Lease ?

b335i · 12-23-2007, 04:05 AM

I am new to leasing, and I am trying to make sense of a few things, I hope some of you can help.

For the current lease offer BMW is offering on the base 335i the money factor comes out to about ~~.00245 or i have been told .00255. Which is near 6% if converted to an interest rate; depending on the calculations. For those of you that know the complexity of leases, is there any reason why the money factor should be almost doubled in a lease for a loaded car, ie premium, sport, cold weather?

I am trying to figure out what this dealership is talking about when they are almost doubling the money factor to .004***, which is bringing the converted interest rate to about 10 percent on a 36 month lease.

Basically what they told me is as you add more packages and it becomes a fully loaded car, the money factor increases. Thanks in advance!!

cycler · 12-23-2007, 07:53 AM

First of all the fact that they told you the more packages the higher the money factor is a lie. Second the money factor on a 335i is .00235 not 00255. My money factor was on my 335xi coupe was .00265 but thats because I did a european delivery and they always add .00030 onto the money factor. Im not sure where on they have it on this website but if you go to www.bimmefest.com and click on "click here for bmw forums" then scroll down until you find "ask a dealer" There you will find a post, probably one of the first 3 post that says "December lease rates" It changes on a monthly basis. And in that post you will see what the residuals are and money factors are.

Now before you lease your car first find out what the money factor is that they are offering you. Then negotiate the price of the car. If you dont do that you might get done in. Meaning if you dont ask about the money factor but negotiate the car then everything you might of saved on the lower price of the car will be made up on the interest aka money factor. Go to a few dealers because the one you mentioned is looking to make money off of you. Once you add up all the options on your car you will be paying the same residual on it the same way you would be paying on a car not loaded at all. They are the same. Your dealer is a piece of shit.

b335i · 12-23-2007, 10:15 AM

Quote:

Originally Posted by cycler

First of all the fact that they told you the more packages the higher the money factor is a lie. Second the money factor on a 335i is .00235 not 00255. My money factor was on my 335xi coupe was .00265 but thats because I did a european delivery and they always add .00030 onto the money factor. Im not sure where on they have it on this website but if you go to www.bimmefest.com and click on "click here for bmw forums" then scroll down until you find "ask a dealer" There you will find a post, probably one of the first 3 post that says "December lease rates" It changes on a monthly basis. And in that post you will see what the residuals are and money factors are.

Now before you lease your car first find out what the money factor is that they are offering you. Then negotiate the price of the car. If you dont do that you might get done in. Meaning if you dont ask about the money factor but negotiate the car then everything you might of saved on the lower price of the car will be made up on the interest aka money factor. Go to a few dealers because the one you mentioned is looking to make money off of you. Once you add up all the options on your car you will be paying the same residual on it the same way you would be paying on a car not loaded at all. They are the same. Your dealer is a piece of shit.

Thanks for the reply. Yes I did negotiate the car down to 49,640 which is about 1500 in change off of the msrp. I do agree that they are trying to make up the difference by upping the money factor. When I was sitting in the chair talking to the adviser I knew something was fishy. So really I should be getting a lease with the .00235 rate regardless of how 'equipped' my 335 is, correct?

MAZNG · 12-23-2007, 11:16 AM

Dec. rates that were posted on bimmerfest.

Originally Posted by LeaseCompare
BMW Financial Services Lease Programs – 12/8/07

For lease programs shown in BOLD, a bank lease program may have lower payments. Click on a vehicle name to compare current bank lease programs through LeaseCompare.com.

