[jlstyle]

Hi guys,

My mom got a speeding ticket (25mph+) from S.I. which is 6 points.
Since she lives in NJ, I know that only 2 points will be carried over.
But is that same for the insurance points? or would whole 6 points show up on her insurance?

She rarely gets a ticket and we are trying to find out if $400+ attorney fee would worth it to waive the ticket. I mean if only 2 points would carry, I assume paying off the ticket (~$200) isn't a bad idea.

Any recommendations?

[dicostal]

she should fight the ticket, even without a layer they will reduce her trap speed.

However not sure how 25MPH over the speed limit will be handled... thank god never had to deal with that.

[D335NUTZ]

It's not just $200. They are going to tack on a surcharge and a drivers assessment fee since its 6 points. Probably looking at another $400 on top.

[Twnturbofanatic]

All 6 transfer to insurance even though only 2 carry over in DMV. Each surcharge is 100 per point so that's 200 dollar fine plus 400 surcharge. Plus higher insurance. Easier to just fight the ticket and plead it out

[TwinTorque]

post pone it a few times and hope the cop doesn't show up. Also, sometimes DA will work out a deal with you.

[chillbil79]

BJ

[chilled_fire]

Advocate , depending on how good the advocate is , could go down to 0 points.
My wife had 8 points got it down to 0 , first offence though

[jlstyle]

Unfortunately, there's no plea bargaining in S.I.
Lawyer is the only way to to if you want to fight it.

Thanks all for the recommendations.

[BlueBimmer]

Originally Posted by jlstyle

Hi guys,

My mom got a speeding ticket (25mph+) from S.I. which is 6 points.
Since she lives in NJ, I know that only 2 points will be carried over.
But is that same for the insurance points? or would whole 6 points show up on her insurance?

She rarely gets a ticket and we are trying to find out if $400+ attorney fee would worth it to waive the ticket. I mean if only 2 points would carry, I assume paying off the ticket (~$200) isn't a bad idea.

Any recommendations?

Get a Lawyer - fight the ticket, any reduction is better than paying now, think long term, what about the next ticket - you will have points already - so why not do what you can to get rid of these now??

Originally Posted by dicostal

she should fight the ticket, even without a layer they will reduce her trap speed.

However not sure how 25MPH over the speed limit will be handled... thank god never had to deal with that.

+1

Originally Posted by Twnturbofanatic

All 6 transfer to insurance even though only 2 carry over in DMV. Each surcharge is 100 per point so that's 200 dollar fine plus 400 surcharge. Plus higher insurance. Easier to just fight the ticket and plead it out

Yes easier and recommended to fight but every insurance co is different on how they deal with points - to my knowledge - most have their own point system based on the offence not based on how many points the state says you have accumulated. This way they are impartial to laws and differences between states.

Originally Posted by TwinTorque

post pone it a few times and hope the cop doesn't show up. Also, sometimes DA will work out a deal with you.

This only works in NYC and if its a ticket with points they usually show up but you have to go either way.

Originally Posted by jlstyle

Unfortunately, there's no plea bargaining in S.I.
Lawyer is the only way to to if you want to fight it.

Thanks all for the recommendations.

+1 - you know this so go get a lawyer alraedy !!

[druu]

worth noting that points come off your license after 18 months and are effective from the date of the ticket. So if the case keeps getting pushed back, the points may never actually affect your insurance. A lawyer is definitely the way to go just to keep getting it moved if anything.