Deal and Car Help Needed

bily · 12-11-2010, 08:32 PM

Had an 06 325 Black w/Tan, Navi, Xenon, Premium on lease. Went to an 08 128ic, Black/Black, Navi, Premium. Leasing @ $725, 0 down. Lease up 4/11 and I have 19K. I want to reduce payments, and need a sedan.

Looking at 2 cars.

328i, LeMansBlue/Black M, Premium, Navi, Xenon, PDC, Auto, MSRP 47500
60 Month Select Purchase
$550/mo, balloon $16690, 0 down

328i, White/Oyster&Black, Sport, Premium, Navi, Xenon, HK, Auto, MSRP 44500
60 Month Select Purchase
$499/mo, balloon 16100, 0 down
$Sale Price w/ Tax, Fees, Rebate - $42400

I'm OK with the payments, just not the final balloons.

I really like the one with the M Package, as it looks more sporty. The steering wheel is awesome, thick, soft, and it has the M badging and aluminum trim. The front and rear bumpers are much sportier too.

But heres the thing, I was not crazy about either car. I've asked my CA to look for a White w/ M Package. He's got a black one, but last 2 cars were black and I'm ready for a change.

Thoughts?

fherjohn · 12-12-2010, 10:03 AM

I would stay away from the balloon payment and just suck it up for a higher payment. At least you'll have a set interest if you don't have enough cash to pay the balloon at the end. As far as which cars, wait for the one u really want.

Ty Vil · 12-12-2010, 08:53 PM

Don't do select. You'll be buried in the car.

12-11-2010, 08:32 PM	#1
bily Lieutenant 86 Rep 541 Posts Drives: 22 G05, 22 G26 Join Date: Feb 2006 Location: Atlanta, GA iTrader: (0) Garage List 2022 i4 [10.00] 2022 BMW X5 [0.00] 2015 BMW 428 Cabriolet [0.00]	Deal and Car Help Needed Had an 06 325 Black w/Tan, Navi, Xenon, Premium on lease. Went to an 08 128ic, Black/Black, Navi, Premium. Leasing @ $725, 0 down. Lease up 4/11 and I have 19K. I want to reduce payments, and need a sedan. Looking at 2 cars. 328i, LeMansBlue/Black M, Premium, Navi, Xenon, PDC, Auto, MSRP 47500 60 Month Select Purchase $550/mo, balloon $16690, 0 down 328i, White/Oyster&Black, Sport, Premium, Navi, Xenon, HK, Auto, MSRP 44500 60 Month Select Purchase $499/mo, balloon 16100, 0 down $Sale Price w/ Tax, Fees, Rebate - $42400 I'm OK with the payments, just not the final balloons. I really like the one with the M Package, as it looks more sporty. The steering wheel is awesome, thick, soft, and it has the M badging and aluminum trim. The front and rear bumpers are much sportier too. But heres the thing, I was not crazy about either car. I've asked my CA to look for a White w/ M Package. He's got a black one, but last 2 cars were black and I'm ready for a change. Thoughts?
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12-12-2010, 10:03 AM	#2
fherjohn Lieutenant 33 Rep 533 Posts Drives: m3 e93 Join Date: Nov 2010 Location: San diego iTrader: (6)	I would stay away from the balloon payment and just suck it up for a higher payment. At least you'll have a set interest if you don't have enough cash to pay the balloon at the end. As far as which cars, wait for the one u really want.
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12-12-2010, 08:53 PM	#3
Ty Vil Captain 33 Rep 913 Posts Drives: ///M4 Join Date: Jan 2007 Location: Scottsdale, AZ (by way of Portland, OR) iTrader: (0)	Don't do select. You'll be buried in the car.
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