[mowflow]

You can get a 318d m sport. Surely the insurance difference can't be that much? Being an old codger I don't really know.

[Kerr]

Originally Posted by mowflow

You can get a 318d m sport. Surely the insurance difference can't be that much? Being an old codger I don't really know.

If they won't insure him with a M sport, there is no way they would entertain him with aftermarket parts including a hugely expensive set of split rim wheels and suspension.

Not declaring such parts is as good as having no insurance.

[sheps]

I'm with Rog and Dave

Get yourself the M Sport steering wheel, gearknob and (most importantly) the front seats.
I'd be doing that before adding carbon fibre this and lowered that.

[dxb335d]

I had a 318 once. Nice car at the time. But it was just a 318, and I didn't bother doing anything to it. Didn't really see the poInt.

[bmwak]

Congratulations on your first BMW mate - one hell of a car to have at the age of 21

At that age (four years ago for me) I had a 1.4 VW Polo so you are very lucky to have a Beemer.

Nice mods, do post some pictures up - but with a car as new as that, be very careful with the warranty conditions and doing modifications such as lowering and changing the exhaust with non-BMW parts. It may render your warranty unvalid if something goes wrong that is directly connected to those parts - just something to bare in mind

[mowflow]

Originally Posted by Kerr

If they won't insure him with a M sport, there is no way they would entertain him with aftermarket parts including a hugely expensive set of split rim wheels and suspension.

Not declaring such parts is as good as having no insurance.

Yup, I was selling a gloss black grill on here a while back and the guy that wanted it didn't buy it because he checked with his insurance first and they said NO MODS WHAT SO EVER. He was only a few years older than the OP and was very sensible to check first.

I think the OEM mods suggested are the best to go for and the most important in my opinion. M sport seats, M sport wheel, OEM or perhaps some CSL reps (nothing gappy so the bottle top brakes stay hidden), front aero lip then maybe a slight lower with Eibach or H&R springs. Keep it looking like BMW could have built it that way.

The things I wouldn't do are:
Change the exhaust because it will do very little to noise or performance so the money could be better spent elsewhere.
Wrap anything in black or carbon.

[Ste Elmo]

Originally Posted by Kerr

So let me understand this, you don't really want a 318d SE but you have bought it because you can't afford the insurance on a bigger engined M sport car you would like more?

However you do have the cash to spend thousands of pounds the car you did not really want?

This logic has got me for years. If you have the money to pump into a 318d SE you could quite easily afford the difference between a 318d SE and a bigger car you really wanted covering the insurance too.

Fair enough it seems a waste to pay extortionate amounts of cash for insurance, but putting all that stuff on a 318d SE that you don't really want is an even bigger waste of money.

Either bite the bullet and buy the bigger M sport now or use that car for a couple of years saving your modifying cash to trade up later. Blowing that kind of money on that car will never be recovered.

considering how mush i got the car for as it is a 59plts with 36k on it, i managed to save a fair wack, if i wanted an M sport around the same age it was a fair couple of grand more. so i went for this one and got decent insurance. and with the money i saved thats is what im using to mod...tbh its my 1st BMW and didnt really know what i was buyin in terms on the driving diffrence between the M sport, i will be keepin this car for a bit then prob upgrade to something else n build it up.

[bimmaguy]

carbon fibre diffuser?

you do know you will have to change your rear bumper to an m sport one to fit any diffuser as SE models have no place for a rear diffuser.

but a cracking car nevertheless.

[Danny.B.]

Originally Posted by mowflow

Yup, I was selling a gloss black grill on here a while back and the guy that wanted it didn't buy it because he checked with his insurance first and they said NO MODS WHAT SO EVER. He was only a few years older than the OP and was very sensible to check first.

That was very sensible of him.....




Blasted insurance couldnt believe it, but id rather be legal!

needless to say when my policy is up ill be going elsewhere to someone i know will do it!


Ill be back in touch then if you havent sold them