[e30klassic]

Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........

[obLu]

50%?!?! I couldn't stomach putting that much liquidity into a depreciating asset. But I'm weird, I'll lay down huge monthlies to keep my cash in the bank.

I got 5.45, but I locked in the loan before the fed raised rates. Same bank now is offering 6.2.

[e30klassic]

wondering what BMW na's offering ? 6.5% ?

[selm]

Originally Posted by e30klassic

Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........

What is the term? My local credit union has 24 months at 3.75%, 4.25% for 36 mth, 4.5% for 48 mth, 4.75% for 60 mth, 5% for 72 mth.

Also consider putting less money down if you think you can get a better return on that money than your interest rate.

[theclay]

Originally Posted by e30klassic

Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........

Nice! I put 50% down as well. My rate is 4.49% fixed over 5 years with no penalty on early principal payments. I should have the car paid off in less than three years.

BTW, BMW offered me 6.25% for the same loan, I borrowed elsewhere.

[e30klassic]

Any suggestions or who should i call or web ?? Thanks for all the help.

[theclay]

Originally Posted by e30klassic

Any suggestions or who should i call or web ?? Thanks for all the help.

Check other banks, credit unions, etc.

[ga-bmwdrvr]

I had a blank check at 4.9% from my credit union (60 month). I showed it to the dealer and they came back at 4.6% using Sun Trust Bank

[e30klassic]

Thank u GA, I will give them a call for 4.6%.........