Bank of America is stealing money from me

shuarma · 06-18-2010, 07:24 PM

so last july i was in the Louis Vuitton store in soho buying a few sunglasses and i dropped my wallet after paying for them. i called bank of america a day after it happened to cancel on my cards and they told my somebody made a $1700 charge on my card. i told them i didn't make the charge and i better be reimbursed.

anyway, a few weeks later they called me and said they are sorry but i cannot be reimbursed and i would have to pay them the $1700. they said that when the person signed the signatures were too similar. but i lost my entire wallet, which means that they saw my old receipts with my signature on it (it's not very hard to forge). now the bank is contacting me again asking for the money, but fuck them.

what the hell do i do? i'm not going to pay for this cocksuckers shopping spree at LV.

NYCGarbagePrince · 06-18-2010, 07:36 PM

Yes, you are. That is of course if your credit score is worth more than $1700 to you.

shuarma · 06-18-2010, 07:39 PM

Quote:

Originally Posted by NYCGarbagePrince

Yes, you are. That is of course if your credit score is worth more than $1700 to you.

it's not the money, it's the principle. i am not rewarding a thief who used my money to buy shit for himself.

Seminole · 06-18-2010, 07:40 PM

Quote:

Originally Posted by shuarma

so last july i was in the Louis Vuitton store in soho buying a few sunglasses and i dropped my wallet after paying for them. i called bank of america a day after it happened to cancel on my cards and they told my somebody made a $1700 charge on my card. i told them i didn't make the charge and i better be reimbursed.

anyway, a few weeks later they called me and said they are sorry but i cannot be reimbursed and i would have to pay them the $1700. they said that when the person signed the signatures were too similar. but i lost my entire wallet, which means that they saw my old receipts with my signature on it (it's not very hard to forge). now the bank is contacting me again asking for the money, but fuck them.

what the hell do i do? i'm not going to pay for this cocksuckers shopping spree at LV.

Did you ever contact the store to see if you could get security tapes to prove it wasn't you?

radix · 06-18-2010, 07:44 PM

Quote:

Originally Posted by Seminole

Did you ever contact the store to see if you could get security tapes to prove it wasn't you?

This, plus police report, plus lawyer == only way of getting money back

probably

shuarma · 06-18-2010, 07:50 PM

Quote:

Originally Posted by radix

This, plus police report, plus lawyer == only way of getting money back

probably

already filed a police report last summer. they told me it would be one of the steps necessary for getting my money back. and getting a lawyer doesnt seem worth it

radix · 06-18-2010, 07:53 PM

Quote:

Originally Posted by shuarma

already filed a police report last summer. they told me it would be one of the steps necessary for getting my money back. and getting a lawyer doesnt seem worth it

You really only have three options:

1. Go to court, which will probably cost more than the $1700
2. Pay the $1700
3. Let your credit get ruined

Choose whichever causes you the least amount of pain.

ChaneRZ · 06-18-2010, 07:59 PM

You used debit right?

shuarma · 06-18-2010, 08:01 PM

Quote:

Originally Posted by ChaneRZ

You used debit right?

no they charged it

Javi335 · 06-18-2010, 08:02 PM

LV ... luxury tax?

hahahah

FStop7 · 06-18-2010, 08:02 PM

Lawyer up.

And fuck BofA.

ChaneRZ · 06-18-2010, 08:02 PM

they charged what? credit card or debit card?

BTM · 06-18-2010, 08:03 PM

That sucks man. I switched to BofA after Chase pulled some very questionable shit, haven't had a problem...even had them call me once saying "we think this is fraudulent" and it turned out to be, they refunded me no problem. GL

DevJ · 06-18-2010, 08:04 PM

Quote:

Originally Posted by radix

You really only have three options:

1. Go to court, which will probably cost more than the $1700
2. Pay the $1700
3. Let your credit get ruined

Choose whichever causes you the least amount of pain.

As much as it sucks, this guy is right.

Kroy · 06-18-2010, 08:06 PM

Quote:

Originally Posted by shuarma

already filed a police report last summer. they told me it would be one of the steps necessary for getting my money back. and getting a lawyer doesnt seem worth it

Sucks to hear about that, OP. Sorry to say, doesn't sound too good. Which do you value more, $1700 or principles?

Verbiage · 06-18-2010, 09:18 PM

Was it a VISA card? Having worked for VISA, I'm familiar with their Zero Liability policy. If you purchased it on credit, then you should not be responsible for those fraudulent transactions. This does suck though, and its sad that BOA is risking losing a customer over this. I've dealt firsthand with their emergency services and fraud departments, they are a genuine POS financial institution. Good luck with all of this.

shuarma · 06-18-2010, 09:20 PM

Quote:

Originally Posted by Bavarian III

Was it a VISA card? Having worked for VISA, I'm familiar with their Zero Liability policy. If you purchased it on credit, then you should not be responsible for those fraudulent transactions. This does suck though, and its sad that BOA is risking losing a customer over this. I've dealt firsthand with their emergency services and fraud departments, they are a genuine POS financial institution. Good luck with all of this.

yeah it was charged. if you can give me any tips that would be great

Vanity · 06-18-2010, 09:25 PM

Quote:

Originally Posted by shuarma

which means that they saw my old receipts with my signature on it (it's not very hard to forge).

I scribble for my signatures.

