Safeguard Wheel/Tire Insurance question

CoralRed335XI · 11-27-2011, 08:45 AM

When I bought my safeguard wheel/tire insurance, I was told no deductible for replacing damaged wheel or tire. Had 2 wheels replaced and was charged $60 and change. Any body else have this?

Thanks,

Marc

John 070 · 11-27-2011, 09:13 AM

There should be paperwork that you can refer to...it seems everybody is sold a different tire/wheel depending on who the dealer is in bed with. Mine was $390 for 5 yrs., yet I've seen people pay 1k, crazy.

Sara · 11-27-2011, 09:44 AM

Mine is no deductible. I've already ready used it twice for curb rash and they fixed it free. I paid nothing out of pocket

mjsbmw · 11-27-2011, 10:55 AM

Curb rash repair is covered? Unusal and a great policy. Most exclude curb rash.

Mark

Dashdog · 11-27-2011, 10:58 AM

My dealer wanted $1900 for a three year lease. Needless to say, I passed on that deal.
Do you have a copy of the original agreement? If it says no duductible then you shouldn't have any trouble getting your $60 back.

Seminole · 11-27-2011, 11:18 AM

Quote:

Originally Posted by Sara504

Mine is no deductible. I've already ready used it twice for curb rash and they fixed it free. I paid nothing out of pocket

Mine too.

Quote:

Originally Posted by mjsbmw

Curb rash repair is covered? Unusal and a great policy. Most exclude curb rash.

Mark

My policy was $800 when I got it and covers everything. Curb rash, damaged wheels, tires, etc. I've nicked my wheels 3 times and had it repaired every time for free. I've also gone through 5 tires due to flats and they've all been covered. At $300 a tire installed plus $100 per curb rash repair the policy has more than paid for itself.

John 070 · 11-27-2011, 11:24 AM

Quote:

Originally Posted by Sara504

Mine is no deductible. I've already ready used it twice for curb rash and they fixed it free. I paid nothing out of pocket

Hey Sara, curious, is curb rash a fix/touch-up, or did they replace/repair the rims?

When you think about it, if they want to exclude curb rash, then the owner could deliberately mess-up the rims, which wouldn't make sense....

Sara · 11-27-2011, 01:57 PM

Quote:

Originally Posted by John 070

Hey Sara, curious, is curb rash a fix/touch-up, or did they replace/repair the rims?

When you think about it, if they want to exclude curb rash, then the owner could deliberately mess-up the rims, which wouldn't make sense....

They repaired and it looks new. Twice lol.

Professor///M · 11-27-2011, 02:08 PM

Quote:

Originally Posted by Sara504

Mine is no deductible. I've already ready used it twice for curb rash and they fixed it free. I paid nothing out of pocket

^This.

Mine was about $500 (paid like 375 for it though).

It has the "Gold Package" which pays for replacement of tire, rim, and/or cosmetic repair.

No deductible. 5-6 year policy.

I've used it 4 times:

Curb rash from pothole
Replaced rim & tire from pothole
Replaced tire from pothole
Curb rash from pothole

It's a fantastic program. Works on ALL your rims, if you have winter & summers like me, this is a BIG deal!

shakko · 12-29-2011, 09:31 PM

Can you purchase tire / wheel insurance at anytime, or does it have to be at time of purchase? And which insurance covers the curb rashes?

Seems like getting the tire insurance is a good idea especially with the run flats. I just purchased a 2007 335i and plan on using it as my daily driver.

BMW of Alexandria offered me a tire / wheel insurance package (they said I can buy at anytime) for $1100 for 3 years or 5 years at $1295 (from Preferred Tire Care) but it made no mention of repairing the wheel.

Bunkei · 12-29-2011, 09:44 PM

Quote:

Originally Posted by shakko

Can you purchase tire / wheel insurance at anytime, or does it have to be at time of purchase? And which insurance covers the curb rashes?

Seems like getting the tire insurance is a good idea especially with the run flats. I just purchased a 2007 335i and plan on using it as my daily driver.

BMW of Alexandria offered me a tire / wheel insurance package (they said I can buy at anytime) for $1100 for 3 years or 5 years at $1295 (from Preferred Tire Care) but it made no mention of repairing the wheel.

Me wants to know too!!

Canadian 335xi · 01-28-2012, 03:10 PM

Quote:

Originally Posted by Bunkei

Me wants to know too!!

