A few questions??

cormac07 · 07-31-2010, 10:08 AM

Hi guys,

My insurance is up for renewal with lloyds tsb and I was just wondering could anybody recommend a good insurance company?what are BMW like? And also is it worth getting alloy wheel and tyre insurance and if so what companies do this?

Your help would be greatly appreciated as I am very confused as to what to do

Thanks a million guys

Cormacconcannon

M330Touring · 07-31-2010, 10:59 AM

go to gocompare.com and that will give you all you need to know. if the quotes are close, go back to your original insurer and ask them to beat it!
No need to get separate insurance on wheels and tyres

zltm089 · 07-31-2010, 12:42 PM

If you have runflats, i think tyre insurance is quite useful... i got 2 tyres replaced for free...

cdb · 07-31-2010, 03:43 PM

I've used Churchill for the past 4/5 years, no issues - I only moved as they were so cheap for my Type R, so far had 1 claim through them settled with no issues, my partner has also had a claim through them with without any major issues.

prior to that I used LV (Still have home insurance with them) but didnt ever have to use them for claims

vikzE92 · 08-06-2010, 05:58 AM

Is the BMW tyre insurance worth having?

Em135eye · 08-06-2010, 06:11 AM

Cormac- just renewed with BMW Insurance. They weren't quite the cheapest (not far off though) but IMO, the benefits outweigh the slight extra cost - repairs done by BMW dealer, proper courtesy car, etc.

I had a Golf R32 insured through Admiral that got crashed into (not my fault) - ended up with a 10 year old Micra as a courtesy car and the work was done in the most grim part of East London in a very dodgy looking body shop - never ever again!

£460 for me (35) and my wife (32), "safe" postcode, 6 years no claims for me, clean license.

vikzE92 · 08-06-2010, 07:40 AM

Just got a quote from them as well and very impressed with the benefits and the figure-mine is a little higher due to my diabetes unfortunately and I had a claim in January for my E46 cabriolet where some little runt stole the hard top! But the quote matches my current insurer so am converted!

cdb · 08-06-2010, 07:46 AM

i take it all back, just had my renewal through and my policy premium has increased by over £400 - apprently down to the bad weather the past few winters..

a day of insurance shopping awaits

Em135eye · 08-06-2010, 07:55 AM

Increased by over £400?!! Flipping eck!

Jon D · 08-06-2010, 08:16 AM

Call me old-fashioned if you will, but I prefer face-to-face contact so I stick with Swinton.
I'm paying £420 for myself (61) and partner (56) for my E92 330d M Sport and that includes protected NCD with Aviva.

cdb · 08-06-2010, 12:34 PM

Quote:

Originally Posted by 335diesel

Increased by over £400?!! Flipping eck!

i know - seems to be accross the board, I have 7 years no claims and struggling to get premium below 1k this year...

Doen't help that i've got business use and 35k annual mileage listed

magic77 · 08-06-2010, 05:43 PM

depends where you live I think. I live in Camberley and pay abotu £450 for a e90 320D M sport. with A-plan as broker with access being 0 if I make one my fault claim in year,everything protected etc. My dad on a M-reg mondeon living in croydon pays £390.

Give A-plan a call as they do BMW club members discount and also try TEscos as found them to be very cheap as well, though this year did not go with them as needed the europe cover and thats extra with them. While with A-plan 90 days is included

m1bjr · 08-06-2010, 06:57 PM

Quote:

Originally Posted by 335diesel

Cormac- just renewed with BMW Insurance. They weren't quite the cheapest (not far off though) but IMO, the benefits outweigh the slight extra cost - repairs done by BMW dealer, proper courtesy car, etc.

I had a Golf R32 insured through Admiral that got crashed into (not my fault) - ended up with a 10 year old Micra as a courtesy car and the work was done in the most grim part of East London in a very dodgy looking body shop - never ever again!

£460 for me (35) and my wife (32), "safe" postcode, 6 years no claims for me, clean license.

You see , you have to know your rights.

You may choose whatever body shop you wish to repair your car.
You dont have to use the 'insurance approved' one.
I never have, and for the same reasons you mention above.

As for ANOTHER insurance thread, what a complete waste of time.
No two people or circumstances are the same so its a total and utter poinless thread.
IMO.

