[UncleWede]

Originally Posted by Fly320s

It is worse than a Ponzi scheme since you never actually contributed. It is a Ponzi scheme using other people's money. A tax payer funded Ponzi scheme.

Come on, it's a TRAPAZOID, not a pyramid

[Joekerr]

Originally Posted by UncleWede

Come on, it's a TRAPAZOID, not a pyramid

Aside from the spelling error...not bad...not bad at all. I like it.

[Sedan_Clan]

Originally Posted by Fly320s

It is worse than a Ponzi scheme since you never actually contributed. It is a Ponzi scheme using other people's money. A tax payer funded Ponzi scheme.

Well yes and no. I contribute 14% of my paycheck into the fund just like everybody else on my safety plan. I'm just contributing ahead. The people in plan B contribute(d) 11% and the people in plan A contribute(d) like 6 or 7%. The people who were hired after me contribute a higher percentage.

Oh, and here's that Southwest article….

https://www.9news.com/article/news/i...1-aa3a4897d19b

[infamousdiz]

Originally Posted by Skoidat69

More people think that Feds clean up but it's certain states that have un sustainable pension systems.. The crappy thing is that people of my grandparents generation setup these systems to benefit themselves but I believe then knew it was a bad system.. my wife's grandmom worked for the state of IL for 17 years but got a full pension for 35 years. IL's state system is F'd.. Mechanics are paid almost above private sector and get a pension on top plus stacking OT..

We need to change the pension models I.e Cash Balance Pension or transition to heavy funded pension that equal to present day pension contributions..I.e if total employer pension contributions are 8% and 401k match is 4%… say something like you out 6% and we'll give 12%.. Then you have cost savings as some idiots won't put in enough to meet match and you don't have to guarantee returns..

Taking this in a different direction, cities towns, and states raid pension funds when the market has a good year. When pension funds under achieve another year they do not compensate for that and this is how pension funds in many municipalities become a liability and severely underfunded. This is always left out when the media informs the public about underfunded pension liabilities, blaming the unions, always controlling the narrative (cities ect are offering too much). In reality the private sector has done away with pensions only offering for 401K's which was never designed to be the main retirement account. The private sector salaries have also stagnated overtime while government jobs have always increased 2 to 3% a year. Big corporations did a great marketing job of placing blame for state and local governments fiscal woes on union workers, government employees. Meanwhile big Corp has slowly lowered salaries and benefits while making huge profits avoiding taxes. Pinning the working class against each other.

A small city next to mine has a pension fund that is triple of the amount needed to fill future liabilities. Police and fire are able to get low interest loans from their pension fund because it is so well funded. That pension fund has a clause that doesn't allow the city to take gains over what was projected that year. Police and fire can retire at 20 years with 75% of their salary or 25 years at 100% with medical for the employee and their spouse.

[NorCalAthlete]

So fucking true. California treats every fund - pension, maintenance, whatever - as a slush fund whenever they need cash, and then just go "hey last year's hike wasn't enough, we're still underfunded!"

And then people vote for yet another rate increase, toll increase, gas tax, etc. Even when the reasons for it never come to fruition due to incessant dipping by the representatives in Sacramento.

[Sedan_Clan]

https://www.instagram.com/reel/CP6FW...dium=copy_link

[infamousdiz]

Originally Posted by NorCalAthlete

So fucking true. California treats every fund - pension, maintenance, whatever - as a slush fund whenever they need cash, and then just go "hey last year's hike wasn't enough, we're still underfunded!"

And then people vote for yet another rate increase, toll increase, gas tax, etc. Even when the reasons for it never come to fruition due to incessant dipping by the representatives in Sacramento.

you cant take 50 million to balance your budget. when the recession hit in 2009 all you heard from the media was all these underfund liabilities. as the market recovered these stories went away. the problem was towns cities and states balanced their yearly budget shortfalls by raiding the pension funds and they got away with it for many years 1980-2000. during this time the markets gained about 15% a year average, those 2 decades for the USA saw unpresented growth not seen in human history, and like any compulsive gambler they thought it would never end. The chickens came home to roost.

