[F87LUV]

id move into the city but dropping 2Gs+ a month on something i wont ever own isnt too appealing

[jrebeiro]

Originally Posted by ZGirl4U

id move into the city but dropping 2Gs+ a month on something i wont ever own isnt too appealing

Unless you live in a house for 30 years.. you'll never own it either

With bills and maintenance and crap.. I probably spend double that on my house! It's outrageous! Maybe I just need a smaller house... but honestly.. I can't be bothered anymore. It's nice to own something, but it's even nicer to be able to walk away by just giving someone 30 days notice!

If I wanted to move next month I couldn't. I have to plan a move months in advance.. and since I'm so busy I haven't had the time to do it!

I guess it's kinda like lease vs. finance :P I bought my house early before prices started going up so when they came down I was not affected... but some people are way in the hole on their houses! Only problem is.. when you are upside down in a house.. you can't just walk away.

[jrebeiro]

OK I'm giving up on this stupid laptop for now and going for a run.

I'll be back in 30 minutes.. or however long it takes me to run a 5k :P

[cycler]

jeff i feel your pain about owning a house. at least my nanny does the cleaning and she is never in my way. she practically has an apartment downstairs in the basement that i had converted for her. she has a full bathroom, living room, bedroom and tons of closet space. ide say its about 700 square feet.

[cycler]

what up lana....im still at my parents house for dinner. the jewish parental units want to pack up enough food for me for the next week. Im probably gonna leave in like an hour. oh boy that seems like an eternity. LOL

[F87LUV]

Originally Posted by jrebeiro

Unless you live in a house for 30 years.. you'll never own it either

With bills and maintenance and crap.. I probably spend double that on my house! It's outrageous! Maybe I just need a smaller house... but honestly.. I can't be bothered anymore. It's nice to own something, but it's even nicer to be able to walk away by just giving someone 30 days notice!

If I wanted to move next month I couldn't. I have to plan a move months in advance.. and since I'm so busy I haven't had the time to do it!

I guess it's kinda like lease vs. finance :P I bought my house early before prices started going up so when they came down I was not affected... but some people are way in the hole on their houses! Only problem is.. when you are upside down in a house.. you can't just walk away.

yeah but if you build equity into a house when you sell, youll be able to make a profit

[F87LUV]

Originally Posted by cycler

what up lana....im still at my parents house for dinner. the jewish parental units want to pack up enough food for me for the next week. Im probably gonna leave in like an hour. oh boy that seems like an eternity. LOL

im waiting for daddy to bring me back some food

[cycler]

Originally Posted by ZGirl4U

im waiting for daddy to bring me back some food

my mom made all this food and i feel like a turkey being stuffed

[jrebeiro]

Originally Posted by ZGirl4U

yeah but if you build equity into a house when you sell, youll be able to make a profit

Most houses these days are being sold at a loss! Remember 6% of the sale of the house goes towards Realtor fees.. the rest goes towards your mortgage principal and you get whatever is left! Considering the market is down ~10% when you add on the other 6% unless your house can sell for ~14% above what you paid for it you will break even or possibly be at a loss. I'm of course using Voodoo math.. but you get the point!

Everyone forgets about Realtor fees

[F87LUV]

yeah nowadays youre screwed if you just bought your home within the last 5 years

[F87LUV]

my generation is screwed

[F87LUV]

HI AARON HOW ARE YOU? OMG I MISSED YOU SO MUCH. I HOPE YOURE DOING WELL. HOW WAS YOUR DATE??



Better?

[jrebeiro]

Originally Posted by ZGirl4U

my generation is screwed

Your generation? How old are you?

[cycler]

Originally Posted by jrebeiro

Most houses these days are being sold at a loss! Remember 6% of the sale of the house goes towards Realtor fees.. the rest goes towards your mortgage principal and you get whatever is left! Considering the market is down ~10% when you add on the other 6% unless your house can sell for ~14% above what you paid for it you will break even or possibly be at a loss. I'm of course using Voodoo math.. but you get the point!

Everyone forgets about Realtor fees

the market will eventually turn around. Im mean i have about 160K left on my mortgage and i was thinking of selling it. Its funny the houses that used to be about 900K in my area are now selling for about 700K and the houses that were 500K are now selling between 400K and 450K so the smaller houses didnt take that much of a hit. I bought my house back in 2004 for 412K and if I can sell it for $450K, and pay off my mortgage and pay 3% to the realtor I can still pick up a house that is 700K and be paying the same mortgage.

[cycler]

Originally Posted by ZGirl4U

HI AARON HOW ARE YOU? OMG I MISSED YOU SO MUCH. I HOPE YOURE DOING WELL. HOW WAS YOUR DATE??



Better?

I was just kidding before

[F87LUV]

Originally Posted by jrebeiro

Your generation? How old are you?

25
if you havent bought a house, youre basically screwed... 900k for a small ass house? im not moving to freakin kansas

[F87LUV]

[cycler]

Originally Posted by ZGirl4U

HI AARON HOW ARE YOU? OMG I MISSED YOU SO MUCH. I HOPE YOURE DOING WELL. HOW WAS YOUR DATE??



Better?

but thanks for asking though. i really appreciate your concern. My date was went pretty well thanks for asking about that as well.

[F87LUV]

did you guys make out?

[out4scrilla]

lmao sup peoples

[cycler]

Originally Posted by ZGirl4U

25
if you havent bought a house, youre basically screwed... 900k for a small ass house? im not moving to freakin kansas

900K is for a small ass house in staten island. for 900K your getting a 5-6 bedroom 3 bathroom house with a huge kitchen, seperate dining room, two family rooms and a property about 80X130. with a water view. For 700K you wont get the water view My house is 3 bedrooms 2 full bathrooms, apartment downstairs, kitchen, dining room, and living room and its 60X100.

[F87LUV]

Originally Posted by cycler

900K is for a small ass house in staten island. for 900K your getting a 5-6 bedroom 3 bathroom house with a huge kitchen, seperate dining room, two family rooms and a property about 80X130. with a water view. For 700K you wont get the water view My house is 3 bedrooms 2 full bathrooms, apartment downstairs, kitchen, dining room, and living room and its 60X100.

where