05-26-2023, 07:48 PM | #89 |
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Unless you are the same age as me, have the same driving record as me, live in the same zip code as me, etc. what does it matter what I am paying for insurance?
How much is your homeowners insurance? I live in SW Florida. We have hurrianes. My homeowners insurance is high. I need to have flood insurance. Someone in Kansas doesn't. Same relevance as asking what somone's car insurance rates are. |
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05-26-2023, 07:52 PM | #90 |
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I'm in NJ and insured by NJM and paying $1,350 per year with liability @ $500K, $500 comp ded, $1,000 coll ded, and full glass coverage (glass covered with no deductible).
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05-31-2023, 08:13 AM | #91 |
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Just had a shocker today after trying to get the new car on my insurance for next Tuesday.
They quoted me £10k (this is with the mods listed) Turns out without a tracker installed its going to be mental prices. With a tracker its the same price as my existing car. My insurance are selling me an approved tracker for £99 per year that i install myself and dont pay for the box. Phew!
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05-31-2023, 08:55 AM | #92 | |
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Initially when I got my car, because they were so rare, the insurance companies had no basis of risk on them so wouldn’t quote. That situation seems to have moved on tho. Guess we can thank the environmental bunch (EVs) for upping the claims costs resulting in higher premiums . |
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05-31-2023, 08:58 AM | #93 | |
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TBF without any mods i could get £570 from the “tick the boxes” insurance companies (which is still higher than adrian flux with a tracker)
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05-31-2023, 09:13 AM | #94 |
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That’s surprising from Flux. For reference I was under £400 but there are so many factors it’s an irrelevant reference
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06-01-2023, 08:31 AM | #95 |
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After seeing this thread I checked my rates and just assumed USAA was giving me the best rate. I got a quote from Progressive and it was cut in half. Bye bye USAA
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06-01-2023, 08:55 AM | #96 | |
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I can't imagine what my rates would be if they tracked me in and around the mountains/canyons of New Mexico and Arizona a couple weeks ago! |
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06-01-2023, 09:06 AM | #97 |
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no it tracks its position for help with theft
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06-01-2023, 01:09 PM | #98 | |
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Last edited by dy444; 06-01-2023 at 01:15 PM.. |
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06-01-2023, 01:10 PM | #99 |
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Is it the tracker thing for you too?
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06-01-2023, 01:16 PM | #100 |
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No that's as it comes out of the factory.
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06-01-2023, 01:19 PM | #101 |
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No I meant is it because you haven't got a tracker, that's what I came up against, without it the process were crazy.
Adrian flux do a tracker for £95 / year with no cost for the box (that's really good price) and my insurance including that came to about £550 |
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06-01-2023, 01:25 PM | #102 | |
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I was going to give Adrian Flux a call tomorrow although I wouldn't have the first idea how to fit a tracker so that may prove a bridge too far.
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06-01-2023, 01:32 PM | #104 | |
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That would be excellent if you could do that. Thanks.
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06-02-2023, 05:27 PM | #105 |
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06-02-2023, 10:06 PM | #106 | |
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06-03-2023, 01:56 AM | #107 |
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No, the devices being discussed here just report the vehicle location. In the UK devices that monitor your actual driving tend to be called "black boxes". A tracker is about mitigating theft risk and a black box is about mitigating crash risk. Some insurance companies here offer discounts to (usually young) drivers who opt to have a black box fitted.
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Bimmer Pleaser206.00 |
06-03-2023, 02:47 AM | #108 | |
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No way of have a black box fitted 🤣 |
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06-03-2023, 02:48 AM | #109 |
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Was suprised how much harder to insure in the U.K. this year compared with last year. 50+ year old driver (makes me feel old) with 25+ years no claims bonus blah blah etc. last year was £250 this year £400 (admiral) typical was £500 and most would only insure if had a tracker fitted. Changing times.
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06-03-2023, 04:52 AM | #110 |
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