Insurance in NYC

Manny212 · 05-02-2007, 02:06 PM

I'm 20yo with state farm and was quoted $2000 a year for the 335. $1800 or so if i took the defensive driving course which i will most likely do. Not too bad for my age and very close to the city

rd-nyc · 05-04-2007, 12:15 AM

I have a 2007 - 335 6MT,
I am paying 1025 / 6m with Geico
Coll w/ $500 deductible

Shall I go for less deductible?

LI E90 · 05-04-2007, 10:52 AM

Quote:

Originally Posted by Manny212

I'm 20yo with state farm and was quoted $2000 a year for the 335. $1800 or so if i took the defensive driving course which i will most likely do. Not too bad for my age and very close to the city

That is a great deal. I am paying $1600 year. 328 sedan. 32 years old perfect frivng record, multi line discount, home, life, car.

abc · 05-23-2007, 07:16 PM

Quote:

Originally Posted by sr47567

Hello,
Personal Injury Protection $250,000
PIP Deductible $500
Income Continuation $100 Wk, $5,200 Max
Essential Services $12 Day, $4,380 Max
Death Benefits $10,000
Funeral Benefits $1,000
Tort Threshold Verbal
Health Insurance Option Y
Bodily Injury $100,000/$300,000
Property Damage $100,000
Extended Medical $9,000
Uninsured/Underinsured Motorists Bodily Injury $100,000/$300,000
Uninsured Motorists Property Damage $100,000
Comprehensive Deductible $500 Ded
Collision Deductible $500 Ded
Towing and Labor Coverage $50
Substitute Transportation $30 day/$900 max

- SR

about 1k /yr for that full coverage for you... nice!

i'm paying 637/ 6 months for just liability nyc and i'm no teen, clean record.
Geico. What am I doing wrong.. been with them 1yr.

BODILY INJURY LIABILITY limit: $100,000/$300,000
deductible: N/A premium $364.30

PROPERTY DAMAGE LIABILITY limit: $100,000
deductible: N/A premium $84.40

BASIC PERSONAL INJURY PROTECTION limit: a $200 deductible
Deductible NON-DED premium $149.40

RESIDUAL MEDICAL PAYMENTS limit: $10,000
Deductible N/A premium $0.70

SUPPLEMENTARY UNINSURED MOTORIST limit: $100,000/$300,000
Deductible N/A premium $38.30

* see your contract, a deductible may apply Vehicle Total: $637.10

abc · 05-23-2007, 07:20 PM

Quote:

Originally Posted by Orient330iNYC

29yo, 07 E90 335i, geico with maxed coverage. clean driving record, live in the financial district in manhattan
250/500 BI
100 PD
50 PIP
25 OBEL
100 APIP
10 MED
250/500 uninsured motorist

$500 comprehensive, no glass deductible
$1000 collision

30/900 rental reimbursement

550 total for 6 months.

450 at 100/300 levels.

550.00 for 6months... how did you get this quote, were you with them for long, do you have other insurance through them?

BMXtreme · 05-23-2007, 08:27 PM

Paying $2.2k/yr..28yrs old. Credit possibly affected before coverage due to a huge amt of CC balance xfer sitting in my bank acct.

abc · 05-24-2007, 11:49 PM

Quote:

Originally Posted by BMXtreme

Paying $2.2k/yr..28yrs old. Credit possibly affected before coverage due to a huge amt of CC balance xfer sitting in my bank acct.

full cov?

karliejai · 05-25-2007, 03:31 AM

Quote:

Originally Posted by TiAg335i

Payin like 4300$ 12 months.

4300!!!

BMXtreme · 05-25-2007, 08:58 AM

Quote:

Originally Posted by abc

full cov?

Full cover. 500ded.

Orient330iNYC · 05-26-2007, 10:42 AM

Quote:

Originally Posted by abc

550.00 for 6months... how did you get this quote, were you with them for long, do you have other insurance through them?

actually i got better pricing when i called up the night before my delivery to actually buy the insurance:

29yo, 07 E90 335i, geico with maxed coverage. clean driving record, live in the financial district in manhattan
250/500 BI
100 PD
50 PIP
25 OBEL
100 APIP
10 MED
250/500 uninsured motorist

$500 comprehensive, no glass deductible
$1000 collision

30/900 rental reimbursement

$475 for 6 months.

This is the first time i've had insurance under my own name-- when i lived in brooklyn, for my R i was quoted 7K a year so the lease and insurance was under my parents policy, dropped it to 3K a year for 100/300 coverage.
actually geico probably has good reason to not like me, i keep hiring people away from them

I just did a quote online, then called in with my vin because the 335i isnt on their site. I shopped around with almost all the other companies, the closest to geico was 1800 for the year with allstate. no thanks.

i think alot of it has to do with what part of NYC you live in. I did a quote for my car using my old address. 2500 a year. or the fact i'm about to turn 30

nyc3r · 05-26-2007, 01:08 PM

Quote:

Originally Posted by Orient330iNYC

i think alot of it has to do with what part of NYC you live in. I did a quote for my car using my old address. 2500 a year. or the fact i'm about to turn 30

Yup, premium for my is higher than yours and I have clean record and older too. But my address is not in manhattan. Brooklyn has the highest auto insurance rate due to theft and other auto insurance scams.

