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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > Proposed Lease Deal on 335i e92



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      06-30-2011, 12:56 PM   #23
bimmer_335
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guys i'm new at leasing... can someone explain wtf is MSD??? (MSDs $3,850)
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      06-30-2011, 01:42 PM   #24
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Quote:
Originally Posted by bimmer_335 View Post
guys i'm new at leasing... can someone explain wtf is MSD??? (MSDs $3,850)
  • MSDs = Multiple Security Deposits
  • MSD's are refundable at the end of your lease and are almost always better than a down payment on a lease. The maximum amount of security deposits are 7 (from BMWFS).
  • Each MSD reduces the Money Factor by .00007 (or .168%).
  • The simple way to convert Money Factor to and interest rate is to multiply by 2400.
  • Security Deposits are calculated by your projected montly payment rounded up to the closest $50. For example, if your payment is going to be $624, your security deposits will be $650 each.

There are more posts about this, but if you run numbers you are better off putting down MSD's that are refundable instead of a regular old down payment that you don't get back at the end of the lease.
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      07-01-2011, 06:14 AM   #25
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+1 good deal.
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