[boostmiser]

What's the residual? What are your pmts. with how much down for how long???

[F30Toad]

Here are December lease residuals and MF's. Add 2% for 12k and 3% for 10k on the residual value.

2007 BMW 335 Series 335i Coupe / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 69% of MSRP – .00175 Base Money Factor Rate
36 mo/15k mi – Residual Value 58% of MSRP – .00175 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

2007 BMW 335 Series 335i Sedan / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 71% of MSRP – .00150 Base Money Factor Rate
36 mo/15k mi – Residual Value 61% of MSRP – .00150 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

[boostmiser]

Thanks

[Simple1]

holy shit, the money factor on the sedan is killing me. Mine was .270 when I got my car.

[BMoney]

Yep they are nice although every dealer I went to jacked the rate up to .00205.

[John 070]

Originally Posted by E90Toad

Here are December lease residuals and MF's. Add 2% for 12k and 3% for 10k on the residual value.

2007 BMW 335 Series 335i Coupe / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 69% of MSRP – .00175 Base Money Factor Rate
36 mo/15k mi – Residual Value 58% of MSRP – .00175 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

2007 BMW 335 Series 335i Sedan / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 71% of MSRP – .00150 Base Money Factor Rate
36 mo/15k mi – Residual Value 61% of MSRP – .00150 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

How do residual values actually stack up to wholesale values down the road? Just curious, because I notice coupe is less than sedan. Is that merely to jack the monthly pymt of the coupe? It doesn't take a genius to figure out that it's far easier to buy a sedan than coupe.

[DrH]

Originally Posted by E90Toad

Here are December lease residuals and MF's. Add 2% for 12k and 3% for 10k on the residual value.

2007 BMW 335 Series 335i Coupe / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 69% of MSRP – .00175 Base Money Factor Rate
36 mo/15k mi – Residual Value 58% of MSRP – .00175 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

2007 BMW 335 Series 335i Sedan / Compare Instant Lease Quotes

24 mo/15k mi – Residual Value 71% of MSRP – .00150 Base Money Factor Rate
36 mo/15k mi – Residual Value 61% of MSRP – .00150 Base Money Factor Rate
48 mo/15k mi – Residual Value 44% of MSRP – .00322 Base Money Factor Rate
60 mo/15k mi – Residual Value 36% of MSRP – .00322 Base Money Factor Rate

How do you know about this? How often are these numbers adjusted? When is the rate locked in on these cars? when ordering or when taking delivery?

[SpiralEx]

Originally Posted by DrH

How do you know about this? How often are these numbers adjusted? When is the rate locked in on these cars? when ordering or when taking delivery?

These are widely reported and accepted, given to the dealers.
They are subject to change monthly (though don't always) and are set by the manufacturer. The Nov and Dec rates were the same, for example.

A dealer can "legally" mark up the MF by .0004, which some definitely do in order to get more profit on the deal, over whatever the sell price over the invoice is you are leased it at.

Check out edmunds or roadfly forums for updates, discussions, etc.

[F30Toad]

Originally Posted by DrH

How do you know about this? How often are these numbers adjusted? When is the rate locked in on these cars? when ordering or when taking delivery?

Got these from Roadfly as mentioned above. They are usually posted around the 5-7th of the month on the financing/leasing forum.

As for locking, you get one lock, up to you when you take it. It is good for 2 months from the end of the month you lock in. If you lock on Nov 5th, your lock is good until the end of Jan. You do not have to lock when you order if your car might take longer than that. If the rate is lower when you sign the lease, the lower rate should apply.

Besides the .0004 mentioned by SpiralEx, the rate can also be adjusted down by giving additional deposits. Seems like it is .00015 off for each additional refundable $700 deposit, but don't quote me on that.

[SpiralEx]

Originally Posted by E90Toad

Besides the .0004 mentioned by SpiralEx, the rate can also be adjusted down by giving additional deposits. Seems like it is .00015 off for each additional refundable $700 deposit, but don't quote me on that.

BMW will reduce the MF by .00007 for each additional security you give up to a maximum of 7. BMW rounds the security deposit up to the next $50 increment. Your monthly is $670, your security deposits will be $700 each.

[ChestaCoppapot]

Originally Posted by SpiralEx

BMW will reduce the MF by .00007 for each additional security you give up to a maximum of 7. BMW rounds the security deposit up to the next $50 increment. Your monthly is $670, your security deposits will be $700 each.

Can you please explain this a bit more? Let me see if I understand this right. i am currently interested in (36 month) leasing a 335 coupe with a sticker of $49,000 and these are my numbers using a lease calc.

Price: $49,000
Cap cost reduction: $2500
Adjusted Cap Cost: $46,500
Residual Value (using 58%): $28,420
Money Factor: .00175
Term: 36 months
Tax: 6%
Lease payment: $633.33
Tax: $38.00
TOTAL PAYMENT $671.33

So do I understand that I am able to give 7 additional $700 deposits ($4900) at signing and lower the money factor by .00049 (.00007 x 7)? So I can get my money factor down to .00126 by doing this?

Is this additional deposit obviously refunded at the end of the lease?

If I am assuming correctly I get the following numbers by putting $4900 extra down in deposits at the lease.

Price: $49,000
Cap cost reduction: $2500
Adjusted Cap Cost: $46,500
Residual Value (using 58%): $28,420
Money Factor: .00126
Term: 36 months
Tax: 6%
Lease payment: $596.62
Tax: $35.80
TOTAL PAYMENT $632.42

So if I am understand this right I can lower my payment from $670 to $630 just by putting an additional (fully refundable) deposit down at the beginning of the lease?

Thanks

[badduck]

Any leasing / financing question, go to http://www.bimmerfest.com/forums/forumdisplay.php?f=20

Anybody there will help you out with your questions.

[MBrown1003]

Originally Posted by ChestaCoppapot

Can you please explain this a bit more? Let me see if I understand this right. i am currently interested in (36 month) leasing a 335 coupe with a sticker of $49,000 and these are my numbers using a lease calc.

Price: $49,000
Cap cost reduction: $2500
Adjusted Cap Cost: $46,500
Residual Value (using 58%): $28,420
Money Factor: .00175
Term: 36 months
Tax: 6%
Lease payment: $633.33
Tax: $38.00
TOTAL PAYMENT $671.33

So do I understand that I am able to give 7 additional $700 deposits ($4900) at signing and lower the money factor by .00049 (.00007 x 7)? So I can get my money factor down to .00126 by doing this?

Is this additional deposit obviously refunded at the end of the lease?

If I am assuming correctly I get the following numbers by putting $4900 extra down in deposits at the lease.

Price: $49,000
Cap cost reduction: $2500
Adjusted Cap Cost: $46,500
Residual Value (using 58%): $28,420
Money Factor: .00126
Term: 36 months
Tax: 6%
Lease payment: $596.62
Tax: $35.80
TOTAL PAYMENT $632.42

So if I am understand this right I can lower my payment from $670 to $630 just by putting an additional (fully refundable) deposit down at the beginning of the lease?

Thanks

Maybe it's just me, but it seems like pulling almost $5k out of my current investments in order to save less than $40/month ain't worth it. Actually, that's one of the reasons I don't do a down payment ("capital cost reduction"), either -- I'd rather keep the money invested, and pay a few more bucks a month.