New 2009 335 Coupe

dubiousONE · 09-09-2008, 11:20 PM

For those of you who have ordered a 2009 BMW 3 series. How are you planning on Financing the car?

Are you going by the default BMW rate of possible 6.9% or 7.9% depending on your credit score?

Or, are you going with an outside lender? If you are, what rates have you seen?

Just want to hear what some of you guys are doing since we are not lucky enough to get the 0.9% financing.

josephr25 · 09-09-2008, 11:34 PM

For my 350Z, I got 4.2% with Navy Federal. A BMW dealership, different from the one I eventually got my 335i from, said Navy Federal offers great interest rates.

Of course... I'm at 0.9... only reason I have my car...

methodtim · 09-10-2008, 12:37 AM

I'm financing with something called cash.

LionRampant · 09-10-2008, 04:55 AM

I've effectively been "financing" this car for a while now, without the driving privileges normally included.

At time of delivery, I will be tendering the full amount--cash on the barrel-head, as it were.

--LR

JBiddy · 09-10-2008, 08:50 AM

Quote:

Originally Posted by methodtim

I'm financing with something called cash.

hahahaha

3er858 · 09-10-2008, 12:07 PM

Wow, you guys are buying these cars in cash... even if I had $50K on hand, I don't think I could part with it for a new car... To answer the OP's question, I have pretty good credit (mid 700's) and my credit union is giving me 5.24% (the best rate they offer)... It's not great, but I haven't found anything better yet...

methodtim · 09-10-2008, 12:45 PM

Quote:

Originally Posted by 3er858

Wow, you guys are buying these cars in cash... even if I had $50K on hand, I don't think I could part with it for a new car... To answer the OP's question, I have pretty good credit (mid 700's) and my credit union is giving me 5.24% (the best rate they offer)... It's not great, but I haven't found anything better yet...

I've been saving up for a little while. This is my present to myself for making it past 30 (never thought it would happen), so my whole attitude was if I couldn't afford to buy it outright, I wouldn't get it. I know that the merit of this decision can be debated from now until forever, but *shrug*, it's only money.

WDW1Fanatic · 09-10-2008, 12:45 PM

Yup, me three. Cash. Sold my previous coupe the day after I placed my order in anticipation.

simpleE92 · 09-10-2008, 12:50 PM

bmwfs

sdslayer · 09-10-2008, 01:11 PM

Quote:

Originally Posted by methodtim

I'm financing with something called cash.

Where do I get that financing? It sounds easy! Can you please provide a link?

methodtim · 09-10-2008, 01:12 PM

Quote:

Originally Posted by sdslayer

Where do I get that financing? It sounds easy! Can you please provide a link?

www.bofa.com

Gig103 · 09-10-2008, 01:56 PM

Better than 6.9% is Pentagon Federal Credit Union @ 4.75%
https://www.penfed.org/productsAndRa...wAutoLoans.asp

A bunch of european delivery people use them, anyone can become a member.

dubiousONE · 09-10-2008, 06:08 PM

Yeah! I've been looking into Pentagon Federal CU also... but I've also found Capital and Chase to offer right above 5% interest... How does RE-Financing work? Can you get the promotional deals when they become available? Or.. Is it just for new purchases?

3er858 · 09-10-2008, 06:58 PM

Quote:

Originally Posted by methodtim

I've been saving up for a little while. This is my present to myself for making it past 30 (never thought it would happen), so my whole attitude was if I couldn't afford to buy it outright, I wouldn't get it. I know that the merit of this decision can be debated from now until forever, but *shrug*, it's only money.

No debate here! I'm a little jealous, I just don't think I could've done it! I'm definitely not looking forward to my payment

It's funny because I ordered my car 3 days before my 30th birthday as a present to MYSELF!

thisguyhere · 09-10-2008, 07:57 PM

if i can get less than 5% interest, then i'll finance..otherwise, I'll pay it off cash.