TunedM2C · 06-18-2010, 10:20 PM

They have cameras there and your lawyer or the police officer should request to see them. Also, this is precisely why I have my money with smaller, local private banks. You'll never beat the one-on-one service you experience with the Goliath banks. Had this happened to me there would be zero questions asked and funds would be returned within 24-48 hours.

Dan in PA · 06-18-2010, 10:23 PM

Quote:

Originally Posted by Tuned1

They have cameras there and your lawyer or the police officer should request to see them. Also, this is precisely why I have my money with smaller, local private banks. You'll never beat the one-on-one service you experience with the Goliath banks. Had this happened to me there would be zero questions asked and funds would be returned within 24-48 hours.

Agreed 100%.

BTM · 06-18-2010, 10:24 PM

Quote:

Originally Posted by Dan in PA

Agreed 100%.

So what you're saying is...he should watch the tape, dan?

Verbiage · 06-18-2010, 10:27 PM

He should watch the tape, Dan.

06-18-2010, 07:24 PM	#1
shuarma Banned 91 Rep 718 Posts Drives: AW e92 Join Date: Jun 2008 Location: NY iTrader: (1)	Bank of America is stealing money from me so last july i was in the Louis Vuitton store in soho buying a few sunglasses and i dropped my wallet after paying for them. i called bank of america a day after it happened to cancel on my cards and they told my somebody made a $1700 charge on my card. i told them i didn't make the charge and i better be reimbursed. anyway, a few weeks later they called me and said they are sorry but i cannot be reimbursed and i would have to pay them the $1700. they said that when the person signed the signatures were too similar. but i lost my entire wallet, which means that they saw my old receipts with my signature on it (it's not very hard to forge). now the bank is contacting me again asking for the money, but fuck them. what the hell do i do? i'm not going to pay for this cocksuckers shopping spree at LV.
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06-18-2010, 07:36 PM	#2
NYCGarbagePrince Major 256 Rep 1,435 Posts Drives: X6 50i Join Date: Aug 2007 Location: NYC iTrader: (0)	Yes, you are. That is of course if your credit score is worth more than $1700 to you.
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06-18-2010, 07:59 PM	#8
ChaneRZ If You Aint First, You're last !!! 100 Rep 2,508 Posts Drives: 08 BMW 335i, 01 Honda Prelude Join Date: Sep 2007 Location: California iTrader: (0)	You used debit right? __________________ 08 BMW BSM 335i 6MT (Sports, Premium, NAV, PDC, AS, IPOD, HD Radio, Rear Sunshade, OEM Alarm) Angel iBright V3, Luminics Fog Bulb, Turbo Tuner, K&N Drop in Filter, Dinan Exhaust, Dinan Pedals, Vorsteiner CF Front Lip, and CF Rear Diffuser. Ordered:08/25/07 Started: 09/09/07 Finished: 09/14/07 On Ship: 09/15/07 Arrived: 10/08/07 Delivered: 10/10/07
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06-18-2010, 08:02 PM	#10
Javi335 Troll but nice 166 Rep 341 Posts Drives: 335i E92 Join Date: Nov 2009 Location: Returning videotapes iTrader: (0)	LV ... luxury tax? hahahah
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06-18-2010, 08:02 PM	#11
FStop7 I like cars 340 Rep 5,051 Posts Drives: M6 Join Date: Oct 2008 Location: Newbury Park, CA iTrader: (3)	Lawyer up. And fuck BofA.
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06-18-2010, 08:03 PM	#13
BTM Banned 499 Rep 10,309 Posts Drives: A///MERICAN!!! Join Date: Mar 2010 Location: A///MERICA!!! iTrader: (11) Garage List 2007 BMW Z4 M Coupe [7.20]	That sucks man. I switched to BofA after Chase pulled some very questionable shit, haven't had a problem...even had them call me once saying "we think this is fraudulent" and it turned out to be, they refunded me no problem. GL
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06-18-2010, 09:18 PM	#16
Verbiage Dismembered Member 3637 Rep 9,213 Posts Drives: F80 ZCP 6MT, R55 Clubman S 6MT Join Date: Jan 2010 Location: DMV iTrader: (6)	Was it a VISA card? Having worked for VISA, I'm familiar with their Zero Liability policy. If you purchased it on credit, then you should not be responsible for those fraudulent transactions. This does suck though, and its sad that BOA is risking losing a customer over this. I've dealt firsthand with their emergency services and fraud departments, they are a genuine POS financial institution. Good luck with all of this. __________________ My delivery experience and beach photoshoot here.
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06-18-2010, 10:20 PM	#19
TunedM2C Brigadier General 843 Rep 4,190 Posts Drives: 2016 LBB M2 Join Date: Jan 2008 Location: Earth iTrader: (2)	They have cameras there and your lawyer or the police officer should request to see them. Also, this is precisely why I have my money with smaller, local private banks. You'll never beat the one-on-one service you experience with the Goliath banks. Had this happened to me there would be zero questions asked and funds would be returned within 24-48 hours.
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06-18-2010, 10:27 PM	#22
Verbiage Dismembered Member 3637 Rep 9,213 Posts Drives: F80 ZCP 6MT, R55 Clubman S 6MT Join Date: Jan 2010 Location: DMV iTrader: (6)	He should watch the tape, Dan. __________________ My delivery experience and beach photoshoot here.
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