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BMW 3-Series (E90 E92) Forum > E90 / E92 / E93 3-series Technical Forums > Wheels and Tires Forum Sponsored by The Tire Rack > Robberry Or Am I Over Reactting?



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      12-23-2009, 12:22 AM   #1
lopealle
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Robberry Or Am I Over Reactting?

SO I HAVE THE WHEEL AND TIRE INSURANCE FOR MY CAR. AND I SOME HOW GET A NAIL IN 3 TIRES. I PERSONALLY THINK SOMEBODY PUT THEM THERE BECAUSE IT DOSENT JUST HAPPEN. SO ANYWAYS CALL THE INSURANCE COMPANY MAKE MY CLAIM AND ITS APPROVED. SO I TAKE THE CAR DOWN TO THE STEALERSHIP TO GET THE TIRES REPLACED AND GET MY LOANER. SO THE TECH CALLS ME LATER AND TELL ME THAT THE INSURANCE COMPNAY DENIED MY CLAIM AND I HAVE TO PAY FOR THE TIRES. ONCE AGAIN I WAS LIKE FINE. SO I SAID HEY PUT NON RUN FLAT TIRES ON THE CAR BECAUSE THE RUN FLATS ARE REALLY EXPENSIVE. THE TECH SAYS WE PUT THE TIRES ON ALREADY BECAUSE I HAD THE CAR UP THERE ALREADY. IN THE END IT COST ME 14xx.xx FOR TIRES AND A ALIGNMENT. DO YOU GUYS THINK THERE WAS ANY KIND OF WAY I COULD HAVE FOUGHT THAT BEING THAT I DIDINT ASK FOR THE TIRES?
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      12-23-2009, 12:31 AM   #2
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Quote:
Originally Posted by lopealle View Post
SO I HAVE THE WHEEL AND TIRE INSURANCE FOR MY CAR. AND I SOME HOW GET A NAIL IN 3 TIRES. I PERSONALLY THINK SOMEBODY PUT THEM THERE BECAUSE IT DOSENT JUST HAPPEN. SO ANYWAYS CALL THE INSURANCE COMPANY MAKE MY CLAIM AND ITS APPROVED. SO I TAKE THE CAR DOWN TO THE STEALERSHIP TO GET THE TIRES REPLACED AND GET MY LOANER. SO THE TECH CALLS ME LATER AND TELL ME THAT THE INSURANCE COMPNAY DENIED MY CLAIM AND I HAVE TO PAY FOR THE TIRES. ONCE AGAIN I WAS LIKE FINE. SO I SAID HEY PUT NON RUN FLAT TIRES ON THE CAR BECAUSE THE RUN FLATS ARE REALLY EXPENSIVE. THE TECH SAYS WE PUT THE TIRES ON ALREADY BECAUSE I HAD THE CAR UP THERE ALREADY. IN THE END IT COST ME 14xx.xx FOR TIRES AND A ALIGNMENT. DO YOU GUYS THINK THERE WAS ANY KIND OF WAY I COULD HAVE FOUGHT THAT BEING THAT I DIDINT ASK FOR THE TIRES?
Why did the insurance approve then deny?
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      12-23-2009, 01:27 AM   #3
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Quote:
Originally Posted by lopealle View Post
SO THE TECH CALLS ME LATER AND TELL ME THAT THE INSURANCE COMPNAY DENIED MY CLAIM AND I HAVE TO PAY FOR THE TIRES. ONCE AGAIN I WAS LIKE FINE.

Big mistake, you could have fought back. you can claim it as Vandalism.
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      12-23-2009, 02:19 AM   #4
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what's the fack.
tech call'n you back? where's your SA?
why have tire insurance in the first place.
i would bitch at the insurance company.
call em up.

and also ur cap locks on.
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      12-23-2009, 02:27 AM   #5
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I would just call the insurance comp to find out man, that's pretty f'ed up.

And yeah I had a hard time reading all capitalized letters.
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      12-23-2009, 02:37 AM   #6
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id make them take the tires off that bish
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      12-23-2009, 03:19 AM   #7
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$1400? They're out of their minds. Fight it.
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      12-23-2009, 09:23 AM   #8
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Quote:
Originally Posted by lopealle View Post
SO I HAVE THE WHEEL AND TIRE INSURANCE FOR MY CAR. AND I SOME HOW GET A NAIL IN 3 TIRES. I PERSONALLY THINK SOMEBODY PUT THEM THERE BECAUSE IT DOSENT JUST HAPPEN. SO ANYWAYS CALL THE INSURANCE COMPANY MAKE MY CLAIM AND ITS APPROVED. SO I TAKE THE CAR DOWN TO THE STEALERSHIP TO GET THE TIRES REPLACED AND GET MY LOANER. SO THE TECH CALLS ME LATER AND TELL ME THAT THE INSURANCE COMPNAY DENIED MY CLAIM AND I HAVE TO PAY FOR THE TIRES. ONCE AGAIN I WAS LIKE FINE. SO I SAID HEY PUT NON RUN FLAT TIRES ON THE CAR BECAUSE THE RUN FLATS ARE REALLY EXPENSIVE. THE TECH SAYS WE PUT THE TIRES ON ALREADY BECAUSE I HAD THE CAR UP THERE ALREADY. IN THE END IT COST ME 14xx.xx FOR TIRES AND A ALIGNMENT. DO YOU GUYS THINK THERE WAS ANY KIND OF WAY I COULD HAVE FOUGHT THAT BEING THAT I DIDINT ASK FOR THE TIRES?
Friends don't let friends post drunk.