07-31-2010, 10:08 AM	#1
cormac07 Private 7 Rep 65 Posts Drives: 58' Reg 320i MSport Le Mans Bl Join Date: Jan 2010 Location: Brighton, UK iTrader: (0)	A few questions?? Hi guys, My insurance is up for renewal with lloyds tsb and I was just wondering could anybody recommend a good insurance company?what are BMW like? And also is it worth getting alloy wheel and tyre insurance and if so what companies do this? Your help would be greatly appreciated as I am very confused as to what to do Thanks a million guys Cormacconcannon
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07-31-2010, 10:59 AM	#2
M330Touring Private First Class 16 Rep 111 Posts Drives: M Sport Touring 330i Join Date: Jun 2010 Location: Kent iTrader: (0)	go to gocompare.com and that will give you all you need to know. if the quotes are close, go back to your original insurer and ask them to beat it! No need to get separate insurance on wheels and tyres __________________ M330i Touring - Sparkling Graphite, Lemon Dakota Sports seats,sat nav pro,winter pack,pano roof, sun glass,logic 7,cd auto changer.
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07-31-2010, 12:42 PM	#3
zltm089 Banned 259 Rep 7,686 Posts Drives: 335i SE Coupe Space Grey Join Date: Nov 2008 Location: LONDON iTrader: (0) Garage List 2006 BMW 335i [10.00]	If you have runflats, i think tyre insurance is quite useful... i got 2 tyres replaced for free...
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07-31-2010, 03:43 PM	#4
cdb Private First Class 4 Rep 124 Posts Drives: 335d Join Date: Jan 2010 Location: Oxfordshire, UK iTrader: (1)	I've used Churchill for the past 4/5 years, no issues - I only moved as they were so cheap for my Type R, so far had 1 claim through them settled with no issues, my partner has also had a claim through them with without any major issues. prior to that I used LV (Still have home insurance with them) but didnt ever have to use them for claims
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08-06-2010, 05:58 AM	#5
vikzE92 First Lieutenant 17 Rep 361 Posts Drives: E92 M3 Carbon Black Join Date: Aug 2010 Location: Bedfordshire iTrader: (0)	Is the BMW tyre insurance worth having?
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08-06-2010, 06:11 AM	#6
Em135eye Banned 177 Rep 4,302 Posts Drives: M135i Join Date: Jul 2009 Location: South West iTrader: (0) Garage List 2014 BMW M135i 5 door [0.00]	Cormac- just renewed with BMW Insurance. They weren't quite the cheapest (not far off though) but IMO, the benefits outweigh the slight extra cost - repairs done by BMW dealer, proper courtesy car, etc. I had a Golf R32 insured through Admiral that got crashed into (not my fault) - ended up with a 10 year old Micra as a courtesy car and the work was done in the most grim part of East London in a very dodgy looking body shop - never ever again! £460 for me (35) and my wife (32), "safe" postcode, 6 years no claims for me, clean license.
	Appreciate 0 Quote

08-06-2010, 07:40 AM	#7
vikzE92 First Lieutenant 17 Rep 361 Posts Drives: E92 M3 Carbon Black Join Date: Aug 2010 Location: Bedfordshire iTrader: (0)	Just got a quote from them as well and very impressed with the benefits and the figure-mine is a little higher due to my diabetes unfortunately and I had a claim in January for my E46 cabriolet where some little runt stole the hard top! But the quote matches my current insurer so am converted!
	Appreciate 0 Quote

08-06-2010, 07:46 AM	#8
cdb Private First Class 4 Rep 124 Posts Drives: 335d Join Date: Jan 2010 Location: Oxfordshire, UK iTrader: (1)	i take it all back, just had my renewal through and my policy premium has increased by over £400 - apprently down to the bad weather the past few winters.. a day of insurance shopping awaits
	Appreciate 0 Quote

08-06-2010, 07:55 AM	#9
Em135eye Banned 177 Rep 4,302 Posts Drives: M135i Join Date: Jul 2009 Location: South West iTrader: (0) Garage List 2014 BMW M135i 5 door [0.00]	Increased by over £400?!! Flipping eck!
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08-06-2010, 08:16 AM	#10
Jon D Brigadier General 246 Rep 3,019 Posts Drives: 2022 840d Join Date: Sep 2009 Location: Scotland iTrader: (0)	Call me old-fashioned if you will, but I prefer face-to-face contact so I stick with Swinton. I'm paying £420 for myself (61) and partner (56) for my E92 330d M Sport and that includes protected NCD with Aviva.
	Appreciate 0 Quote

08-06-2010, 05:43 PM	#12
magic77 Brigadier General 263 Rep 3,815 Posts Drives: ex- 335i Join Date: Apr 2009 Location: Surrey iTrader: (2)	depends where you live I think. I live in Camberley and pay abotu £450 for a e90 320D M sport. with A-plan as broker with access being 0 if I make one my fault claim in year,everything protected etc. My dad on a M-reg mondeon living in croydon pays £390. Give A-plan a call as they do BMW club members discount and also try TEscos as found them to be very cheap as well, though this year did not go with them as needed the europe cover and thats extra with them. While with A-plan 90 days is included __________________ F30 335i M Sport - now departed
	Appreciate 0 Quote