Home insurance advice

Rudz · 03-24-2017, 05:51 PM

Hey guys, need some advice

A friend of ours has just purchased a property, it needs doing up before they can move in, they have purchased expensive kitchen units but there has been some issues with the builder which means they won't be fitted for a couple of months, he is a bit worried about these units lying around in am unoccupied property, can he get a short term insurance to cover the kitchen units? if he gets home insurance is that covered under contents?

Any help would be much appreciated, cheers

bishbosh · 03-28-2017, 10:06 AM

He should have buildings insurance regardless. Contents insurance is optional but advisable if he's leaving things in the property.

If it's unoccupied for any length of time then that should be declared, maybe look into second home insurance that deals with unoccupied properties. Most stipulate that the property can't be empty for more than 30 days at a time, so effectively as long as he visits his house once a month he should be ok.

R99 · 03-30-2017, 03:53 PM

£50k on kitchen units?!

BMW Steve · 03-31-2017, 05:00 AM

Quote:

Originally Posted by R99

£50k on kitchen units?!

You got an address,,,,, I can keep an eye on things for him

03-24-2017, 05:51 PM	#1
Rudz Lieutenant Colonel 236 Rep 1,720 Posts Drives: F30 335D xDrive Shadow Edition Join Date: Feb 2012 Location: UK iTrader: (3)	Home insurance advice Hey guys, need some advice A friend of ours has just purchased a property, it needs doing up before they can move in, they have purchased expensive kitchen units but there has been some issues with the builder which means they won't be fitted for a couple of months, he is a bit worried about these units lying around in am unoccupied property, can he get a short term insurance to cover the kitchen units? if he gets home insurance is that covered under contents? Any help would be much appreciated, cheers __________________ ICE Fronts: Morel Hybrid Ovation II 4, Rears: DLS R4, Center: Focal 100CA, Subs: *Earthquake SWS8, JL 10W7, Amps:* Audison LRX 6.9, Audison LRX 2.9, JL Slash 500/1 V2, DSP: JBL MS8 Last edited by Rudz; 04-03-2017 at 01:38 AM..
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03-28-2017, 10:06 AM	#2
bishbosh Colonel 977 Rep 2,151 Posts Drives: F30 335d Join Date: Oct 2013 Location: Sheffield iTrader: (1) Garage List 2014 BMW 335d [0.00]	He should have buildings insurance regardless. Contents insurance is optional but advisable if he's leaving things in the property. If it's unoccupied for any length of time then that should be declared, maybe look into second home insurance that deals with unoccupied properties. Most stipulate that the property can't be empty for more than 30 days at a time, so effectively as long as he visits his house once a month he should be ok.
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03-30-2017, 03:53 PM	#3
R99 Banned 1104 Rep 2,597 Posts Drives: 2016 330d F31 Touring Join Date: May 2013 Location: England, United Kingdom iTrader: (1)	£50k on kitchen units?!
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