[NorCalAthlete]

Cross-post from the LOL thread:

Originally Posted by NorCalAthlete

I know this is the running stereotype but I still keep encountering it the other way around - I'll be cruising at like 85 in the fast lane and have 5 people riding my ass, with everything from an F350 to a Prius in line so I just move over and let them pass. People give 0 fucks about the speed limit around here it's nutty. Fast lane will be doing 90, #2 lane will be doing 75-80, #3 lane will still be doing 75-80, far right slow lane MIGHT be down to about 70. Maybe. If it's a 55 zone.

Originally Posted by RickFLM4

At least your slower traffic keeps right. Here I think people think of the left lane as the texting lane so they only have another car on one side of them.

Originally Posted by kscarrol

Make a couple trips a year to the Bay area and from my limited experience this is a perfect description of traffic heading up 101 toward Santa Rosa... Crazy but just as often I'm doing 5 mph!!

Originally Posted by Samurai of 2day

This is what I experience mostly, as well.

It happens so often, over the extended period of time I've been driving / riding now that I actually anticipate and expect a driver entering a 3-4 lane highway from the right entrance ramp, aggressively merge at close quarters (higher chance with no signal that actually indicating) across all lanes of traffic to get to the far left, passing or fast lane (whatever terminology you prefer) then as soon as they make it to their comfortable position in traffic... I end up having to pass on the right and notice the otherwise inexperienced, discourteous, oblivious or selfish driver (whatever terminology you prefer) either texting, talking on the phone, putting on makeup, eating, reading or tending to kids in the back seats... but I'm sure only having to worry about vehicles on the right makes them feel comfortable not actually driving.

Originally Posted by RickFLM4

Bingo! I’m actually an asshole about it and do my best not to let them in front of me since I’ll only have to go around them anyway. But sometimes conditions don’t permit me to do so without being an asshole to someone else so I relent and then go around them.

Can you CHP bros maybe start a media campaign / enforcement campaign around CVC 21654? I swear it's never enforced and there's technically no specific speed limit at which it applies as far as I know. So even someone "speeding" doing 75 in a 65 could get cited if traffic is doing 80 and they're getting passed on the right. Also I'm 100% positive I'm not the only one who gets aggravated at the rolling roadblocks when people are doing 5 mph over the speed limit in the #1, #2, AND #3 lanes, all right next to each other so you can't pass.

And to be fair any time one of you gets spotted traffic does sorta slow down....to about 70-75. The only thing keeping traffic anywhere near the speed limit is....well....the traffic. Like, it's either 80 mph or 20 mph. Other than that if you do the speed limit you're getting ass-packed by a semi.

[Sedan_Clan]

Originally Posted by NorCalAthlete

Cross-post from the LOL thread:

Can you CHP bros maybe start a media campaign / enforcement campaign around CVC 21654? I swear it's never enforced and there's technically no specific speed limit at which it applies as far as I know. So even someone "speeding" doing 75 in a 65 could get cited if traffic is doing 80 and they're getting passed on the right.

And to be fair any time one of you gets spotted traffic does sorta slow down....to about 70-75. The only thing keeping traffic anywhere near the speed limit is....well....the traffic. Like, it's either 80 mph or 20 mph. Other than that if you do the speed limit you're getting ass-packed by a semi.

I could put a word out, but many campaigns come from headquarters in Sacramento. Right now the CHP is dealing with an unprecedented spike in freeway shootings and fights on the freeway, so those things are taking priority. They aren't typically used to dealing with that type of crime.

[NorCalAthlete]

Originally Posted by Sedan_Clan

I could put a word out, but many campaigns come from headquarters in Sacramento. Right now the CHP is dealing with an unprecedented spike in freeway shootings and fights on the freeway, so those things are taking priority. They aren't typically used to dealing with that type of crime.

