Tracker system for insurance and GAP

G33 · 09-01-2007, 10:49 AM

im in the process of getting insurance quotes again, however most insurers insist that a tracker is required for me to be covered so what is the cheapest way for me to do it? Tracker Retrieve? Will the better the tracker the lower my premium be?

and

will GAP insurnce be necessary?

vivekk · 09-01-2007, 10:59 AM

Quote:

Originally Posted by G33

im in the process of getting insurance quotes again, however most insurers insist that a tracker is required for me to be covered so what is the cheapest way for me to do it? Tracker Retrieve? Will the better the tracker the lower my premium be?

and

will GAP insurnce be necessary?

You'll need to ask the individual insurance companies that question I think, G33.

Tracker Retrieve should be fine, but you need to check before having it fitted, otherwise, they may just tell you that you haven't met the terms of the contract, if you do need to make a claim in future.

Viv

silverbmwz3 · 09-01-2007, 11:22 AM

I wouldn't bother with gap insurance unless you have finance and you'd be worried about owing more than the insurance company paid out.

mjh93sa · 09-01-2007, 11:33 AM

As Viv says, check with the insurance company to make sure what you are thinking of is on their list. Many will have a list to choose from if you try and get an online quote.

In the end I expect that a lot of us have had "Tracker" units fitted 'cos the dealers offer them and you can get it all done without hassle before the car is delivered.

peterg1965 · 09-01-2007, 01:13 PM

G33 try A Plan (Broker) and mention 'BMWLand'. They will discount and quote with or without Tracker. I insured through them with Zurich, even cheaper than going direct on Zurich website. I paid £470, protected NCB low risk area xs of £200 no tracker required. I would only have saved £70 or so with Tracker not enough to pay the annual subsricption on a Tracker.
A plan number is on www.bmwland.co.uk .

I also went for GAP, I got it cheap enough and it is peace of mind for me. Each to their own when it comes to this.

09-01-2007, 10:49 AM	#1
G33 Colonel 104 Rep 2,079 Posts Drives: 335i Join Date: Jun 2007 Location: London iTrader: (0)	Tracker system for insurance and GAP im in the process of getting insurance quotes again, however most insurers insist that a tracker is required for me to be covered so what is the cheapest way for me to do it? Tracker Retrieve? Will the better the tracker the lower my premium be? and will GAP insurnce be necessary?
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09-01-2007, 11:22 AM	#3
silverbmwz3 Colonel 55 Rep 2,022 Posts Drives: X5 g05 Join Date: Mar 2007 Location: Buckinghamshire, UK iTrader: (0) Garage List 2003 325 ci SE conv ... [0.00]	I wouldn't bother with gap insurance unless you have finance and you'd be worried about owing more than the insurance company paid out. __________________ Current: E90 335d (May 2007) \| Black/Black \| Prof Hifi \| Prof Nav \| 6FL \| Fully Electric Seats \| Xenons \| Folding Mirrors \| PDC Previous: 325ci Conv. Black/Black with lots of ACS Previous: z3 3.0 Silver with Black&Red Leather
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09-01-2007, 11:33 AM	#4
mjh93sa Major General 150 Rep 5,080 Posts Drives: 530d Join Date: Dec 2005 Location: Gloucestershire iTrader: (0) Garage List 2012 BMW M135i [10.00] 2011 Mini Countryma ... [5.50]	As Viv says, check with the insurance company to make sure what you are thinking of is on their list. Many will have a list to choose from if you try and get an online quote. In the end I expect that a lot of us have had "Tracker" units fitted 'cos the dealers offer them and you can get it all done without hassle before the car is delivered. __________________ Gone: Fiesta - Focus - E46 320dSE - E91 330dMSport - E82 135iMSport - R55 JCW Clubman - M135i Now: 530d
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09-01-2007, 01:13 PM	#5
peterg1965 Brigadier General 177 Rep 4,190 Posts Drives: F30 335d M Sport, F15 X5 40d Join Date: May 2007 Location: The place of dark satanic mills, UK iTrader: (0)	G33 try A Plan (Broker) and mention 'BMWLand'. They will discount and quote with or without Tracker. I insured through them with Zurich, even cheaper than going direct on Zurich website. I paid £470, protected NCB low risk area xs of £200 no tracker required. I would only have saved £70 or so with Tracker not enough to pay the annual subsricption on a Tracker. A plan number is on www.bmwland.co.uk . I also went for GAP, I got it cheap enough and it is peace of mind for me. Each to their own when it comes to this.
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