2008 BMW 328Ci Coupe
24 Month – Residual 68% of MSRP – .00190 Base Rate
36 Month – Residual 58% of MSRP – .00190 Base Rate
48 Month – Residual 43% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 328xi Coupe
24 Month – Residual 68% of MSRP – .00190 Base Rate
36 Month – Residual 58% of MSRP – .00190 Base Rate
48 Month – Residual 44% of MSRP – .00295 Base Rate
60 Month – Residual 35% of MSRP – .00295 Base Rate

2008 BMW 328i Sedan
24 Month – Residual 71% of MSRP – .00165 Base Rate
36 Month – Residual 61% of MSRP – .00165 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 35% of MSRP – .00295 Base Rate

2008 BMW 328xi Sedan
24 Month – Residual 71% of MSRP – .00165 Base Rate
36 Month – Residual 61% of MSRP – .00165 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 328i Wagon
24 Month – Residual 70% of MSRP – .00270 Base Rate
36 Month – Residual 60% of MSRP – .00270 Base Rate
48 Month – Residual 39% of MSRP – .00295 Base Rate
60 Month – Residual 32% of MSRP – .00295 Base Rate

2008 BMW 328xi Wagon
24 Month – Residual 70% of MSRP – .00270 Base Rate
36 Month – Residual 60% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00295 Base Rate
60 Month – Residual 33% of MSRP – .00295 Base Rate

2008 BMW 328i Convertible
24 Month – Residual 73% of MSRP – .00295 Base Rate
36 Month – Residual 61% of MSRP – .00295 Base Rate
48 Month – Residual 48% of MSRP – .00295 Base Rate
60 Month – Residual 38% of MSRP – .00295 Base Rate

2008 BMW 335i Coupe
24 Month – Residual 68% of MSRP – .00235 Base Rate
36 Month – Residual 58% of MSRP – .00235 Base Rate
48 Month – Residual 43% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 335xi Coupe
24 Month – Residual 68% of MSRP – .00235 Base Rate
36 Month – Residual 58% of MSRP – .00235 Base Rate
48 Month – Residual 44% of MSRP – .00295 Base Rate
60 Month – Residual 35% of MSRP – .00295 Base Rate

2008 BMW 335i Sedan
24 Month – Residual 71% of MSRP – .00200 Base Rate
36 Month – Residual 61% of MSRP – .00200 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 35% of MSRP – .00295 Base Rate

2008 BMW 335xi Sedan
24 Month – Residual 71% of MSRP – .00200 Base Rate
36 Month – Residual 61% of MSRP – .00200 Base Rate
48 Month – Residual 43% of MSRP – .00295 Base Rate
60 Month – Residual 36% of MSRP – .00295 Base Rate

2008 BMW 335i Convertible
24 Month – Residual 69% of MSRP – .00295 Base Rate
36 Month – Residual 59% of MSRP – .00295 Base Rate
48 Month – Residual 47% of MSRP – .00295 Base Rate
60 Month – Residual 37% of MSRP – .00295 Base Rate

2008 BMW 528i Sedan
24 Month – Residual 73% of MSRP – .00225 Base Rate
36 Month – Residual 60% of MSRP – .00225 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 528xi Sedan
24 Month – Residual 71% of MSRP – .00225 Base Rate
36 Month – Residual 60% of MSRP – .00225 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 535i Sedan
24 Month – Residual 71% of MSRP – .00225 Base Rate
36 Month – Residual 60% of MSRP – .00225 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 535xi Sedan
24 Month – Residual 70% of MSRP – .00225 Base Rate
36 Month – Residual 60% of MSRP – .00225 Base Rate
48 Month – Residual 42% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 535xi Wagon
24 Month – Residual 70% of MSRP – .00225 Base Rate
36 Month – Residual 60% of MSRP – .00225 Base Rate
48 Month – Residual 38% of MSRP – .00295 Base Rate
60 Month – Residual 30% of MSRP – .00295 Base Rate

2008 BMW 550i Sedan
24 Month – Residual 69% of MSRP – .00245 Base Rate
36 Month – Residual 59% of MSRP – .00245 Base Rate
48 Month – Residual 36% of MSRP – .00295 Base Rate
60 Month – Residual 28% of MSRP – .00295 Base Rate