Fair enough, this is definitely #firstworldproblems vs more serious matters.

[UncleWede]

All the fights revolve around aholes not moving to the right :

[Sedan_Clan]

Originally Posted by UncleWede

All the fights revolve around aholes not moving to the right :

The issues are compounded by gang initiations, road rage issues, etc. The domestic violence occurrences on freeways have increased as well.

[Sedan_Clan]

In addition, I just wanted to update you all on that unfortunate shooting between fire fighters about a month ago in L.A. County. The impetus for the shooting was over the maintenance of the fire engine. Apparently this had been brewing between the two firefighters over a two year period.

[Fly320s]

Originally Posted by Sedan_Clan

In addition, I just wanted to update you all on that unfortunate shooting between fire fighters about a month ago in L.A. County. The impetus for the shooting was over the maintenance of the fire engine. Apparently this had been brewing between the two firefighters over a two year period.

Wait. What? Two hose jockeys got into a shootout? Missed that bit of news.

Just read the article. I guess the murderer had some long-simmering personal issues.

[Sedan_Clan]

Originally Posted by Fly320s

Wait. What? Two hose jockeys got into a shootout? Missed that bit of news.

Yep! Shooter shot two of his partners; one was a Captain if I remember correctly. One of the firefighters died and then the shooter committed suicide and burned his home down.

[Lady Jane]

Originally Posted by Sedan_Clan

then the shooter burnt his house down then committed suicide..

FTFY...

[Fly320s]

Originally Posted by Lady Jane

[/I][/B]

FTFY...

Objection! Your honor, delayed ignition devices are simple and reliable.

[paquet]

saw this pop up in apple news and got reminded of what you have been saying for a while, Sedan_Clan
https://www.axios.com/police-officer...ac2f406f2.html

[Sedan_Clan]

Originally Posted by packet

saw this pop up in apple news and got reminded of what you have been saying for a while, Sedan_Clan
https://www.axios.com/police-officer...ac2f406f2.html

It's unfortunate because those bodies that quit/retire earlier than expected are not easy to replace, worsening the burden of departments that are already understaffed. Response times to problems will increase substantially.

[DieselDiner]

Originally Posted by infamousdiz

Taking this in a different direction, cities towns, and states raid pension funds when the market has a good year. When pension funds under achieve another year they do not compensate for that and this is how pension funds in many municipalities become a liability and severely underfunded. This is always left out when the media informs the public about underfunded pension liabilities, blaming the unions, always controlling the narrative (cities ect are offering too much). In reality the private sector has done away with pensions only offering for 401K's which was never designed to be the main retirement account. The private sector salaries have also stagnated overtime while government jobs have always increased 2 to 3% a year. Big corporations did a great marketing job of placing blame for state and local governments fiscal woes on union workers, government employees. Meanwhile big Corp has slowly lowered salaries and benefits while making huge profits avoiding taxes. Pinning the working class against each other.

A small city next to mine has a pension fund that is triple of the amount needed to fill future liabilities. Police and fire are able to get low interest loans from their pension fund because it is so well funded. That pension fund has a clause that doesn't allow the city to take gains over what was projected that year. Police and fire can retire at 20 years with 75% of their salary or 25 years at 100% with medical for the employee and their spouse.

If you really want a good read on the problems in Illinois (poster child for upside down pension liabilities), read this: https://www.illinoispolicy.org/repor...ension-crisis/

[F30lolz]

This morning I saw a dog (looked like a pit bull) tied up on the bed of a pickup truck on local roads (45 limit). Not in a crate/cage, but loosely rolling around which was sad to see. How often do you see this?

[Sedan_Clan]

Originally Posted by F30lolz

This morning I saw a dog (looked like a pit bull) tied up on the bed of a pickup truck on local roads (45 limit). Not in a crate/cage, but loosely rolling around which was sad to see. How often do you see this?

Not too often, but it pains me to see that. That can get ugly really quickly.