4.9 for 60 months or 5.49 for 72 months

luv135i · 12-14-2009, 06:35 PM

Quote:

Originally Posted by B3AST

Yes and one of the criteria is to donate money to the military, that's how I got in. I have absolutely nobody in my family or friends that are in the military, just donate, open an account and your done.

You must be talking about the MFA then

B3AST · 12-15-2009, 05:12 PM

Quote:

Originally Posted by luv135i

You must be talking about the MFA then

Sure am!

Misfortune · 12-16-2009, 07:56 PM

Do you have to be a member of the NMFA the whole time you have the account with penfed?? And how did you donate $5? I only see options for One year membership: $20
Three year membership: $50 Lifetime membership: $300. Not that any of these would be a bad deal to get 3.99% APR.

Misfortune · 12-17-2009, 08:11 PM

Nevermind. You can opt for either one of the three donations, and still be a member with penfed for as long as you wish. Now, time to see if I get approved for that rate!

niebyl2002 · 12-17-2009, 10:10 PM

Quote:

Originally Posted by B3AST

Hey there I'm looking at a cert. 335i at my local bmw dealership and was wondering how much lower I could get them on the price, realistically. Did you bring them down at all? If so, if you don't mind me asking, how much? Thanks.

I don't mind. I paid for car $22,900 with 13000 miles on it. They refuse to negotiate the price, but they're making first two payments for me and that equals to a little bit over $900. So I really paid $22K.

luv135i · 12-18-2009, 01:58 PM

Quote:

Originally Posted by niebyl2002

I don't mind. I paid for car $22,900 with 13000 miles on it. They refuse to negotiate the price, but they're making first two payments for me and that equals to a little bit over $900. So I really paid $22K.

Damn where did you find a deal like that

Misfortune · 12-18-2009, 02:10 PM

Quote:

Originally Posted by luv135i

Damn where did you find a deal like that

Seriously, I think the lowest I've seen one listed for is in the high 26k range. And that is with a ton of miles on it. How did you manage that deal?

--didnt realize it was a 328, thought it was a 335, but still, a hell of a deal.

niebyl2002 · 12-19-2009, 12:38 PM

I was shocked too when I found that deal on Autotrader. BTW It took me weeks. I got it from Vista BMW in Pompano Beach, FL.

Car info: 2007 328i with only 13,000 miles on it. It is certified until 100,000 miles or 6 years. Free maintenance until 50,000 miles. New bridge tires (rft). One owner, very very clean - like new. Basic equpiment, nothing to fancy

Clean Carfax!!!

...

However there is a bad side of that deal. 4 day after I got the car I found out that the rear quarter panel and trunk was painted. I got mad as hell because it was fixed really badly and for some reason they forgot to mention it to me. Under a proper angle you can see a sand paper grooves. I ripped off half a trunk to check if everything is original. I found no welds or bodywork - that's good!!! So the car wasn't in serious accident for sure. I contacted Vista BMW and they said that car had couple dings and scratches and they offered me to fix everything.

I guess that's why the price was so low.

12-16-2009, 07:56 PM	#25
Misfortune New Member 0 Rep 6 Posts Drives: 335i Sedan Join Date: Dec 2009 Location: Vegas iTrader: (0)	Do you have to be a member of the NMFA the whole time you have the account with penfed?? And how did you donate $5? I only see options for One year membership: $20 Three year membership: $50 Lifetime membership: $300. Not that any of these would be a bad deal to get 3.99% APR.
	Appreciate 0 Quote

12-17-2009, 08:11 PM	#26
Misfortune New Member 0 Rep 6 Posts Drives: 335i Sedan Join Date: Dec 2009 Location: Vegas iTrader: (0)	Nevermind. You can opt for either one of the three donations, and still be a member with penfed for as long as you wish. Now, time to see if I get approved for that rate!
	Appreciate 0 Quote

12-19-2009, 12:38 PM	#30
niebyl2002 New Member 3 Rep 17 Posts Drives: 328i Alpine White Join Date: Dec 2009 Location: Clearwater, FL iTrader: (0)	I was shocked too when I found that deal on Autotrader. BTW It took me weeks. I got it from Vista BMW in Pompano Beach, FL. Car info: 2007 328i with only 13,000 miles on it. It is certified until 100,000 miles or 6 years. Free maintenance until 50,000 miles. New bridge tires (rft). One owner, very very clean - like new. Basic equpiment, nothing to fancy Clean Carfax!!! ... However there is a bad side of that deal. 4 day after I got the car I found out that the rear quarter panel and trunk was painted. I got mad as hell because it was fixed really badly and for some reason they forgot to mention it to me. Under a proper angle you can see a sand paper grooves. I ripped off half a trunk to check if everything is original. I found no welds or bodywork - that's good!!! So the car wasn't in serious accident for sure. I contacted Vista BMW and they said that car had couple dings and scratches and they offered me to fix everything. I guess that's why the price was so low.
	Appreciate 0 Quote