11-03-2023, 11:58 PM | #111 | ||
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This is an interesting discussion
Both points are valid imo, you need to plan to retire comfortably, yet you could also get hit by a bus tomorrow. So we try to land on a spot between those bookends. We’ve got this take on one end, Quote:
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I know it’s more responsible to have a Camry as a daily driver, but if I’m on the hook for working 40 hours a week with high stake responsibilities, I need some sort of offset. Maybe this is a character flaw, but either way it’s important to be honest with yourself about it. I need to feel the benefits of that labor even if it’s just during the drives to and from work. Last edited by rad_thundercat; 11-04-2023 at 12:53 AM.. |
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11-25-2023, 09:12 AM | #112 |
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My dealer just received a loaded '24 Brooklyn Gray/Black M240xi that a customer backed out of. It would come at a solid discount. PM me if interested.
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12-27-2023, 09:39 AM | #113 |
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My M240i has been "ready for transport" for about a month now. How long does this step usually take?
Also, what interest rates have BMW been offering on new cars? I've got a trade in but I'll probably finance the balance and I'm wondering if it's worth going to credit unions instead. Thanks for any input. |
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12-27-2023, 03:29 PM | #114 | |
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It is ALWAYS worth getting some rates from outside the dealership before you go in to sign the papers. See what else is out there. Multiple "hard" inquiries on your credit within 30 days from lenders only count as one hard pull, so don't let anyone tell you that you're going to ruin your credit by applying at different places. Check your local credit unions, check bank rate.com, check any banks where you have an existing relationship. In the end, if you have good credit, BMW probably has better rates than you'll find outside, but you need to have a negotiating leg to stand on. I got 5.99% from BMW back in October for a 60 month loan. I had found 6.24% at a local credit union. The dealer initially told me the best BMW could do was 6.99% but they magically got it down to 5.99% once I told them I already had 6.24% lined up. ALWAYS have a competitive offer, as dealerships make money on marking up your interest rate over what's actually the best rate available for you.
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01-10-2024, 09:03 PM | #115 |
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Looking to purchase m240 xdrive, built one to be destination & handing it came out to $62,470. I pretty much picked all options minus the active cruise control.
I'm located in NJ, and was wondering is there any wiggle room on the m240i. |
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01-10-2024, 09:53 PM | #116 | ||
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