[LIVERLEGEND]

Any body got any idea if they have any movement on their apr and prices?
Was interested with their offer on the 320d M sport but they have it at £28.5K, but they also have another offer for a free upgrade from se to M sport which is a saving of about £2k.

[biscuits]

5.9% seems to be available from most lenders at the moment... not sure what BMW are offering ?

[LIVERLEGEND]

On that offer it says typical 9.6%.
Seems a bit high.

[NFS]

Originally Posted by LIVERLEGEND

Any body got any idea if they have any movement on their apr and prices?
Was interested with their offer on the 320d M sport but they have it at £28.5K, but they also have another offer for a free upgrade from se to M sport which is a saving of about £2k.

In my experience BMW will match offers from other lenders, but you need to show them what you can get elsewhere,

Dealer discounts from new should be circa 10%

The brokers seem to have much larger discounts now and are well worth a look.

[LIVERLEGEND]

Do you know of any decent brokers I could check out?

[NFS]

Originally Posted by LIVERLEGEND

Do you know of any decent brokers I could check out?

http://www.drivethedeal.com/

http://www.coast2coastcars.co.uk/

[LIVERLEGEND]

Cheers I'll have a look.

[MEGA]

From my recent experiences: Getting them below 9% is still difficult on used cars, but should be able to get 6-7 if you show them proof you can get it elsewhere on anything new...

[wrighty]

Give Jamie a ring on 07780 602895 he finances all my cars tell him Wrighty give you his number.

[willhollin]

Try Gareth : Bespoke Automotive Consulting.

http://www.bespoke-auto.co.uk/

[doughboy]

Originally Posted by biscuits

5.9% seems to be available from most lenders at the moment... not sure what BMW are offering ?

WTF??? I've got an experian rating of 999/1000 and no one is doing less than 8% personal loans on 15k-25k on any sites i can find, not many under 10!

Show me a 5.9% please.....

Liverlegend - separate the car from the finance, even BMW finance. Negotiate the car first against a broker quote, then once you've got a fixed price discuss finance afterwards, again get them to beat 3rd party quotes.

[NFS]

Originally Posted by doughboy

WTF??? I've got an experian rating of 999/1000 and no one is doing less than 8% personal loans on 15k-25k on any sites i can find, not many under 10!

Show me a 5.9% please.....

Liverlegend - separate the car from the finance, even BMW finance. Negotiate the car first against a broker quote, then once you've got a fixed price discuss finance afterwards, again get them to beat 3rd party quotes.

Must admit I've seen the same as you. There isn't much under 8%.

My banks headline loan rate was 7.2% in October and it's now 9.9%. Not convinced the liquidity is coming back yet.

[PhilL]

Originally Posted by doughboy

WTF??? I've got an experian rating of 999/1000 and no one is doing less than 8% personal loans on 15k-25k on any sites i can find, not many under 10!

Show me a 5.9% please.....

Liverlegend - separate the car from the finance, even BMW finance. Negotiate the car first against a broker quote, then once you've got a fixed price discuss finance afterwards, again get them to beat 3rd party quotes.

+1

5.9% might be available on finance attached to the car, but I doubt you'll get the most competitive discount off the car with that.

I financed mine through Sainsburys at 8.1% with a squeeky clean credit rating.

[rkick08]

.90 on mines, BMW select plan or lease deals in Miami

[LIVERLEGEND]

Cheers guys, going this weekend with the Mrs so will let you know how I get on.

[swanseahammer]

Financed mine on a 7.5k loan through The AA (8.2%) and 5k on a 0% credit card

[biscuits]

Originally Posted by doughboy

WTF??? I've got an experian rating of 999/1000 and no one is doing less than 8% personal loans on 15k-25k on any sites i can find, not many under 10!

Show me a 5.9% please.....

Liverlegend - separate the car from the finance, even BMW finance. Negotiate the car first against a broker quote, then once you've got a fixed price discuss finance afterwards, again get them to beat 3rd party quotes.

Have a look on the Clive Sutton website, this is what they were quoting on a Range Rover Sport

Finance Details
Term Deposit Monthly Payments Final Balloon Typical APR
48 months £6,950 £488 £7,500 5.65%

For an individually tailored finance package, please click here or contact us on +44 (0)20 7483 6500 to discuss. All quotes are subject to status and approval from the finance company.

[PeteJ]

I'm BMW PCP and have to say as long as I can afford the payments, the APR goes over my head...

[NFS]

Originally Posted by biscuits

Have a look on the Clive Sutton website, this is what they were quoting on a Range Rover Sport

Finance Details
Term Deposit Monthly Payments Final Balloon Typical APR
48 months £6,950 £488 £7,500 5.65%

For an individually tailored finance package, please click here or contact us on +44 (0)20 7483 6500 to discuss. All quotes are subject to status and approval from the finance company.

Interesting website. I suspect you'd be paying a little more than is necessary on the price in order to get 5.65% right now. A bit like the 0% finance deals that you see on new cars.

This looks fun though:

http://www.clivesutton.co.uk/carsava...z-CL63-AMG.php

[mgarvey]

I got a really good deal with Lombard last year, which is a loan with a balloon.

The really good thing is that it is a base rate tracker (base plus 3%), so it was about 8% when I got it and is 3.5% now.

It is intended for businesses though, and as a private buyer I had to jump through some hoops to qualify.

Unfortunately, I'd be surprised if the same deal is still available now