Runflat Tire And Wheel Insurance (Canada)

Jolga · 03-19-2007, 05:00 PM

I just priced one 205/55 R 16 Bridgestone at the Stealership for my coming soon e90 323i and it's $460.00 installed, balanced and whatevered.

Now I know why their call them run flats, they flatten your wallet completely

Going to spring for the lesser of 2 evils, the tire and wheel insurance, my question is: Does this $699 insurance cover any aftermarket winter wheels and tires that I might buy or am I locked in to the stealership for thousands of dollars to buy their oem stuff?

ctgazer · 03-19-2007, 05:04 PM

i doubt it covers aftermarket stuff...you have to doublecheck with the dealer...some dont and some give you the option

i didnt get the option so i didnt get it since i knew i'd go aftermarket

Jaws · 03-19-2007, 05:24 PM

The dealership is generally the worst place to buy tires from. Call an independent a get a quote. Personally, I couldn't wait to get rid of the RFTs, so I decided not to get the insurance. The insurance will not cover aftermarket rims. If you are going with winter rims/tires you will have to buy from the dealer (to keep the insurance) and they charge about $2500-3000 for a set. You can get a set from someone else for half that. Good luck with your decision.

GregL · 03-19-2007, 06:18 PM

Whether or not it covers aftermarket wheels & tires is based on the contract. Mine which I bought from BMW Autohaus for $500 covers anything provided it's operated on this vehicle, up to $5000 coverage.

bmwmike · 03-19-2007, 08:03 PM

Read the policy carefully since mine does not cover other wheels or tires other than the original ones at the time you buy the car. Most tire flats only require a plug as long as the hole is on the tread.

Jolga · 03-19-2007, 08:56 PM

Thanks for the info guys, seems the plans are all over the map depending on your dealer. I'll push for the $500 covering ALL tires and wheels on the car and I will read the fine print lawyerspeak to make sure I don't get screwed. If anything looks fishy about the insurance then I'm going to sell my runfarts

and get real, normal tires and a repair kit.

03-19-2007, 05:00 PM	#1
Jolga New Member 2 Rep 14 Posts Drives: 2007 323i Prem 6MT SG Join Date: Feb 2007 Location: Edmonton, Alberta, Canada iTrader: (0)	Runflat Tire And Wheel Insurance (Canada) I just priced one 205/55 R 16 Bridgestone at the Stealership for my coming soon e90 323i and it's $460.00 installed, balanced and whatevered. Now I know why their call them run flats, they flatten your wallet completely Going to spring for the lesser of 2 evils, the tire and wheel insurance, my question is: Does this $699 insurance cover any aftermarket winter wheels and tires that I might buy or am I locked in to the stealership for thousands of dollars to buy their oem stuff?
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03-19-2007, 05:04 PM	#2
ctgazer Major General 397 Rep 7,952 Posts Drives: a dilapidated ride Join Date: Feb 2006 Location: canada eh! iTrader: (10) Garage List 2006 e90 [0.00]	i doubt it covers aftermarket stuff...you have to doublecheck with the dealer...some dont and some give you the option i didnt get the option so i didnt get it since i knew i'd go aftermarket __________________
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03-19-2007, 05:24 PM	#3
Jaws Lieutenant Colonel 50 Rep 1,738 Posts Drives: 2006 325i mt Join Date: Aug 2006 Location: Edmonton iTrader: (0)	The dealership is generally the worst place to buy tires from. Call an independent a get a quote. Personally, I couldn't wait to get rid of the RFTs, so I decided not to get the insurance. The insurance will not cover aftermarket rims. If you are going with winter rims/tires you will have to buy from the dealer (to keep the insurance) and they charge about $2500-3000 for a set. You can get a set from someone else for half that. Good luck with your decision. __________________ 2006 325i - Sparkling Graphite 2000 S2000 - New Formula Red 2007 Chev Silverado crew cab Z71
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03-19-2007, 06:18 PM	#4
GregL Brigadier General 107 Rep 3,618 Posts Drives: 2016 CLA45 AMG Join Date: Nov 2005 Location: GTA iTrader: (4)	Whether or not it covers aftermarket wheels & tires is based on the contract. Mine which I bought from BMW Autohaus for $500 covers anything provided it's operated on this vehicle, up to $5000 coverage. __________________ 2016 Mercedes-AMG CLA45 2013 Mercedes-Benz B250 - Gone 2010 Mercedes-Benz C350 4Matic - Gone 2006 BMW 330xi - Gone 2001 Infiniti QX4 - Gone
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03-19-2007, 08:03 PM	#5
bmwmike Lieutenant 29 Rep 542 Posts Drives: 2007 335i Coupe - SOLD Join Date: Jul 2006 Location: Vancouver, BC, Canada iTrader: (1)	Read the policy carefully since mine does not cover other wheels or tires other than the original ones at the time you buy the car. Most tire flats only require a plug as long as the hole is on the tread.
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03-19-2007, 08:56 PM	#6
Jolga New Member 2 Rep 14 Posts Drives: 2007 323i Prem 6MT SG Join Date: Feb 2007 Location: Edmonton, Alberta, Canada iTrader: (0)	Thanks for the info guys, seems the plans are all over the map depending on your dealer. I'll push for the $500 covering ALL tires and wheels on the car and I will read the fine print lawyerspeak to make sure I don't get screwed. If anything looks fishy about the insurance then I'm going to sell my runfarts and get real, normal tires and a repair kit.
	Appreciate 0 Quote