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What is everyone paying on lease?
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01-01-2006, 12:43 AM | #23 | |
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01-01-2006, 12:45 AM | #24 | |
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01-01-2006, 12:04 PM | #27 |
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Lease deal?
So Mava what was the bottom line on your lease deal, did pacific bait and switch you or was the deal good? And who did you deal with at pacific?
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01-01-2006, 06:02 PM | #28 | |
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01-02-2006, 07:35 PM | #29 |
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Hmm, looks like I got a pretty good deal:
$41,500 MSRP $0 cap reduction 36mos 12K/year $489/month + tax = $517/month
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01-02-2006, 08:04 PM | #30 | |
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01-02-2006, 10:27 PM | #31 | |
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It's quite amazing, the same model with no options is only about $40/month less on a lease. Seems like when you lease you can really splurge on options 'cos you only end up paying for about 35% of their cost anyhow. |
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01-02-2006, 11:03 PM | #32 | |
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Excellent point Paddy but with one caveat: FINDING THE CAR! ![]() ![]() ![]()
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01-03-2006, 12:50 AM | #33 | |
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If anything I thought I knew leasing but there's so much more to learn provided one has all the details. Thanks everyone! Now back to ![]()
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01-05-2006, 01:19 PM | #34 |
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MSRP 41095
Selling price 39365 Drive off = Acq fee 625 + DMV 321.75 + 600 sec dep + 1st month payment 570.19 = 2159 Monthly 570.19 Is it a good deal?
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01-05-2006, 01:56 PM | #35 | |
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![]() Why didn't you just buy the car? You double your monthly payment but at least you would own the car and when you sold it after 27 months - you would've made more than your 10K you put down back. Unless you absolutely had to have a $170/month payment - this doesn't make sense to me... |
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01-05-2006, 05:51 PM | #36 |
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$10K down on a lease ??
Oh dear!
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01-06-2006, 08:32 AM | #37 |
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I've been keeping tabs on this thread and thought I'd see what kind of payment a dealer would offer for a 325i/STEP/ZSP/Xenons/Lthrette/PK Dist Cntrl/Blk Sapphre--This is what he came up with. . .seems kinda high. . doesn't it??--I was figuring aroung $430-450/mo--tax is only 3% in VA here:
All of the following payments are based off of a msrp of 35,745 and a selling price of 34,745. All of the payments are also based on 15,000 miles/year at 36 months. with $0 down = $634.48 with $1500 down= $577.85 with $2500 down= $540.09 Am I off the mark with my payments. . ..0025 Money factor used as well |
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01-06-2006, 09:47 AM | #38 | |
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01-06-2006, 10:11 AM | #39 | |
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01-06-2006, 11:50 AM | #40 | |
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I have checked some lease calculators--leasecompare.com and the BMW website.. both are saying $450/mo range w/2500 down. From the previous posts in this thread, that monthly payment amount doesn't seem that out of line. . . Does it have anything to do with the options I want?? |
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01-06-2006, 02:25 PM | #41 |
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OK, 0.00250, 65%, MSRP 35745, Neg Price $34745
Nothing down lease payment is $464 before VA Tax. You will need to put down Sec Dep, Ac fee and first payment. With $2500 down as a capital cost reduction - i.e. on the negotiated price, the payment is $389. I would recommend however that you put as little down on a lease as you can. Snag someone's lease calculator. Do not use BMW's or Lease Compare.
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01-06-2006, 05:34 PM | #42 | |
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I personally wouldn't recommend any other money towards a cap cost reduction but then that's my personal opinion. Good luck! ![]()
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01-08-2006, 12:47 PM | #43 |
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Don't forget that there is usually a $350 back end disposition fee that nobody tells you about. Anecdotally, I've heard that it can be waived sometimes if you buy another BMW. I have never been able to negotiate it out at lease at initiation although I guess it is possible. My experience is with several Volvos. BMW may be different.
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01-08-2006, 02:54 PM | #44 | |
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1. Buy your own car off lease 2. Buy a new or pre-owned BMW and finance with BMWFS 3. Lease a new or pre-owned BMW through BMWFS If you buy another BMW and finance/lease with a 3rd party, they'll charge you the fee. Also, they will definately charge you the fee if you don't get another BMW... there is no way out of this. Another interesting observation is that they give you a break if you have multiple accounts. For example, if you have two BMWs on lease with BMWFS, and you replace one of them at lease end with a non-BMW, they will waive the fee so long as your other BMWFS account is still active.
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