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BMW 3-Series (E90 E92) Forum
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Clearcoat Peeling - should I make an insurance claim?
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04-01-2015, 10:08 AM | #1 |
First Lieutenant
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Clearcoat Peeling - should I make an insurance claim?
I have peeling clearcoat about the size of my fist on my front bumper. And a few more spots that are slowly but surely becoming larger. There's a spot on my roof near the racks that is starting to peel as well. (Everyone always says "what a beautiful car" and then they get to the front and say "what happened here?") - Annoying.
I've been getting some estimates at $700, and there are some online that will match my paint code for around $350-400, but the shops either send me the painted bumper or aren't as "nice". Overall I'd like the entire front bumper repaired as the previous owner has a decent amount of scrapes and such and plenty of rock chips. My deductible is $500. Should I utilize this in order to fix the bumper/paint? Or is this shady? Should I keep scrounging through eBay or out of state junkyard body shops that can locate bumpers and have them painted for me? It seems I may have been bird droppings that I didn't tend to. So is making an insurance claim for something like this normal, or should I deal with this out of pocket? *Side note - I may be selling this vehicle as I got a good deal on it, and can make a few thousand from it. I feel repairing the bumper will help in selling the car, but that's money out of my pocket in the mean time. Debatable I guess. Thanks |
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bumper, claim, clearcoat, insurance, paint |
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