2008 BMW M5 Sedan
24 Month – Residual 70% of MSRP – .00295 Base Rate
36 Month – Residual 57% of MSRP – .00295 Base Rate
48 Month – Residual 43% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 650Ci Coupe
24 Month – Residual 67% of MSRP – .00270 Base Rate
36 Month – Residual 57% of MSRP – .00270 Base Rate
48 Month – Residual 41% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

2008 BMW 650CiC Convertible
24 Month – Residual 69% of MSRP – .00270 Base Rate
36 Month – Residual 59% of MSRP – .00270 Base Rate
48 Month – Residual 46% of MSRP – .00295 Base Rate
60 Month – Residual 39% of MSRP – .00295 Base Rate

2008 BMW M6 Coupe
24 Month – Residual 69% of MSRP – .00270 Base Rate
36 Month – Residual 58% of MSRP – .00270 Base Rate
48 Month – Residual 47% of MSRP – .00295 Base Rate
60 Month – Residual 39% of MSRP – .00295 Base Rate

2008 BMW M6 Convertible
24 Month – Residual 71% of MSRP – .00270 Base Rate
36 Month – Residual 60% of MSRP – .00270 Base Rate
48 Month – Residual 48% of MSRP – .00295 Base Rate
60 Month – Residual 40% of MSRP – .00295 Base Rate

2008 BMW 750i Sedan
24 Month – Residual 68% of MSRP – .00195 Base Rate
36 Month – Residual 58% of MSRP – .00195 Base Rate
48 Month – Residual 35% of MSRP – .00295 Base Rate
60 Month – Residual 28% of MSRP – .00295 Base Rate

2008 BMW 750Li Sedan
24 Month – Residual 68% of MSRP – .00195 Base Rate
36 Month – Residual 58% of MSRP – .00195 Base Rate
48 Month – Residual 35% of MSRP – .00295 Base Rate
60 Month – Residual 28% of MSRP – .00295 Base Rate

2008 BMW 760Li Sedan
24 Month – Residual 57% of MSRP – .00270 Base Rate
36 Month – Residual 47% of MSRP – .00270 Base Rate
48 Month – Residual 32% of MSRP – .00295 Base Rate
60 Month – Residual 26% of MSRP – .00295 Base Rate

2008 BMW Alpina B7 Sedan
24 Month – Residual 58% of MSRP – .00270 Base Rate
36 Month – Residual 49% of MSRP – .00270 Base Rate
48 Month – Residual 35% of MSRP – .00295 Base Rate
60 Month – Residual 28% of MSRP – .00295 Base Rate

2008 BMW X3 3.0si 4WD SUV
24 Month – Residual 75% of MSRP – .00270 Base Rate
36 Month – Residual 65% of MSRP – .00270 Base Rate
48 Month – Residual 38% of MSRP – .00295 Base Rate
60 Month – Residual 31% of MSRP – .00295 Base Rate

2008 BMW X5 3.0si 4WD SUV
24 Month – Residual 68% of MSRP – .00270 Base Rate
36 Month – Residual 58% of MSRP – .00270 Base Rate
48 Month – Residual 43% of MSRP – .00295 Base Rate
60 Month – Residual 36% of MSRP – .00295 Base Rate

2008 BMW X5 4.8i 4WD SUV
24 Month – Residual 68% of MSRP – .00270 Base Rate
36 Month – Residual 58% of MSRP – .00270 Base Rate
48 Month – Residual 39% of MSRP – .00295 Base Rate
60 Month – Residual 32% of MSRP – .00295 Base Rate

2008 BMW Z4 3.0si Coupe
24 Month – Residual 62% of MSRP – .00270 Base Rate
36 Month – Residual 52% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00295 Base Rate
60 Month – Residual 32% of MSRP – .00295 Base Rate

2008 BMW Z4 3.0i Convertible
24 Month – Residual 71% of MSRP – .00270 Base Rate
36 Month – Residual 61% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00295 Base Rate
60 Month – Residual 33% of MSRP – .00295 Base Rate

