caused minor accident to loaner

paste_me · 01-25-2009, 09:57 PM

i just took in my car for check up and they gave me a bmw 328i for a loaner. i ran over a cat on the highway which caused some damage to the front bumper and caused the lower light to break off of the bumper

is bmw going to cause make me pay for the repairs? will there check up of the car be real extensive?

Bimmer Nerd · 01-25-2009, 10:17 PM

that sucks, i always wondered what would BMW do when somebody damaged the loaner, but didn't want to find out by actually happening to someone.

i am sure they are going to charge you in one way or another on your next payment.

Kev · 01-25-2009, 10:19 PM

Quote:

Originally Posted by godora

that sucks, i always wondered what would BMW do when somebody damaged the loaner, but didn't want to find out by actually happening to someone.

i am sure they are going to charge you in one way or another on your next payment.

When you sign off on that piece of paper, you assumed responsibility of all the damages while you are in possession of the loaner car.

jpsum · 01-25-2009, 10:21 PM

it's just like a rental vehicle. Your insurance would have to cover the repair - meaning you have to pay for the deductible. And yes, your insurance would go up even though it is not your fault.

Kev · 01-25-2009, 10:26 PM

Quote:

Originally Posted by jpsum

it's just like a rental vehicle. Your insurance would have to cover the repair - meaning you have to pay for the deductible. And yes, your insurance would go up even though it is not your fault.

It sucks that it's still considered a collision. Either pay for it out of your pocket or be prepared to get hit with a fat bill x 3 years......

paste_me · 01-25-2009, 10:45 PM

here is a photo

http://twitpic.com/17c10

NinetyEight740 · 01-26-2009, 10:45 PM

call up your insurance company and file a claim...

01-25-2009, 09:57 PM	#1
paste_me Registered 0 Rep 2 Posts Drives: X6 Join Date: Jan 2009 Location: houston, tx iTrader: (0)	caused minor accident to loaner i just took in my car for check up and they gave me a bmw 328i for a loaner. i ran over a cat on the highway which caused some damage to the front bumper and caused the lower light to break off of the bumper is bmw going to cause make me pay for the repairs? will there check up of the car be real extensive?
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01-25-2009, 10:17 PM	#2
Bimmer Nerd Major General 525 Rep 7,783 Posts Drives: 6MT F80 Join Date: Jun 2008 Location: Santa Monica, CA iTrader: (12)	that sucks, i always wondered what would BMW do when somebody damaged the loaner, but didn't want to find out by actually happening to someone. i am sure they are going to charge you in one way or another on your next payment.
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01-25-2009, 10:21 PM	#4
jpsum Major 286 Rep 1,088 Posts Drives: 2010 TSX Join Date: Dec 2008 Location: New Haven area iTrader: (4)	it's just like a rental vehicle. Your insurance would have to cover the repair - meaning you have to pay for the deductible. And yes, your insurance would go up even though it is not your fault.
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01-25-2009, 10:45 PM	#6
paste_me Registered 0 Rep 2 Posts Drives: X6 Join Date: Jan 2009 Location: houston, tx iTrader: (0)	here is a photo http://twitpic.com/17c10
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01-26-2009, 10:45 PM	#7
NinetyEight740 Major General 235 Rep 5,691 Posts Drives: 2 - 2013 535i msport Join Date: Nov 2008 Location: Orange County California iTrader: (2) Garage List 2010 E91 [0.00]	call up your insurance company and file a claim...
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