Modified car insurance, which company?

Ghostriderf80 · 05-04-2014, 05:25 AM

New to the UK, but not to modified cars.

What type of insurance company do you use for modified cars?
Seems that here they ding you for changing a light bulb, air filter, tires, etc...

Please help me out...

mikeouk · 05-04-2014, 05:49 AM

Try Adrian flux

bungleaio · 05-04-2014, 06:50 AM

Greenlight or A plan.

DuckySpud · 05-04-2014, 07:02 AM

Depends how modified it is. If there are a lot of performance changes, I'd say try Adrian Flux. However my car is just remapped, lowered and wheel change and I got a better quote with Admiral strangely.

MaccyD · 05-04-2014, 07:08 AM

Im with Sky Insurance, cant recommend the highly enough. Fantastic customer service and always great on prices.

joeyt · 05-04-2014, 07:25 AM

Mate. Modified car insurers are a crock and aren't cheaper at all. Every car iv ever tried to insure with them is well over even normal insurers. Admiral with all mods declaired is the cheapest on all my cars iv owned.

MaccyD · 05-04-2014, 07:38 AM

It depends on how many modifications. Its worth a go to look it up. Alot of companies wont insure above a certain number of modifications. Admiral certainly werent cheaper insuring an import, with an engine conversion and a roll cage

gangzoom · 05-04-2014, 10:46 AM

Depending on where you live, your age, driving record insurance costs will vary wildly.

I've been with GreenLight for 2 years now, £700 fully comp, all mods covered. Admiral wanted nearly double, and most others like Directline etc don't even want to give me a quote due to the car been heavily modified.

joeyt · 05-04-2014, 12:29 PM

No company is cheap insuring an import car. Thats why id never buy one.

E92Dan · 05-04-2014, 02:48 PM

I went through gocompare the other week and Admiral came out best. Tried a few others but nothing cheaper. The good thing with the comparison sites is they don't ask details, remap, yes or no, standard alloy wheels, yes or no, all very easy

Ghostriderf80 · 05-05-2014, 02:08 AM

Quote:

Originally Posted by gangzoom

Depending on where you live, your age, driving record insurance costs will vary wildly.

I've been with GreenLight for 2 years now, £700 fully comp, all mods covered. Admiral wanted nearly double, and most others like Directline etc don't even want to give me a quote due to the car been heavily modified.

Admiral wants to know what engine mod I have, but its only an intake from another model. Its not really an engine mod but more part of the filter intake mod. So for that they need to ask more.

DMH-01 · 05-05-2014, 04:57 AM

http://www.brentacre.co.uk

Josh1a1h · 05-05-2014, 05:00 AM

I love adrian flux

Ghostriderf80 · 05-06-2014, 02:52 PM

Went w Admiral, was cheap but its stupid how its only 10 months. I thought I was buying a 12 month term.

marknjayne · 05-06-2014, 03:53 PM

i always use A-Plan for modified cars,always do a cracking deal even with my highly modified skylines they were cheap

Padlock · 05-06-2014, 04:46 PM

I use Admiral. They wanted to know the percentage of the bhp increase after the remap. They then increased the insurance by double.

Ibz82 · 05-06-2014, 05:06 PM

Adrian flux is the one for a car with lots of mods! I have unlimited mods cover and i got a great price but depends on lots of things reAlly. Where u live and points etc... If your only running a few mods then your regular insurers may cover you. My normal insurance previously covered me for up too 25% power gain with no extra charge! But would not insure me over that.