2008 BMW Z4 3.0si Convertible
24 Month – Residual 71% of MSRP – .00270 Base Rate
36 Month – Residual 61% of MSRP – .00270 Base Rate
48 Month – Residual 38% of MSRP – .00295 Base Rate
60 Month – Residual 31% of MSRP – .00295 Base Rate

2008 BMW Z4 M Coupe
24 Month – Residual 67% of MSRP – .00270 Base Rate
36 Month – Residual 57% of MSRP – .00270 Base Rate
48 Month – Residual 40% of MSRP – .00295 Base Rate
60 Month – Residual 32% of MSRP – .00295 Base Rate

2008 BMW Z4 M Convertible
24 Month – Residual 67% of MSRP – .00270 Base Rate
36 Month – Residual 57% of MSRP – .00270 Base Rate
48 Month – Residual 41% of MSRP – .00295 Base Rate
60 Month – Residual 34% of MSRP – .00295 Base Rate

Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms

Compare Lease Payments for Used BMW Models HERE

Use the following formula to calculate a lease payment:

(Cap Cost – Residual Value) / Term = Depreciation
(Cap Cost + Residual Value) X Money Factor = Interest
Depreciation + Interest = Base Monthly Payment

NOTE: These lease programs are provided by dealer partners of LeaseCompare.com and are for reference only. Rates may vary by region. Your dealer has the option of offering you a higher rate. To make sure you are getting the best lease, compare these rates through an independent leasing source such as LeaseCompare.com.

Here is a great online publication about leasing: Auto Lease Insider.

asif163 · 12-23-2007, 11:57 AM

Quote:

Originally Posted by b335i

I am new to leasing, and I am trying to make sense of a few things, I hope some of you can help.

For the current lease offer BMW is offering on the base 335i the money factor comes out to about ~~.00245 or i have been told .00255. Which is near 6% if converted to an interest rate; depending on the calculations. For those of you that know the complexity of leases, is there any reason why the money factor should be almost doubled in a lease for a loaded car, ie premium, sport, cold weather?

I am trying to figure out what this dealership is talking about when they are almost doubling the money factor to .004***, which is bringing the converted interest rate to about 10 percent on a 36 month lease.

Basically what they told me is as you add more packages and it becomes a fully loaded car, the money factor increases. Thanks in advance!!

I ordered a car w/premium, sports, cold weather, Navi, & IPod and I'm paying $660/mo w/$1300 cap cost reduction- basically $4k out of pocket. That's for 36/mo & 12k miles a year- you should definitely not be paying a higher money factor for more options. Also, from what my Client Associate at BMW told me the money factors etc didn't change for December...

cycler · 12-23-2007, 01:29 PM

if you are getting the car with 12k miles a year your residual will be 71%..
15K miles a year 68% and 10K miles a year 73%. Go find another dealer and make sure you let them know that you know what is up. Make them fight for your business. And im sure you will be able to get at least 2K off of the car. Go tomorow right before Christmas eve in the afternoon

b335i · 12-25-2007, 12:09 PM

Thanks for all of the replies. I called that particular dealership out, canceled our deal, and found an honest dealership to give my business to. I pick up my 335 space grey metallic premium, sport, cold weather, ipod, satellite, comfort tomorrow!! I will post pics asap!

CALIF65GM · 12-25-2007, 01:44 PM

Quote:

Originally Posted by b335i

Thanks for all of the replies. I called that particular dealership out, canceled our deal, and found an honest dealership to give my business to. I pick up my 335 space grey metallic premium, sport, cold weather, ipod, satellite, comfort tomorrow!! I will post pics asap!

Wow congrats, they happened to have one on the lot matching your specs?

cycler · 12-25-2007, 03:41 PM

Congrats bro.....this is the way it ought to be. Forum members helping one another out against asshole greedy dealers. This guy lost you as a customer and the potential for other customers because he wanted to make a few extra dollars. Sounds like another Hassel BMW dealership here in Long Island

b335i · 12-25-2007, 04:15 PM

Quote:

Originally Posted by CALIF65GM

Wow congrats, they happened to have one on the lot matching your specs?

