[OC Guy]

Originally Posted by mantis

fuck i shouldnt have canceled the montego order


MF difference is like 30 bucks a month. not that much. the big hit is residual/negotiated price which is MSRP. i might do that, but aint gonna help too much

u sure using 6 msds is 30 bucks a month?

[jdink]

you do realize 6 msds would be like $7000+...

[!Xoible]

Originally Posted by OC 335i

u sure using 6 msds is 30 bucks a month?

no, not sure. how low will it bring down the MF? will it bring it less than .00175?

[jdink]

nabil what is the price of the m3 so i can figure out your mo/ payments

[OC Guy]

Originally Posted by jdink

you do realize 6 msds would be like $7000+...

So? It's worth it, you get your money back as well.

[!Xoible]

Originally Posted by jdink

you do realize 6 msds would be like $7000+...

+1 i dont have that kind of money, at least not to put at BMW's. i'd rather put it in bank

[jdink]

Originally Posted by mantis

no, not sure. how low will it bring down the MF? will it bring it less than .00175?

no... my guess is they will quote u a marked up MF and offer to drop it to the .00275 with MSDs....

[OC Guy]

Originally Posted by mantis

no, not sure. how low will it bring down the MF? will it bring it less than .00175?

What's the MF again?

I think you can do up to 7.

(0.00007 x 7) = 0.0049

[jdink]

Originally Posted by jdink

nabil what is the price of the m3 so i can figure out your mo/ payments

and also for the 335

[!Xoible]

Originally Posted by jdink

nabil what is the price of the m3 so i can figure out your mo/ payments

$66800
MF is .00275, residuals listed in that post i put up earlier.

i have a lease calc in front of me, been doing that all day

Originally Posted by OC 335i

So? It's worth it, you get your money back as well.

how low does it bring the MF? if you tell me i can calculate the ROI

[jdink]

so your looking at a 1250 payment roughly with nothing due at signing (except for probably at least 1 msd for them to give u the .00275)

[Bimmerbaby]

Originally Posted by mantis

<note to self: make angela cry next time again>

[jdink]

what is the price for the 335

[jdink]

nabil, do u mind me asking what your cash flow is like? (over the next 3 years... does it go up significantly? maybe with bonusus ect...)

[jdink]

assuming 8% tax and 36 mo lease

m3: 53% resid, .00275 mf
mo payment = 1250

335: 58% resid, .00245 mf
mo payment = 775

[OC Guy]

Originally Posted by mantis

+1 i dont have that kind of money, at least not to put at BMW's. i'd rather put it in bank

I'm not sure you would get a better return on the bank. You can write this off.

http://www.bimmerfest.com/forums/sho...d.php?t=134206

[OC Guy]

Originally Posted by mantis

$66800
MF is .00275, residuals listed in that post i put up earlier.

i have a lease calc in front of me, been doing that all day

how low does it bring the MF? if you tell me i can calculate the ROI

Originally Posted by OC 335i

What's the MF again?

I think you can do up to 7.

(0.00007 x 7) = 0.00049

Your MF should be 0.00226 if there are no markups.

[jdink]

so basically a 500 difference..

if u were to keep for the lease term ud have to ask yourself: is it worth the $6000 a year? and what else could i do with that?

or, if it were me (which it isnt) i would look at financing the 335... probably be a 1000 payment, but lets say you decided to make a 1250 payment (same as the m3) you would have paid 45,000 of probably a 55,000 loan off in 3 years.... so lets say u just pay off that last 10000 at the end of 3 years you now own the bitch and then sell it if u want...

[OC Guy]

Originally Posted by jdink

so basically a 500 difference..

if u were to keep for the lease term ud have to ask yourself: is it worth the $6000 a year? and what else could i do with that?

Not much thru the bank.

or, if it were me (which it isnt) i would look at financing the 335... probably be a 1000 payment, but lets say you decided to make a 1250 payment (same as the m3) you would have paid 45,000 of probably a 55,000 loan off in 3 years.... so lets say u just pay off that last 10000 at the end of 3 years you now own the bitch and then sell it if u want...

Leasing often offers more flexibility and less liability. Whether or not it makes more since financially depends on the numbers. It's not as black and white as you are putting it.

The thing is, if he gets a 335i, he doesn't want a $1000 payment on it because he will be spending that money (modding).

[jdink]

except to even make the m3 remotely attractive ud have to put 7k down (even if you get it back at the end)

[jdink]

and you may get more flexibility and less liability, but you become the b and get f'ed in the a at the same time financially...

[OC Guy]

Originally Posted by jdink

except to even make the m3 remotely attractive ud have to put 7k down (even if you get it back at the end)

And u can make it a tax write off and get more of a return than a typical cd or savings account.

Heck, if he puts 7k down in MSDs, that insures the fact that he will save the money. Who's to say that Nabil will save 7k if he didn't put it in MSDs anyways?