Wheel and tire insurance

SilverE90Sport · 11-02-2005, 09:31 AM

Those of you who have purchased it - how much did it set you back and what were the terms of the insurance? I hear much about the fact that these runflats need to be replaced after being punctured.

stelmach · 11-02-2005, 10:24 AM

Quote:

Originally Posted by SilverE90Sport

Those of you who have purchased it - how much did it set you back and what were the terms of the insurance? I hear much about the fact that these runflats need to be replaced after being punctured.

I'm in NJ and it cost me $524 for 5 years. I've gotten two bubbles in the sidewalls of low profile tires in the past, so I thought it was worth it. Especially in Jersey.

Joe

Nikki · 11-02-2005, 10:28 AM

Mine was $300 for 3 years. (i'm on a 3-year lease)

longtran · 11-02-2005, 10:33 AM

waste of money.

underDAWG · 11-02-2005, 10:34 AM

Quote:

Originally Posted by stelmach

I'm in NJ and it cost me $524 for 5 years. I've gotten two bubbles in the sidewalls of low profile tires in the past, so I thought it was worth it. Especially in Jersey.

Joe

That is not bad at all if it covers both tires and rims. There are so many potholes on our roads, thoese rims can easily beat up by it.

uD

Nikki · 11-02-2005, 10:38 AM

Quote:

Originally Posted by longtran

waste of money.

I thought so at first also but then I was told that runflats are non-repairable,
so if you get any damage to your tire like a nail, it's over $300.
So if one tire has something wrong with it in 3 years, it is already worth it.

natalia · 11-02-2005, 10:45 AM

I was never offered anything like this in the negotiations. Is it offered when your vehicle finally arrives?

dbstang · 11-02-2005, 10:46 AM

Natalia,

They ask you about on Final delivery. Along with every other add on they can think of.

underDAWG · 11-02-2005, 10:58 AM

Quote:

Originally Posted by natalia

I was never offered anything like this in the negotiations. Is it offered when your vehicle finally arrives?

This is an aftersale item. If you decide to get it, shop around for better price. The one offered from the dealer often higher cost becasue of their mark up.

I agree with longtran that it is waste money if you live in So Cal especailly in South OC. If you drive around in Buffalo, NYC, Boston or Philly, we have potholes can swallow your tire with room to spare. :mad:

uD

sharadrai · 11-02-2005, 11:40 AM

Quote:

Originally Posted by underDAWG

This is an aftersale item. If you decide to get it, shop around for better price. The one offered from the dealer often higher cost becasue of their mark up.

I agree with longtran that it is waste money if you live in So Cal especailly in South OC. If you drive around in Buffalo, NYC, Boston or Philly, we have potholes can swallow your tire with room to spare. :mad:

uD

you mentioned shop around.. any other places that provide this type of insurance.. can you name some..

ase2dais · 11-04-2005, 07:29 PM

....of crse these runflats are non-repairable, only if you cant find a repair facility that does it.

Most reason they are not repairable is most gas station and tire facility dont have the experience dealing with these hard teflon sided tires, plus they dont like to deal with the liability, so they simple say "its not repairable, but we can get you the same tire in 24-48 hrs. for $340"

I bought 17" takeoffs with runflats, prevous owner didnt know he was drving them with a screw on one tire shoulder threaded area.

I thought I was screwed, for couldnt get a good repair facility to repair it, until I run into one, and he charged me $38 dollars, a little more that the average gas station plug, but its worth it. For he took the entire tire off, sanded the small hole and patched it from the inside. I have over 1500miles on it now, and have taken it to speeds of over 85mph.

The thing about this runflat is, it all depends on the type of tire damage you have, not all can be fixed, but in my case i was lucky. I would imagine if you had a blowout and were running that tire at 50mph for a good 100 miles, definitely I would like to have that replaced. For the tire structural integrity has weaken and is in question, using the said example that I mentioned.

Plus, in most cases, if you have dealer RFTs and would really like to beat the system, do the following:

1. Soon, as you get the car from the lot, stop by major Tire-Dealer like NTB, and get a road hazard coverage for your OEM tires for $80-120 for the life of the tire.

2. and call your car insurance and see if they can cover your wheels from damages like bent or cracking. Damages that low-profiles are more susceptible to. My insurance cover my wheels with no deductible for $12/6mos. not bad eh!

... with the savings that you have earned, use that to help offset the cost of a winter set, or perhaps a much earned accesories, like a jack-kit or nice rear deck spoiler.

... its my thoughts, my .02 cents.

I believe in the dealer $300-599 wheel insurance once, until I found I better way @!

SocalTy · 11-05-2005, 12:38 AM

I extended the warranty to 100k/6yr ($1,700), then also was offered the tire/wheel coverage for ($495/5yr)....haggled with the guy for a bit and he ended up giving me the 100k warranty for 1,600 and the tire/wheel coverage for free.

Think the tire/wheel coverage at least is a must in the NYC area (where I plan to head back to next year). Potholes there are everywhere, not to mention some of them can be outright nasty.