Yeah, actually long story short, there are only 2 cars that match what I am looking for here on the west coast and this dealership was able to get one of them for me! I'm really looking forward to it!!

Quote:

Originally Posted by cycler

Congrats bro.....this is the way it ought to be. Forum members helping one another out against asshole greedy dealers. This guy lost you as a customer and the potential for other customers because he wanted to make a few extra dollars. Sounds like another Hassel BMW dealership here in Long Island

Yeah I agree, this is my first BMW and they lost a potential longtime customer. I thank all of you guys on here for the help and support. When this is all said and done, I will do a write up to warn/help out other BMW owners on this forum of what happened to me.

Merry Christmas to all of you!

cycler · 12-25-2007, 05:11 PM

Just to piss off that dealer you should come with your paper work and show him that you got the car somewhere else and to watch his sales tactics because there is a forum out there called e90post.com that opens all the secrects that dealers try to hide from us the consumers.

12-23-2007, 04:05 AM	#1
b335i First Lieutenant 22 Rep 386 Posts Drives: 2008 e92 335i, 2012 f10 535i Join Date: Dec 2007 Location: socal iTrader: (3)	Lease ? I am new to leasing, and I am trying to make sense of a few things, I hope some of you can help. For the current lease offer BMW is offering on the base 335i the money factor comes out to about ~~.00245 or i have been told .00255. Which is near 6% if converted to an interest rate; depending on the calculations. For those of you that know the complexity of leases, is there any reason why the money factor should be almost doubled in a lease for a loaded car, ie premium, sport, cold weather? I am trying to figure out what this dealership is talking about when they are almost doubling the money factor to .004***, which is bringing the converted interest rate to about 10 percent on a 36 month lease. Basically what they told me is as you add more packages and it becomes a fully loaded car, the money factor increases. Thanks in advance!!
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12-23-2007, 07:53 AM	#2
cycler Major General 139 Rep 8,067 Posts Drives: 2011 Streetglide and 2011 Dyna Join Date: Nov 2007 Location: Long Island NY iTrader: (0)	First of all the fact that they told you the more packages the higher the money factor is a lie. Second the money factor on a 335i is .00235 not 00255. My money factor was on my 335xi coupe was .00265 but thats because I did a european delivery and they always add .00030 onto the money factor. Im not sure where on they have it on this website but if you go to www.bimmefest.com and click on "click here for bmw forums" then scroll down until you find "ask a dealer" There you will find a post, probably one of the first 3 post that says "December lease rates" It changes on a monthly basis. And in that post you will see what the residuals are and money factors are. Now before you lease your car first find out what the money factor is that they are offering you. Then negotiate the price of the car. If you dont do that you might get done in. Meaning if you dont ask about the money factor but negotiate the car then everything you might of saved on the lower price of the car will be made up on the interest aka money factor. Go to a few dealers because the one you mentioned is looking to make money off of you. Once you add up all the options on your car you will be paying the same residual on it the same way you would be paying on a car not loaded at all. They are the same. Your dealer is a piece of shit.
	Appreciate 0 Quote

