They want me to pay 5% PST to insure my car in SK

Yvette · 09-14-2011, 04:40 PM

I brought my car from BC, and treid to insure my BMW in SK.
The lady said I would need to pay 5% value of the car.

My car is financed through BMW Canada and I can't justify paying another 5% tax on it while I am already paying 12% HST monthly.
I think this is BS. Btw, my plan is to stay here for about 2 year max.
Any feedback or is there way to avoid 5% tax?

E90MCF · 09-14-2011, 04:49 PM

Quote:

Originally Posted by e90sexion

I brought my car from BC, and treid to insure my BMW in SK.
The lady said I would need to pay 5% value of the car.

My car is financed through BMW Canada and I can't justify paying another 5% tax on it while I am already paying 12% HST monthly.
I think this is BS. Btw, my plan is to stay here for about 2 year max.
Any feedback or is there way to avoid 5% tax?

Holy shit another 5% is going to make your ass hole not so tight anymore. . . On top of the 12%. . . Wow 17%, I thought only 5 was bad

Yvette · 09-14-2011, 09:17 PM

Quote:

Originally Posted by E90MCF

Quote:

Originally Posted by e90sexion

I brought my car from BC, and treid to insure my BMW in SK.
The lady said I would need to pay 5% value of the car.

My car is financed through BMW Canada and I can't justify paying another 5% tax on it while I am already paying 12% HST monthly.
I think this is BS. Btw, my plan is to stay here for about 2 year max.
Any feedback or is there way to avoid 5% tax?

Holy shit another 5% is going to make your ass hole not so tight anymore. . . On top of the 12%. . . Wow 17%, I thought only 5 was bad

I know i am facing some rip off situation

E90MCF · 09-14-2011, 10:51 PM

Quote:

Originally Posted by e90sexion

I know i am facing some rip off situation

Also clarify about the 'lady' sounds like insurance but it could be registration. . I've never heard such thing about repaying taxes

Auto Pilot · 09-15-2011, 12:14 AM

paying tax on the insurance premium would make sense, but paying 5% of the book value of your car makes no sense

phil_ · 09-15-2011, 10:23 AM

This only way this makes sense is if you're leasing and now the taxes are different in SK. Because you pay taxes on each payment and not up front on a lease.

5% on your monthly payment, what's the big deal?

Yvette · 09-15-2011, 01:50 PM

I called the customer service in the morning. It happens to be what the lady yesterday said was total bs. No pst need to be paid.

E90MCF · 09-15-2011, 04:03 PM

Quote:

Originally Posted by e90sexion

I called the customer service in the morning. It happens to be what the lady yesterday said was total bs. No pst need to be paid.

Obviously!

hubble bubble · 09-16-2011, 02:15 PM

As long as you have owned the car more than 90 days and it was registered in BC, you should not have to pay taxes in any other province.

If the car is less than 90 days old, wait until day 91 to register and insure it in SK

Yvette · 10-06-2013, 06:34 AM

its 12% PST when you buy a vehicle within BC that if you are resident of BC. Effective as of 2013 March 31.
I just read that on ICBC page.

bimmergixxer · 10-06-2013, 08:05 AM

This is true. Bought a car in Ontario and paid HST, then insured it in Manitoba and had to pay the sales tax again on the car even though I showed them I just paid Ontario tax. Silly process, however you can apply to have the sales tax refunded once you pay.

09-14-2011, 04:40 PM	#1
Yvette Major General 772 Rep 7,409 Posts Drives: M Join Date: Sep 2006 Location: Vancouver iTrader: (19)	I brought my car from BC, and treid to insure my BMW in SK. The lady said I would need to pay 5% value of the car. My car is financed through BMW Canada and I can't justify paying another 5% tax on it while I am already paying 12% HST monthly. I think this is BS. Btw, my plan is to stay here for about 2 year max. Any feedback or is there way to avoid 5% tax?
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09-15-2011, 12:14 AM	#5
Auto Pilot First Lieutenant 10 Rep 303 Posts Drives: 2011 SG CR 335xi e92, M-Sport Join Date: Jan 2011 Location: GTA, Ontario iTrader: (0)	paying tax on the insurance premium would make sense, but paying 5% of the book value of your car makes no sense
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09-15-2011, 10:23 AM	#6
phil_ First Lieutenant 58 Rep 318 Posts Drives: Panamera Turbo S Join Date: Nov 2007 Location: Canada iTrader: (1)	This only way this makes sense is if you're leasing and now the taxes are different in SK. Because you pay taxes on each payment and not up front on a lease. 5% on your monthly payment, what's the big deal?
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09-15-2011, 01:50 PM	#7
Yvette Major General 772 Rep 7,409 Posts Drives: M Join Date: Sep 2006 Location: Vancouver iTrader: (19)	I called the customer service in the morning. It happens to be what the lady yesterday said was total bs. No pst need to be paid.
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09-16-2011, 02:15 PM	#9
hubble bubble Captain 17 Rep 680 Posts Drives: 2008 335i Join Date: Feb 2009 Location: Calgary, AB, Canada iTrader: (0)	As long as you have owned the car more than 90 days and it was registered in BC, you should not have to pay taxes in any other province. If the car is less than 90 days old, wait until day 91 to register and insure it in SK
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10-06-2013, 06:34 AM	#10
Yvette Major General 772 Rep 7,409 Posts Drives: M Join Date: Sep 2006 Location: Vancouver iTrader: (19)	its 12% PST when you buy a vehicle within BC that if you are resident of BC. Effective as of 2013 March 31. I just read that on ICBC page.
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10-06-2013, 08:05 AM	#11
bimmergixxer Railside Performance 51 Rep 334 Posts Drives: E92 M3 R8 V10 Q5 Join Date: Nov 2009 Location: Railside Performance iTrader: (8) Garage List 2010 Ducati Streetf ... [7.00] 2017 Q5 [0.00] 2017 BMW R NineT Racer [5.00] 2010 Audi R8 V10 Ma ... [0.00] 2008 M3 [10.00]	This is true. Bought a car in Ontario and paid HST, then insured it in Manitoba and had to pay the sales tax again on the car even though I showed them I just paid Ontario tax. Silly process, however you can apply to have the sales tax refunded once you pay.
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