[reidtastic]

Jesus ! thats high !

Im £720 (pretty Expensive) with adrian flux, although im on a Modify at will policy, anything goes, Im 28, good area, below 7K mileage, no claims or points and full NCD. In comparason BMW wanted £600 per year with no modifications

[jimmylimmy]

switched over from Swiftcover to Chris Knott today, thanks for the referral scooby

[undecided1]

Originally Posted by Ti Rich

Been looking at insurance quotes (using various price comparison websites) for the 330d M-Sport and can't quite believe the impact of some simple mods:-

42 years old, 9 years NCB, car garaged at night. 18k miles a year with 5k business use

Standard Car Best Price circ £650, £500 xs

Lip Spoiler and Exhaust circa £995 best price with £750 total xs

Lip spoiler, Exhaust and remap £1200 with £750 total xs


I can't quite believe that having a remap, spoiler and exhaust would almost double the insurance!! Adrian Flux can't even get close to the figures.

Those prices are with my wife ON the policy (even though she won't drive the car as it's an auto). If i take her off the prices raise by another £200 - £300!!!!

Any suggestions? (apart from don't mod the car!)

Try Noel Dazely, were cheaper than anywhere else for my E92 330d M Sport Coupe in standard form and only want an extra £70 if I decide I want to remap it regardless of bhp/torque gains. Very reasonable

29, 2 ncb, 21000 miles but no business miles, 250 excess, car on drive. Wouldn't bother with Adrian Flux, always seem to quote about 700 more than anywhere else.

[G82Dude]

Originally Posted by E90_330i

Try Aviva. They were giving 2 months free when I took out insurance with them a couple of months ago

Aviva will stitch you up if you have a steering wheel. Muppets!

[undecided1]

Originally Posted by uke92dude

Aviva will stitch you up if you have a steering wheel. Muppets!

Agree. I think Aviva were nearly 4 times as expensive as the cheapest quote on my last car, not much point getting 2 months free if you're already overpaying to that degree. They're poor for mods as well

[Carrera RSR]

There is no rhyme or reason how insurance companies quote for cover. This is the closest thing I have found to work out my premiums



Either way, like Will, eventually you get fucked up the ass

[m1bjr]

Agreed

Insurance threads are totally pointless.

[AlwynMike]

Originally Posted by Carrera RSR

There is no rhyme or reason how insurance companies quote for cover. This is the closest thing I have found to work out my premiums



Either way, like Will, eventually you get fucked up the ass

I agree. When my renewal arrived, it prompted me to tell the company (Aviva) about my SP30 - the "adviser" consulted and came back with a CHEAPER quote than my renewal.
My son, a couple of years ago, at 17, modded his Rover 200 (have to start somewhere!) with flashy lights and wheels, but Quinn Direct didn't charge extra and were still the cheapest - wonder if that's why they're in administration!!

[Sukey]

Nationwide did me a really good quote, this time.

As with other comments, it's never worth taking a renewal quote and the time spent ringing round and pushing 'competition quotes' with some Insurers is time well spent. My 325i is a standard car, so not really tricky to get reasonable prices on, but I've had stupid discussions with some insurers who quote higher for NOT having a tracker fitted to the car. 'If you fit a tracker madam, the price will reduce by £300 and your excess will be about £250." However, the cost to fit a tracker... :-O