12-23-2007, 11:16 AM	#4
MAZNG I found Jesus...He was Hiding behiind my Sofa 75 Rep 957 Posts Drives: '15 MW F82 Join Date: Jun 2006 Location: SoFla iTrader: (14)	Dec. rates that were posted on bimmerfest. Originally Posted by LeaseCompare BMW Financial Services Lease Programs – 12/8/07 For lease programs shown in BOLD, a bank lease program may have lower payments. Click on a vehicle name to compare current bank lease programs through LeaseCompare.com. 2008 BMW 328Ci Coupe 24 Month – Residual 68% of MSRP – .00190 Base Rate 36 Month – Residual 58% of MSRP – .00190 Base Rate 48 Month – Residual 43% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 328xi Coupe 24 Month – Residual 68% of MSRP – .00190 Base Rate 36 Month – Residual 58% of MSRP – .00190 Base Rate 48 Month – Residual 44% of MSRP – .00295 Base Rate 60 Month – Residual 35% of MSRP – .00295 Base Rate 2008 BMW 328i Sedan 24 Month – Residual 71% of MSRP – .00165 Base Rate 36 Month – Residual 61% of MSRP – .00165 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 35% of MSRP – .00295 Base Rate 2008 BMW 328xi Sedan 24 Month – Residual 71% of MSRP – .00165 Base Rate 36 Month – Residual 61% of MSRP – .00165 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 328i Wagon 24 Month – Residual 70% of MSRP – .00270 Base Rate 36 Month – Residual 60% of MSRP – .00270 Base Rate 48 Month – Residual 39% of MSRP – .00295 Base Rate 60 Month – Residual 32% of MSRP – .00295 Base Rate 2008 BMW 328xi Wagon 24 Month – Residual 70% of MSRP – .00270 Base Rate 36 Month – Residual 60% of MSRP – .00270 Base Rate 48 Month – Residual 40% of MSRP – .00295 Base Rate 60 Month – Residual 33% of MSRP – .00295 Base Rate 2008 BMW 328i Convertible 24 Month – Residual 73% of MSRP – .00295 Base Rate 36 Month – Residual 61% of MSRP – .00295 Base Rate 48 Month – Residual 48% of MSRP – .00295 Base Rate 60 Month – Residual 38% of MSRP – .00295 Base Rate 2008 BMW 335i Coupe 24 Month – Residual 68% of MSRP – .00235 Base Rate 36 Month – Residual 58% of MSRP – .00235 Base Rate 48 Month – Residual 43% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 335xi Coupe 24 Month – Residual 68% of MSRP – .00235 Base Rate 36 Month – Residual 58% of MSRP – .00235 Base Rate 48 Month – Residual 44% of MSRP – .00295 Base Rate 60 Month – Residual 35% of MSRP – .00295 Base Rate 2008 BMW 335i Sedan 24 Month – Residual 71% of MSRP – .00200 Base Rate 36 Month – Residual 61% of MSRP – .00200 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 35% of MSRP – .00295 Base Rate 2008 BMW 335xi Sedan 24 Month – Residual 71% of MSRP – .00200 Base Rate 36 Month – Residual 61% of MSRP – .00200 Base Rate 48 Month – Residual 43% of MSRP – .00295 Base Rate 60 Month – Residual 36% of MSRP – .00295 Base Rate 2008 BMW 335i Convertible 24 Month – Residual 69% of MSRP – .00295 Base Rate 36 Month – Residual 59% of MSRP – .00295 Base Rate 48 Month – Residual 47% of MSRP – .00295 Base Rate 60 Month – Residual 37% of MSRP – .00295 Base Rate 2008 BMW 528i Sedan 24 Month – Residual 73% of MSRP – .00225 Base Rate 36 Month – Residual 60% of MSRP – .00225 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 528xi Sedan 24 Month – Residual 71% of MSRP – .00225 Base Rate 36 Month – Residual 60% of MSRP – .00225 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 535i Sedan 24 Month – Residual 71% of MSRP – .00225 Base Rate 36 Month – Residual 60% of MSRP – .00225 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 535xi Sedan 24 Month – Residual 70% of MSRP – .00225 Base Rate 36 Month – Residual 60% of MSRP – .00225 Base Rate 48 Month – Residual 42% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 535xi Wagon 24 Month – Residual 70% of MSRP – .00225 Base Rate 36 Month – Residual 60% of MSRP – .00225 Base Rate 48 Month – Residual 38% of MSRP – .00295 Base Rate 60 Month – Residual 30% of MSRP – .00295 Base Rate 2008 BMW 550i Sedan 24 Month – Residual 69% of MSRP – .00245 Base Rate 36 Month – Residual 59% of MSRP – .00245 Base Rate 48 Month – Residual 36% of MSRP – .00295 Base Rate 60 Month – Residual 28% of MSRP – .00295 Base Rate 2008 BMW M5 Sedan 24 Month – Residual 70% of MSRP – .00295 Base Rate 36 Month – Residual 57% of MSRP – .00295 Base Rate 48 Month – Residual 43% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 650Ci Coupe 24 Month – Residual 67% of MSRP – .00270 Base Rate 36 Month – Residual 57% of MSRP – .00270 Base Rate 48 Month – Residual 41% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate 2008 BMW 650CiC Convertible 24 Month – Residual 69% of MSRP – .00270 Base Rate 36 Month – Residual 59% of MSRP – .00270 Base Rate 48 Month – Residual 46% of MSRP – .00295 Base Rate 60 Month – Residual 39% of MSRP – .00295 Base Rate 2008 BMW M6 Coupe 24 Month – Residual 69% of MSRP – .00270 Base Rate 36 Month – Residual 58% of MSRP – .00270 Base Rate 48 Month – Residual 47% of MSRP – .00295 Base Rate 60 Month – Residual 39% of MSRP – .00295 Base Rate 2008 BMW M6 Convertible 24 Month – Residual 71% of MSRP – .00270 Base Rate 36 Month – Residual 60% of MSRP – .00270 Base Rate 48 Month – Residual 48% of MSRP – .00295 Base Rate 60 Month – Residual 40% of MSRP – .00295 Base Rate 2008 BMW 750i Sedan 24 Month – Residual 68% of MSRP – .00195 Base Rate 36 Month – Residual 58% of MSRP – .00195 Base Rate 48 Month – Residual 35% of MSRP – .00295 Base Rate 60 Month – Residual 28% of MSRP – .00295 Base Rate 2008 BMW 750Li Sedan 24 Month – Residual 68% of MSRP – .00195 Base Rate 36 Month – Residual 58% of MSRP – .00195 Base Rate 48 Month – Residual 35% of MSRP – .00295 Base Rate 60 Month – Residual 28% of MSRP – .00295 Base Rate 2008 BMW 760Li Sedan 24 Month – Residual 57% of MSRP – .00270 Base Rate 36 Month – Residual 47% of MSRP – .00270 Base Rate 48 Month – Residual 32% of MSRP – .00295 Base Rate 60 Month – Residual 26% of MSRP – .00295 Base Rate 2008 BMW Alpina B7 Sedan 24 Month – Residual 58% of MSRP – .00270 Base Rate 36 Month – Residual 49% of MSRP – .00270 Base Rate 48 Month – Residual 35% of MSRP – .00295 Base Rate 60 Month – Residual 28% of MSRP – .00295 Base Rate 2008 BMW X3 3.0si 4WD SUV 24 Month – Residual 75% of MSRP – .00270 Base Rate 36 Month – Residual 65% of MSRP – .00270 Base Rate 48 Month – Residual 38% of MSRP – .00295 Base Rate 60 Month – Residual 31% of MSRP – .00295 Base Rate 2008 BMW X5 3.0si 4WD SUV 24 Month – Residual 68% of MSRP – .00270 Base Rate 36 Month – Residual 58% of MSRP – .00270 Base Rate 48 Month – Residual 43% of MSRP – .00295 Base Rate 60 Month – Residual 36% of MSRP – .00295 Base Rate 2008 BMW X5 4.8i 4WD SUV 24 Month – Residual 68% of MSRP – .00270 Base Rate 36 Month – Residual 58% of MSRP – .00270 Base Rate 48 Month – Residual 39% of MSRP – .00295 Base Rate 60 Month – Residual 32% of MSRP – .00295 Base Rate 2008 BMW Z4 3.0si Coupe 24 Month – Residual 62% of MSRP – .00270 Base Rate 36 Month – Residual 52% of MSRP – .00270 Base Rate 48 Month – Residual 40% of MSRP – .00295 Base Rate 60 Month – Residual 32% of MSRP – .00295 Base Rate 2008 BMW Z4 3.0i Convertible 24 Month – Residual 71% of MSRP – .00270 Base Rate 36 Month – Residual 61% of MSRP – .00270 Base Rate 48 Month – Residual 40% of MSRP – .00295 Base Rate 60 Month – Residual 33% of MSRP – .00295 