09-09-2008, 11:20 PM	#1
dubiousONE Second Lieutenant 43 Rep 247 Posts Drives: 2009 E92 335 Join Date: Aug 2008 Location: California iTrader: (1)	New 2009 335 Coupe - Who are you FINANCING with? For those of you who have ordered a 2009 BMW 3 series. How are you planning on Financing the car? Are you going by the default BMW rate of possible 6.9% or 7.9% depending on your credit score? Or, are you going with an outside lender? If you are, what rates have you seen? Just want to hear what some of you guys are doing since we are not lucky enough to get the 0.9% financing. Last edited by dubiousONE; 09-09-2008 at 11:49 PM..
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09-09-2008, 11:34 PM	#2
josephr25 Major 70 Rep 1,456 Posts Drives: 2008 E92 335i Join Date: Aug 2008 Location: Irvine, CA iTrader: (2) Garage List 2008 BMW 335i Coupe [0.00]	For my 350Z, I got 4.2% with Navy Federal. A BMW dealership, different from the one I eventually got my 335i from, said Navy Federal offers great interest rates. Of course... I'm at 0.9... only reason I have my car...
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09-10-2008, 12:37 AM	#3
methodtim Brigadier General 384 Rep 3,885 Posts Drives: Audi RS Q8 Join Date: Mar 2007 Location: Darkness there, and nothing more iTrader: (0) Garage List 2021 Audi RS Q8 [0.00] 2021 BMW X3 M40i [0.00] 2017 Toyota Tacoma [0.00]	I'm financing with something called cash. __________________
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09-10-2008, 04:55 AM	#4
LionRampant Private First Class 9 Rep 147 Posts Drives: '09 328i E90 Join Date: Jul 2008 Location: Bellevue, WA iTrader: (0) Garage List 2009 328i Sedan [0.00]	I've effectively been "financing" this car for a while now, without the driving privileges normally included. At time of delivery, I will be tendering the full amount--cash on the barrel-head, as it were. --LR __________________
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09-10-2008, 12:07 PM	#6
3er858 First Class Privates 44 Rep 616 Posts Drives: AW F10, CW Mk6, 1299S Join Date: Oct 2005 Location: SCV SoCal iTrader: (0)	Wow, you guys are buying these cars in cash... even if I had $50K on hand, I don't think I could part with it for a new car... To answer the OP's question, I have pretty good credit (mid 700's) and my credit union is giving me 5.24% (the best rate they offer)... It's not great, but I haven't found anything better yet... __________________ F10 M-Sport \| xdrive LTMW \| Velgen VBM6\| V12's \| CKS coilovers \| wrapped roof \| wrapped mirror caps \| wrapped door handles \| Gloss Black Grills \| M5 rear Lip
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09-10-2008, 12:45 PM	#8
WDW1Fanatic Private First Class 12 Rep 115 Posts Drives: '09 E93 335i; Lexus RX400h Join Date: Jul 2008 Location: Carlsbad, CA iTrader: (0) Garage List 2009 BMW E93 335i C ... [10.00] 2006 Lexus RX400h SUV [0.00]	Yup, me three. Cash. Sold my previous coupe the day after I placed my order in anticipation. __________________ --Bert
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09-10-2008, 12:50 PM	#9
simpleE92 Captain 48 Rep 741 Posts Drives: e92 Join Date: Jan 2008 Location: norcal iTrader: (2)	bmwfs __________________ 20x10 and 20x8.5 / 285-245 / et 35 all around / rear fenders rolled / 6000k hid headlights / 6000k hid fog lights / GP Thunder cornering lights / Mtec Super White angel eyes / full led interior / led plate lights / h&r sport spings / 2-10 inch kicker L7 / kicker 1500x2 amp / kicker 1000x4 /full dynamat trunk/5% tints all around / ACS Style Roof Spoiler / carbon fiber roundel overlays / led plate lights/ more to come........
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09-10-2008, 01:56 PM	#12
Gig103 Major 76 Rep 1,324 Posts Drives: 2014 Tesla P85D Join Date: Aug 2007 Location: Gilbert, AZ iTrader: (1)	Better than 6.9% is Pentagon Federal Credit Union @ 4.75% https://www.penfed.org/productsAndRa...wAutoLoans.asp A bunch of european delivery people use them, anyone can become a member. __________________ Was: 2008 335xi sedan 6MT Black Sapphire Metallic Is: 2014 Tesla P85D (Blue Metallic) Wife's: 2013 Infiniti G37 S sedan 6MT, Black
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09-10-2008, 06:08 PM	#13
dubiousONE Second Lieutenant 43 Rep 247 Posts Drives: 2009 E92 335 Join Date: Aug 2008 Location: California iTrader: (1)	Yeah! I've been looking into Pentagon Federal CU also... but I've also found Capital and Chase to offer right above 5% interest... How does RE-Financing work? Can you get the promotional deals when they become available? Or.. Is it just for new purchases?
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09-10-2008, 07:57 PM	#15
thisguyhere Captain 77 Rep 736 Posts Drives: bmw Join Date: Jun 2008 Location: Texas iTrader: (7)	if i can get less than 5% interest, then i'll finance..otherwise, I'll pay it off cash.
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