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where to find current money factor?
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12-01-2006, 04:11 PM | #1 |
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where to find current money factor?
Where can I go to find the most current money factor.
I'm looking at leaseing a 335 and want to know when they put the numbers in front of me that they are correct and not inflated. Thanks! |
12-01-2006, 04:12 PM | #2 |
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sedan .00150
coupe .00175
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2010 AW e90 328i: 6 speed, Black Leather, Dark Wood trim, ZPP, ZCW, ZVP,ZSP, Nav, Xenon
BMW Performance CF Rear spolier and Gloss black grills 2008 Candy White MKV GTI 2.0T 6 Speed Manul Gone 2008 AW X3 3.0si: 6 speed Returned 2006 AW e90 330i: 6 speed Dinan Stage 1 Returned |
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12-01-2006, 05:09 PM | #4 |
Current BMW is from one of the British subs
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Do they consider the lessee's credit score, or is it the same, regardless?
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![]() Previously... Threes: '08 E90 M3, '07 E92 335i, Fives: '14 F10 M5, '11 F10 550i, '02 E39 M5, '00 E39 540i/6, '97 E39 528i, '92 E34 525i Others: VW, MBz, Peugeot, Toyota, Olds |
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12-01-2006, 05:18 PM | #6 |
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Also, should I expect those exact numbers, assume that anything higher is inflation on the dealers part and call them on it? Or is there some level of vations to be expected? Who determines those numbers?
Thanks again! |
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12-01-2006, 05:25 PM | #7 |
it can never be too clean...
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November Rates:
Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms 2007 BMW 328 Series 328Ci Coupe 24 mo/15k mi – Residual Value 68% of MSRP – .00125 Base Money Factor Rate 36 mo/15k mi – Residual Value 58% of MSRP – .00125 Base Money Factor Rate 48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate 2007 BMW 328 Series 328xi Coupe 24 mo/15k mi – Residual Value 70% of MSRP – .00100 Base Money Factor Rate 36 mo/15k mi – Residual Value 58% of MSRP – .00100 Base Money Factor Rate 48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate 2007 BMW 328 Series 328i Sedan 24 mo/15k mi – Residual Value 71% of MSRP – .00190 Base Money Factor Rate 36 mo/15k mi – Residual Value 61% of MSRP – .00190 Base Money Factor Rate 48 mo/15k mi – Residual Value 45% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate 2007 BMW 328 Series 328xi Sedan 24 mo/15k mi – Residual Value 71% of MSRP – .00190 Base Money Factor Rate 36 mo/15k mi – Residual Value 61% of MSRP – .00190 Base Money Factor Rate 48 mo/15k mi – Residual Value 45% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate 2007 BMW 328 Series 328i Wagon 24 mo/15k mi – Residual Value 70% of MSRP – .00225 Base Money Factor Rate 36 mo/15k mi – Residual Value 60% of MSRP – .00225 Base Money Factor Rate 48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 34% of MSRP – .00322 Base Money Factor Rate 2007 BMW 328 Series 328xi Wagon 24 mo/15k mi – Residual Value 70% of MSRP – .00225 Base Money Factor Rate 36 mo/15k mi – Residual Value 60% of MSRP – .00225 Base Money Factor Rate 48 mo/15k mi – Residual Value 42% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 34% of MSRP – .00322 Base Money Factor Rate 2007 BMW 335 Series 335i Coupe 24 mo/15k mi – Residual Value 69% of MSRP – .00175 Base Money Factor Rate 36 mo/15k mi – Residual Value 58% of MSRP – .00175 Base Money Factor Rate 48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate 2007 BMW 335 Series 335i Sedan 24 mo/15k mi – Residual Value 71% of MSRP – .00150 Base Money Factor Rate 36 mo/15k mi – Residual Value 61% of MSRP – .00150 Base Money Factor Rate 48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate 60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate ~ many dealers will add (a small amount) to the base money factor rate... mine did and i have a 799 beacon (this seems to be the norm).
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12-01-2006, 06:39 PM | #9 | |
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no changes today but I will let you know.
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2010 AW e90 328i: 6 speed, Black Leather, Dark Wood trim, ZPP, ZCW, ZVP,ZSP, Nav, Xenon
BMW Performance CF Rear spolier and Gloss black grills 2008 Candy White MKV GTI 2.0T 6 Speed Manul Gone 2008 AW X3 3.0si: 6 speed Returned 2006 AW e90 330i: 6 speed Dinan Stage 1 Returned |
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12-01-2006, 06:40 PM | #10 | |
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2010 AW e90 328i: 6 speed, Black Leather, Dark Wood trim, ZPP, ZCW, ZVP,ZSP, Nav, Xenon
BMW Performance CF Rear spolier and Gloss black grills 2008 Candy White MKV GTI 2.0T 6 Speed Manul Gone 2008 AW X3 3.0si: 6 speed Returned 2006 AW e90 330i: 6 speed Dinan Stage 1 Returned |
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12-01-2006, 09:17 PM | #11 |
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Why is the residual lower for the Coupe (Residual Value 58% of MSRP – .00175 Base Money Factor Rate) than it is for the Sedan (Residual Value 61% of MSRP – .00150 Base Money Factor Rate)?
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12-01-2006, 10:06 PM | #12 | |
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Biggest advice is know the numbers before going in and don't put money down when leasing. Lowers your monthly payment but doesn't get you any further ahead in the end. |
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12-02-2006, 12:18 AM | #13 | |
Leave the gun. Take the Canoli.
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12-02-2006, 08:40 AM | #15 | |
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just do your research and throw an reasonable offer out there. (any where from 500-1k) above invoice) I prefer to negotiate that way.
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12-02-2006, 09:33 AM | #16 | |
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If you can't afford the full monthly pmt, then you certainly can't afford to risk your $3k down to an accident and you shouldn't be getting the car anyway. It really makes no sense to put money down on a lease. |
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12-02-2006, 03:21 PM | #17 |
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just out of curiousity where does the 2400 come from when determining the equivalency between "money factor" and interest rate
My dealer informed me that for every security deposit beyond the first one that the money factor would lower by .00007, the first lowering it .000015 and up to 7 SD's possible. The deal I have negotiated right now is $1400 over invoice with the .000175 mf and the above mentioned rate reduction variables. Elmaki
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12-02-2006, 05:14 PM | #18 | |
Leave the gun. Take the Canoli.
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