Base Rate 2008 BMW Z4 3.0si Convertible 24 Month – Residual 71% of MSRP – .00270 Base Rate 36 Month – Residual 61% of MSRP – .00270 Base Rate 48 Month – Residual 38% of MSRP – .00295 Base Rate 60 Month – Residual 31% of MSRP – .00295 Base Rate 2008 BMW Z4 M Coupe 24 Month – Residual 67% of MSRP – .00270 Base Rate 36 Month – Residual 57% of MSRP – .00270 Base Rate 48 Month – Residual 40% of MSRP – .00295 Base Rate 60 Month – Residual 32% of MSRP – .00295 Base Rate 2008 BMW Z4 M Convertible 24 Month – Residual 67% of MSRP – .00270 Base Rate 36 Month – Residual 57% of MSRP – .00270 Base Rate 48 Month – Residual 41% of MSRP – .00295 Base Rate 60 Month – Residual 34% of MSRP – .00295 Base Rate Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms Compare Lease Payments for Used BMW Models HERE Use the following formula to calculate a lease payment: (Cap Cost – Residual Value) / Term = Depreciation (Cap Cost + Residual Value) X Money Factor = Interest Depreciation + Interest = Base Monthly Payment NOTE: These lease programs are provided by dealer partners of LeaseCompare.com and are for reference only. Rates may vary by region. Your dealer has the option of offering you a higher rate. To make sure you are getting the best lease, compare these rates through an independent leasing source such as LeaseCompare.com. Here is a great online publication about leasing: Auto Lease Insider. __________________ ///M South Car Club on Facebook Last edited by MAZNG; 12-23-2007 at 11:47 AM..
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12-23-2007, 01:29 PM	#6
cycler Major General 139 Rep 8,067 Posts Drives: 2011 Streetglide and 2011 Dyna Join Date: Nov 2007 Location: Long Island NY iTrader: (0)	if you are getting the car with 12k miles a year your residual will be 71%.. 15K miles a year 68% and 10K miles a year 73%. Go find another dealer and make sure you let them know that you know what is up. Make them fight for your business. And im sure you will be able to get at least 2K off of the car. Go tomorow right before Christmas eve in the afternoon
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12-25-2007, 12:09 PM	#7
b335i First Lieutenant 22 Rep 386 Posts Drives: 2008 e92 335i, 2012 f10 535i Join Date: Dec 2007 Location: socal iTrader: (3)	Thanks for all of the replies. I called that particular dealership out, canceled our deal, and found an honest dealership to give my business to. I pick up my 335 space grey metallic premium, sport, cold weather, ipod, satellite, comfort tomorrow!! I will post pics asap!
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12-25-2007, 03:41 PM	#9
cycler Major General 139 Rep 8,067 Posts Drives: 2011 Streetglide and 2011 Dyna Join Date: Nov 2007 Location: Long Island NY iTrader: (0)	Congrats bro.....this is the way it ought to be. Forum members helping one another out against asshole greedy dealers. This guy lost you as a customer and the potential for other customers because he wanted to make a few extra dollars. Sounds like another Hassel BMW dealership here in Long Island
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12-25-2007, 05:11 PM	#11
cycler Major General 139 Rep 8,067 Posts Drives: 2011 Streetglide and 2011 Dyna Join Date: Nov 2007 Location: Long Island NY iTrader: (0)	Just to piss off that dealer you should come with your paper work and show him that you got the car somewhere else and to watch his sales tactics because there is a forum out there called e90post.com that opens all the secrects that dealers try to hide from us the consumers.
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