I was told that you must purchase it before you take possession of the car.

Bunkei · 01-29-2012, 12:29 AM

Quote:

Originally Posted by Canadian 335xi

I was told that you must purchase it before you take possession of the car.

awww .. good to know for future purchases though. Thanks!

Canadian 335xi · 02-02-2012, 08:40 AM

I recently picked my car up and challenged them on the policy. I eventually (not THAT hard actually) got them to agree that they could look at the tires / rims before telling me they are covered. I understand their point, people could buy damaged rims or tires and then use a friend's program to swap it out. The most important thing to remember is that each dealer is different... and that they probably DO want you to buy it. I would certainly give this a shot if you have already taken possession of your car / rims / tires.

11-27-2011, 08:45 AM	#1
CoralRed335XI Captain 105 Rep 646 Posts Drives: 2008 E92 335XI Coupe Join Date: Aug 2011 Location: NJ,VA iTrader: (4) Garage List 2008 BMW 335XI [3.66]	Safeguard Wheel/Tire Insurance question When I bought my safeguard wheel/tire insurance, I was told no deductible for replacing damaged wheel or tire. Had 2 wheels replaced and was charged $60 and change. Any body else have this? Thanks, Marc __________________ 2008 E92 335XI, Space Gray on Coral/Fox Red Hybrid M3 seats, Premium, Cold Weather, Comfort Access, iPod. Mods: Fox Red M3 seats up front, KW V1, ER CP + TIAL BOV.
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11-27-2011, 09:13 AM	#2
John 070 Lieutenant General 1753 Rep 14,825 Posts Drives: 335i cpe Join Date: Oct 2006 Location: ZSP/ZPP/ZCW iTrader: (0)	There should be paperwork that you can refer to...it seems everybody is sold a different tire/wheel depending on who the dealer is in bed with. Mine was $390 for 5 yrs., yet I've seen people pay 1k, crazy.
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11-27-2011, 09:44 AM	#3
Sara Lieutenant General 5874 Rep 17,879 Posts Drives: A car Join Date: Aug 2007 Location: Nola iTrader: (6)	Mine is no deductible. I've already ready used it twice for curb rash and they fixed it free. I paid nothing out of pocket
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11-27-2011, 10:55 AM	#4
mjsbmw Private First Class 15 Rep 175 Posts Drives: 2015 535xi Luxury Join Date: Dec 2007 Location: Monroe, NJ iTrader: (1)	Curb rash repair is covered? Unusal and a great policy. Most exclude curb rash. Mark
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11-27-2011, 10:58 AM	#5
Dashdog New Member 0 Rep 23 Posts Drives: 2011 335is Join Date: Nov 2011 Location: Mount Laurel, NJ iTrader: (0)	My dealer wanted $1900 for a three year lease. Needless to say, I passed on that deal. Do you have a copy of the original agreement? If it says no duductible then you shouldn't have any trouble getting your $60 back.
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12-29-2011, 09:31 PM	#10
shakko SH4K 25 Rep 208 Posts Drives: 2019 X4 M40i Join Date: Dec 2011 Location: Northern VA iTrader: (5)	Can you purchase tire / wheel insurance at anytime, or does it have to be at time of purchase? And which insurance covers the curb rashes? Seems like getting the tire insurance is a good idea especially with the run flats. I just purchased a 2007 335i and plan on using it as my daily driver. BMW of Alexandria offered me a tire / wheel insurance package (they said I can buy at anytime) for $1100 for 3 years or 5 years at $1295 (from Preferred Tire Care) but it made no mention of repairing the wheel. __________________ 2019 X4 M40i Alpine White + Tartufo Merino Interior
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02-02-2012, 08:40 AM	#14
Canadian 335xi Private First Class 20 Rep 147 Posts Drives: 335xi Join Date: Jan 2012 Location: LURKING iTrader: (0)	I recently picked my car up and challenged them on the policy. I eventually (not THAT hard actually) got them to agree that they could look at the tires / rims before telling me they are covered. I understand their point, people could buy damaged rims or tires and then use a friend's program to swap it out. The most important thing to remember is that each dealer is different... and that they probably DO want you to buy it. I would certainly give this a shot if you have already taken possession of your car / rims / tires.
	Appreciate 0 Quote