05-04-2014, 05:25 AM	#1
Ghostriderf80 Banned 839 Rep 1,270 Posts Drives: Just a Porsche Join Date: Jun 2013 Location: Netz iTrader: (1)	Modified car insurance, which company? New to the UK, but not to modified cars. What type of insurance company do you use for modified cars? Seems that here they ding you for changing a light bulb, air filter, tires, etc... Please help me out...
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05-04-2014, 05:49 AM	#2
mikeouk Lieutenant 39 Rep 448 Posts Drives: 2010 E92 325D m sport Join Date: Oct 2010 Location: cumbria iTrader: (0)	Try Adrian flux __________________ 2010 E92 325D M SPORT BLUE WATER, CORAL RED LEATHER
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05-04-2014, 06:50 AM	#3
bungleaio First Lieutenant 37 Rep 348 Posts Drives: G42 230i Join Date: Mar 2013 Location: Leicester iTrader: (0)	Greenlight or A plan.
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05-04-2014, 07:02 AM	#4
DuckySpud Captain 25 Rep 662 Posts Drives: 320D Touring Join Date: Jul 2012 Location: Sheffield iTrader: (1)	Depends how modified it is. If there are a lot of performance changes, I'd say try Adrian Flux. However my car is just remapped, lowered and wheel change and I got a better quote with Admiral strangely.
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05-04-2014, 07:08 AM	#5
MaccyD Private First Class 3 Rep 161 Posts Drives: E92 335D Join Date: Mar 2014 Location: Norfolk iTrader: (0)	Im with Sky Insurance, cant recommend the highly enough. Fantastic customer service and always great on prices.
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05-04-2014, 07:25 AM	#6
joeyt Banned 5 Rep 380 Posts Drives: 335i Join Date: Jan 2014 Location: essex iTrader: (0)	Mate. Modified car insurers are a crock and aren't cheaper at all. Every car iv ever tried to insure with them is well over even normal insurers. Admiral with all mods declaired is the cheapest on all my cars iv owned.
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05-04-2014, 07:38 AM	#7
MaccyD Private First Class 3 Rep 161 Posts Drives: E92 335D Join Date: Mar 2014 Location: Norfolk iTrader: (0)	It depends on how many modifications. Its worth a go to look it up. Alot of companies wont insure above a certain number of modifications. Admiral certainly werent cheaper insuring an import, with an engine conversion and a roll cage
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05-04-2014, 10:46 AM	#8
gangzoom Brigadier General 1809 Rep 3,414 Posts Drives: E90 335i M sport Join Date: Jun 2011 Location: Leicester iTrader: (1)	Depending on where you live, your age, driving record insurance costs will vary wildly. I've been with GreenLight for 2 years now, £700 fully comp, all mods covered. Admiral wanted nearly double, and most others like Directline etc don't even want to give me a quote due to the car been heavily modified.
	Appreciate 0 Quote

05-04-2014, 12:29 PM	#9
joeyt Banned 5 Rep 380 Posts Drives: 335i Join Date: Jan 2014 Location: essex iTrader: (0)	No company is cheap insuring an import car. Thats why id never buy one.
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05-04-2014, 02:48 PM	#10
E92Dan Captain 40 Rep 842 Posts Drives: 330d Join Date: Jul 2012 Location: northampton iTrader: (0)	I went through gocompare the other week and Admiral came out best. Tried a few others but nothing cheaper. The good thing with the comparison sites is they don't ask details, remap, yes or no, standard alloy wheels, yes or no, all very easy
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05-05-2014, 04:57 AM	#12
DMH-01 Captain 12 Rep 693 Posts Drives: E92 335d M Sport Join Date: Apr 2012 Location: Essex iTrader: (1)	http://www.brentacre.co.uk __________________ Official Website\|Official Twitter Page\|Official Facebook Page
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05-05-2014, 05:00 AM	#13
Josh1a1h Banned 178 Rep 3,828 Posts Drives: AzuriteBlack 335i E92 Join Date: Aug 2011 Location: Central North to West London iTrader: (2)	I love adrian flux
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05-06-2014, 02:52 PM	#14
Ghostriderf80 Banned 839 Rep 1,270 Posts Drives: Just a Porsche Join Date: Jun 2013 Location: Netz iTrader: (1)	Went w Admiral, was cheap but its stupid how its only 10 months. I thought I was buying a 12 month term.
	Appreciate 0 Quote

05-06-2014, 03:53 PM	#15
marknjayne Lieutenant 23 Rep 523 Posts Drives: 335d Join Date: Oct 2013 Location: worksop iTrader: (0)	i always use A-Plan for modified cars,always do a cracking deal even with my highly modified skylines they were cheap
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05-06-2014, 04:46 PM	#16
Padlock New Member 1 Rep 12 Posts Drives: E92 335i Join Date: May 2014 Location: Reading iTrader: (0)	I use Admiral. They wanted to know the percentage of the bhp increase after the remap. They then increased the insurance by double.
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05-06-2014, 05:06 PM	#17
Ibz82 Second Lieutenant 11 Rep 208 Posts Drives: E90 335i N54 jb4 Join Date: Jun 2013 Location: Epsom UK iTrader: (0)	Adrian flux is the one for a car with lots of mods! I have unlimited mods cover and i got a great price but depends on lots of things reAlly. Where u live and points etc... If your only running a few mods then your regular insurers may cover you. My normal insurance previously covered me for up too 25% power gain with no extra charge! But would not insure me over that.
	Appreciate 0 Quote