Do yourself a favor and re-read your post when you are sober - then re-write it.

Assuming that all happened like you posted, then your beef is with the insurance company. Contact them and inquire why they approved - then disapproved - your claim. Did something happen that you haven't told us about that caused the insurance company to reevaluate your case once the dealership saw the actual damage?

The fact that you got an alignment for three tires with nails in them raises some questions as well. Perhaps it was the fents, the crub and the burshes you hit after driving through the nail factory that caused the insurance company to deny your claim.
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      12-23-2009, 09:39 AM   #9
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When they approved your claim, did they give you any documentation, e-mail you a statement with a claim number, and before they do the work don't they make sure they're getting paid. Sounds fishy on both ends.
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      12-23-2009, 01:27 PM   #10
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Head asplode.
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      12-23-2009, 01:42 PM   #11
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1.) repair shops can not do work with out authorization. so take your tires back

2.) if insurance told you approved I would follow up they prolly paid the shop who then charged you happens all the time.

3.) didnt you say you had tire and wheel warranty or am i mistaken?
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      12-23-2009, 01:49 PM   #12
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Talk to TireRack.
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      12-23-2009, 01:58 PM   #13
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Quote:
Originally Posted by stressdoc View Post
Talk to TireRack.
why would he talk to tire rack he bought a tire and wheel warranty from the dealer unless he left something out
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      12-23-2009, 08:52 PM   #14
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Quote:
Originally Posted by Alpine3 View Post
Why did the insurance approve then deny?
from what the tech tells me they said there wasnt enough tread on the tires. which to me shouldnt really matter. if a tire is damaged that should be it.

Quote:
Originally Posted by veightkiller View Post
Big mistake, you could have fought back. you can claim it as Vandalism.
the insurance company doesnt cover vandalism. i think it was vandalism. i have never had 3 nails 1 iun each tire before.

Quote:
Originally Posted by FrankiE90 View Post
what's the fack.
tech call'n you back? where's your SA?
why have tire insurance in the first place.
i would bitch at the insurance company.
call em up.

and also ur cap locks on.
i bought the car in fl. so i guess i dont have one for ga

Quote:
Originally Posted by yamazaho View Post
I would just call the insurance comp to find out man, that's pretty f'ed up.

And yeah I had a hard time reading all capitalized letters.
the insurance compnay told me the same thing the tires were worm out. i know one one fo the tires were. but the one that was needed to be replaced didnt have a nail in it.

Quote:
Originally Posted by lonestar22 View Post
id make them take the tires off that bish
if i did that them i wouldnt beable to drive anywhere. i had the car towed to the dealership.

Quote:
Originally Posted by NiVeDh View Post
$1400? They're out of their minds. Fight it.
im not really sure how to fight it. the insurance company says its part of the contract of how much traed has to be on the tires.

Quote:
Originally Posted by cb1111 View Post
Friends don't let friends post drunk.

Do yourself a favor and re-read your post when you are sober - then re-write it.

Assuming that all happened like you posted, then your beef is with the insurance company. Contact them and inquire why they approved - then disapproved - your claim. Did something happen that you haven't told us about that caused the insurance company to reevaluate your case once the dealership saw the actual damage?

The fact that you got an alignment for three tires with nails in them raises some questions as well. Perhaps it was the fents, the crub and the burshes you hit after driving through the nail factory that caused the insurance company to deny your claim.
the tech called me the next day and said the car needed an alignment which it did.

Quote:
Originally Posted by kgb1637 View Post
When they approved your claim, did they give you any documentation, e-mail you a statement with a claim number, and before they do the work don't they make sure they're getting paid. Sounds fishy on both ends.
yea i got a claim numberr.
Quote:
Originally Posted by Derek Zoolander View Post
Head asplode.
Quote:
Originally Posted by Dubbedoutbimmer View Post
1.) repair shops can not do work with out authorization. so take your tires back


2.) if insurance told you approved I would follow up they prolly paid the shop who then charged you happens all the time.

thats not the case

3.) didnt you say you had tire and wheel warranty or am i mistaken?
yea i have a warranty
Quote:
Originally Posted by stressdoc View Post
Talk to TireRack.
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      12-23-2009, 11:09 PM   #15
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hey it's your money - you seem not pissed or overacting at the situation.
So it must be robbery.
if i ordered a double cheeseburger and a happymeal came out, I would ask for my
double cheeseburger. Fack the Happymeal. if someone was paying for the happymeal -
maybe i'll eat it, but if I had to pay for it...I want my DOUBLE CHEESEBURGER.

whatever. u got new wheels. And I didn't know in GA the BMW tech double'd up as an SA.
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