11-02-2005, 09:31 AM	#1
SilverE90Sport Private 9 Rep 55 Posts Drives: 06 330i Join Date: Sep 2005 Location: San Antonio iTrader: (0)	Wheel and tire insurance Those of you who have purchased it - how much did it set you back and what were the terms of the insurance? I hear much about the fact that these runflats need to be replaced after being punctured.
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11-02-2005, 10:28 AM	#3
Nikki Major General 1042 Rep 6,381 Posts Drives: Sepang Z4MC Join Date: Aug 2005 Location: LA iTrader: (9)	Mine was $300 for 3 years. (i'm on a 3-year lease) __________________ Nikki
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11-02-2005, 10:33 AM	#4
longtran Lieutenant General 1466 Rep 16,625 Posts Drives: E90 M3 Join Date: Jul 2005 Location: CA iTrader: (105) Garage List 2006 325i [0.00]	waste of money.
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11-02-2005, 10:45 AM	#7
natalia Second Lieutenant 15 Rep 266 Posts Drives: Not a BMW Join Date: Oct 2005 Location: Raleigh, NC iTrader: (0)	I was never offered anything like this in the negotiations. Is it offered when your vehicle finally arrives?
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11-02-2005, 10:46 AM	#8
dbstang My Car is a HYBRID! It burns gas and rubber. 6 Rep 75 Posts Drives: 2006 330i Join Date: Jul 2005 Location: Central NJ iTrader: (0) Garage List 2006 330I [0.00]	Natalia, They ask you about on Final delivery. Along with every other add on they can think of. __________________ 330i/Monaco Blue/Beige lth/SP/PP/Nav/Heated Seats/Sat Prep
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11-04-2005, 07:29 PM	#11
ase2dais //Mdicted 353 Rep 9,989 Posts Drives: a Cop Magnet Join Date: Sep 2005 Location: 495 Ring iTrader: (18) Garage List 2009 e92 M3 DCT CF ... [10.00] 2015 S-Works Roubaix [0.00] 2013 Trek Madone 5.9 [9.50] 2012 Scott - CR1-Pro [10.00] 2008 e92 M3 6MT (Up ... [10.00] 2002 e46 M3 Cabriol ... [7.00] 2006 e90-325i (DD) [7.00] 2002 e39 M5 (retired) [9.50]	....of crse these runflats are non-repairable, only if you cant find a repair facility that does it. Most reason they are not repairable is most gas station and tire facility dont have the experience dealing with these hard teflon sided tires, plus they dont like to deal with the liability, so they simple say "its not repairable, but we can get you the same tire in 24-48 hrs. for $340" I bought 17" takeoffs with runflats, prevous owner didnt know he was drving them with a screw on one tire shoulder threaded area. I thought I was screwed, for couldnt get a good repair facility to repair it, until I run into one, and he charged me $38 dollars, a little more that the average gas station plug, but its worth it. For he took the entire tire off, sanded the small hole and patched it from the inside. I have over 1500miles on it now, and have taken it to speeds of over 85mph. The thing about this runflat is, it all depends on the type of tire damage you have, not all can be fixed, but in my case i was lucky. I would imagine if you had a blowout and were running that tire at 50mph for a good 100 miles, definitely I would like to have that replaced. For the tire structural integrity has weaken and is in question, using the said example that I mentioned. Plus, in most cases, if you have dealer RFTs and would really like to beat the system, do the following: 1. Soon, as you get the car from the lot, stop by major Tire-Dealer like NTB, and get a road hazard coverage for your OEM tires for $80-120 for the life of the tire. 2. and call your car insurance and see if they can cover your wheels from damages like bent or cracking. Damages that low-profiles are more susceptible to. My insurance cover my wheels with no deductible for $12/6mos. not bad eh! ... with the savings that you have earned, use that to help offset the cost of a winter set, or perhaps a much earned accesories, like a jack-kit or nice rear deck spoiler. ... its my thoughts, my .02 cents. I believe in the dealer $300-599 wheel insurance once, until I found I better way @! __________________ Oo\(lll)'(lll)/oO : 2009-e92 ///M3 SpaceGry DCT CF Rf/Trim ZTP ZPP ZCW Sat/PrmSd : \_lOOl___lOOl_/<< Clickies Last edited by ase2dais; 11-04-2005 at 07:47 PM..
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11-05-2005, 12:38 AM	#12
SocalTy Flushing, Queens stand up!! 35 Rep 830 Posts Drives: AW E90 Join Date: Nov 2005 Location: NYC iTrader: (3) Garage List 06 e90 [0.00]	I extended the warranty to 100k/6yr ($1,700), then also was offered the tire/wheel coverage for ($495/5yr)....haggled with the guy for a bit and he ended up giving me the 100k warranty for 1,600 and the tire/wheel coverage for free. Think the tire/wheel coverage at least is a must in the NYC area (where I plan to head back to next year). Potholes there are everywhere, not to mention some of them can be outright nasty.
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