Quote:
Originally Posted by vgr02
You shouldn't have a problem unless you are insured with Allianz. That is the only insurrance company I have experiance with that dont seem to understand. When I advised them I went from 17" factory staggered to 19" aftermarket staggered using the same rim widths as per the specifications on the place card, and keeping to the law by not increasing track width by more than 1", they had no idea what I was talking about.
They asked me to put it in writting (which I did) and then advised me that it was going to be sent to their policy department to make a call. 2 weeks later I received a letter in the mail stating they would not insure me any longer. They gave me 7 days to find alternate insurance and refunded the remaining premium. I had 2 cars insured with them for over 15 years continuios without a single claim. I wrote them a letter stating how ridiculios this was and that they would also loose my second car on renewal. They advised they are a very conservative company when it come to car modifications. No S@#t!!!
I rang Suncorp and AAMI and both understood. Suncorp was slightly more expensive but I still decided to go with them.
At then end of the day, make sure it's noted on your policy especially if fitting staggered wheels regardless of whether your origional wheels were staggered or not. Just remember the onus is on you to disclose everything. They are insuring you in good faith you have disclosed everything. In the event of an accident or claim, they have the right to refuse cover if something was not disclosed.
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Whew, come to think of it even my not so famous insurance(pay as you drive) agreed to still insure me at the same premium when asked them about a change of wheels. They were also flex if I wanted a change in suspension within legal limits and this insurance costs me half (about 1200) of what was costing me through AAMI which was charging me 2500 on the car from new but Allianz quoted me 4500+ then because didn't have much of an insurance history. I guess Allianz has to change with the times..I can understand if there were some serious mods like engine modifications that needed an engineers certificate et al but wheels and that too within specification?, grow up or loose out Allianz
