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BMW 3-Series (E90 E92) Forum
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Leasing advice..
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02-20-2011, 03:40 AM | #1 |
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Leasing advice..
Hello fellow BMW lovers,
I am now about to lease my 2nd 335i e92 coupe ( previous 2008 e92 coupe was lemoned ) by end of this month. I previously made a mistake on leasing my previous BMW with a 5k down payment with 670 a month for 15k miles fully loaded. I do not want to make the same mistake as I have done so in the past because I realized that putting down payment on a lease is not good. Now this time I do want to take full advantage of leasing a car by maximizing the MSD ( multiple security deposit program ) 4750$, with white, sport package, premium package, navigation, and with automatic tranny which comes out to 52000 MSRP. Now If I were to negotiate the car to 49000$-$50000 and with 0 down with 7 security deposits, what could be my expected payment for 10k miles, 12k miles, and 15k miles would be??!! Assuming that my residual value is 59%.. Also what would be my money factor %?! I currently have 50k income per year, stable job, 750 credit with history of paid off accord. It will be GREATLY APPRECIATED if someone can give me an input on this as I have been dying to get another 335i coupe but I want to be able to get the best deal possible on this one... HELP ME OUT~!! |
02-20-2011, 09:28 PM | #2 |
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where here is your base money factors and residuals
you add 2% for 12k miles and 3% for 10k miles. These numbers are for February. 2011 BMW 335i Coupe Lease 24month | 15k miles | residual 63% | .00135 base money factor 36month | 15k miles | residual 57% | .00135 base money factor 48month | 15k miles | residual 40% | .00200 base money factor 60month | 15k miles | residual 32% | .00200 base money factor
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02-21-2011, 05:08 AM | #3 |
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Hmmm benzboy429, Thanks for your input. I really do appreciate it. But when calculating the residual value for example of 36 month 15k miles at 57% residual value, is the residual value 57% include the car price after tax or before tax?
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02-21-2011, 11:58 AM | #4 |
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before tax i would assume
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02-21-2011, 06:47 PM | #7 |
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i sent you a text
if you go to Ryan, you don't need to 'battle' He will give you an amazing price
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02-21-2011, 07:38 PM | #8 | |
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Quote:
http://www.e90post.com/forums/showth...03#post8914103 MF, Residuals, lease calculators are all there. Now you just need to negotiate your purchase price. You can get an idea of what to pay here: http://motors.newcar.ebay.com/newcar...Model,3-Series Good luck.
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12-30-2011, 02:56 AM | #9 |
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I think I can help
$52,000 MSRP $50,000 Cap Cost 59% Residual (Assuming) .002 MF After 7 MSD: .00151 MF (.00007 Reduction for ea. one) Assuming all fees are paid cash (Acq fee, Registration, Training, Etc.) These figures are based on a 36 month lease: 52,000 x .59 = $30,680 (Residual Value) (50,000-30680)/36 = $536.67 (50,000+30680)x.00151 = $121.83 Monthly Payment = $658.50 Before Tax AK Tax ~6% = $39.51/ mo Monthly Payment Net of Tax = $698.01 @ 12k Miles/ yr |
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