 Lease Terms Term 24 Months Mileage 12,000/year Money Factor 2.5 Residual Factor 76% Selling Price $36,725.00 Bank Fee $625.00 Total Capitalized Cost $37,350.00 Residual Value $29,731.20 Total Depreciation $7,618.80 Capital Reduction $0.00 Monthly Depreciation $317.45 Monthly Rent $167.70 Monthly Payment $485.15 Tax (8.25%) $40.03 Monthly Payment + Tax $525.18 License & Registration $308.75 Documentation Fee $45.00 First Payment $525.18 Security Deposit $550.00 Drive Off $1,432.64
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12-13-2005, 06:01 AM	#2
SteveMD Colonel 202 Rep 2,485 Posts Drives: 2016 F10 535i MSport Join Date: Dec 2005 Location: Raventown! iTrader: (3)	That is spot on. I think you posted this elsewhere - but anyway, if you can pay the aquisiton fee up front, your payment will be reduced to $495 and the security deposit will be reduced to $500. Check your doc and misc fees with others in your area.
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