[ptd23]

im 21 yrs old right now and i totaled my car a month ago. i finally got the 11k check after they paid my car off. should i lease a new 335 or just down one with that.

[Htown09]

Originally Posted by ptd23

im 21 yrs old right now and i totaled my car a month ago. i finally got the 11k check after they paid my car off. should i lease a new 335 or just down one with that.

It depends. Are you going to mod it? Or are you happy with just a JB+?

If you are content with a JB+ only car and don't want to add extensive mod's then go to leasetrader.com and look around for a 2008 or 2009.

[bmw-nj]

It depends on your income. If you can afford to buy I would get a slightly used one and save yourself a lot of money. The depreciation is terrible especially with the new 3 series coming out next spring.

If you have 11K and just want to use that. I would consider a short term lease using leasetrader.com so that you don't have to put anything down and can get a reasonable monthly payment on a nice 335.

[bmw-nj]

WOw i was typing that about leasetrader at the same time you were apparently. I didn't try to steal your idea.

[ptd23]

i know im going want to mod it.

[ptd23]

i can make 600.00 payments or maybe a little more a month

[MangoConChile]

if i was 21 and could had 11k+ afford a $600 payment a month I would definatly not be considering a BMW but more of a commuter+gas friendly type of vehicle. not only is gas prices gonna be out of control by the time your lease is over but inflation(IMO) is going to hit hard and leasing another vehicle after your existing lease is up is gonna get very expensive. but if you have your mind made up i would probably BUY a CPO 335i. IMO i always think its best to have at least one car that you OWN rather than having to rent cars for the rest of your life. you can probably buy a used 335i, try to pay it off quickly then lease another car when you get bored of the 335i.

[Wild Squid]

bz-e90, excellent write up on leasing. Let me ask you. I ordered a E92 335i recently, and ordered it as a lease. I've asked the sales guy if I could still change my mind about buying it instead. He says I can. I'm getting a 2.9% APR whether I finance to buy or lease, and the selling price is $46,xxx. My lease terms are:

36 months
$2000 down, include 1st mo payment
$701 /month
10K miles /year
End of lease buy back price of ~$31,###, I'll have to check later for exact number.

I can buy for
60 months
$2000 down
$893 /month

Which do you think is a better deal? Let's not factor in whatever problems the car may have, assuming it runs fine and not too many costly repairs. I've always bought my cars and sold them myself. I'm going back and forth with whether to buy or lease. My thinking is if I lease I'll have paid 3 years for a car, and at the end of the term I will have to return it with nothing to show for it, meaning I can't keep the car as an asset and sell it myself.

Now if I buy it, I will have to pay ~$190 more per month, and for two more years. But at the end of the 5 years, I will own it and can sell it for what I want. I currently own a 4Runner I bought new and have had it for 7.5 years. I'll probably keep it as my reliable driver, but have thoughts of selling while I can still get a great price for it. I'm not sure if I'll want another car in the future after the 335i

[ptd23]

what was the msrp of your car when you built it?