MoreCowbell · 05-26-2007, 06:10 PM

Quote:

Originally Posted by trick50

Same coverage as listed above...I am paying 796 of 6 months

Same here. And I have an umbrella as well.

Simple1 · 05-27-2007, 12:49 AM

damn I hate all you people!! I'm paying $381 a month x 6 = 2286 x 2= $4572 a year :mad: :mad: No wonder I keep trying to figure out where all my money goes each paycheck!!

23 year old & 1st car could this possibly be why it's so high? I'm losing my mind comparing it to all you other guys.

Orient330iNYC · 05-28-2007, 02:32 AM

Quote:

Originally Posted by nyc3r

Yup, premium for my is higher than yours and I have clean record and older too. But my address is not in manhattan. Brooklyn has the highest auto insurance rate due to theft and other auto insurance scams.

fraud... brooklyn is home to a disproportionate amount of liability claims.

roller84 · 05-28-2007, 09:59 AM

23 and 1 speeding ticket

I pay ~$2700 a year for full coverage w/$500 deductable. I also just added my '01 E46 back onto the policy for $950 a year with the same coverage.

Both vehicles are insured under an LLC but I am listed as the primary driver.

platelet · 05-31-2007, 12:45 AM

27 years old, 0 speeding tickets, 0 points, was quoted $516 for 6 months in Manhattan, for a E92 335i by Geico.

MoreCowbell · 05-31-2007, 09:29 AM

Quote:

Originally Posted by platelet

27 years old, 0 speeding tickets, 0 points, was quoted $516 for 6 months in Manhattan, for a E92 335i by Geico.

Please post your coverages.

Thanks.

Also, how long have you been with Geico?

platelet · 05-31-2007, 04:31 PM

I'm currently uninsured, being that I don't have a car. I simply submitted my info at the website for a quote in anticipation of coverage for when the car gets here. I dont remember the specific coverages because it was a couple months ago, and that quote has since expired. I do remember collision/comp had $500 deductibles, and everything else had fairly adequate coverage. Hope this helps.

BMXtreme · 06-01-2007, 09:54 AM

Online quote from GEICO tells me my coverage would be about 1k per yr. Calling them up, they told me it will be 2.5k per year..so I say F U and hung up (just kidding, I asked but they have no explanation, just said, that I've been w/ GEICO before so you're not eligible for a discounted rate, suckerzz)....when I was w/ GEICO, they raise my rates every year without a reason..

Ph0zenstone · 07-20-2007, 02:14 AM

Quote:

Originally Posted by so?confused

What price do you think a 22yrd is going to pay?

im 21 i just bought a 328xi coupe, im paying $1302 for 6 months for full coverage with Geico, i have a pretty bad record too (3 accidents and at least 4 tickets for various things) i was suprised to see such a low quote, other ppl such as Progressive and Esurance want at least $2100 for six months

05-02-2007, 02:06 PM	#23
Manny212 Captain 63 Rep 666 Posts Drives: 2008 M3 Join Date: Apr 2007 Location: NY iTrader: (3)	I'm 20yo with state farm and was quoted $2000 a year for the 335. $1800 or so if i took the defensive driving course which i will most likely do. Not too bad for my age and very close to the city __________________ 2008 E92///M3 - \| Alpine White/Fox Red Extended Novillo \| Technology \| Premium \| Cold \| Mods: \| 19" Avante Garde \| Macht Schnell Filter \| RPi Scoops \| Rogue SSK \| MS Spacers \| ACM Test Pipes \| ESS Tune \| Remus Race \| LUX V4 Angels \| KW V3 \|
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05-04-2007, 12:15 AM	#24
rd-nyc 07 335 coupe, 08 135i & now M3 0 Rep 3 Posts Drives: M3 Sedan 08 Join Date: Feb 2007 Location: New York iTrader: (0)	I have a 2007 - 335 6MT, I am paying 1025 / 6m with Geico Coll w/ $500 deductible Shall I go for less deductible?
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05-23-2007, 08:27 PM	#28
BMXtreme Lieutenant Colonel 63 Rep 1,657 Posts Drives: E60 535i Join Date: May 2007 Location: Redmond, WA iTrader: (3) Garage List 2006 330i [0.00]	Paying $2.2k/yr..28yrs old. Credit possibly affected before coverage due to a huge amt of CC balance xfer sitting in my bank acct.
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05-27-2007, 12:49 AM	#35
Simple1 Major 137 Rep 1,060 Posts Drives: G05 X5 40i M Sport Join Date: Mar 2005 Location: Earth iTrader: (1)	damn I hate all you people!! I'm paying $381 a month x 6 = 2286 x 2= $4572 a year :mad: :mad: No wonder I keep trying to figure out where all my money goes each paycheck!! 23 year old & 1st car could this possibly be why it's so high? I'm losing my mind comparing it to all you other guys. __________________ G05 X40M Sport F80 M3 Euro Delivered = Gone too Soon e90 335i debadged = Gone but not forgotten
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05-28-2007, 09:59 AM	#37
roller84 Captain 62 Rep 776 Posts Drives: E90 335i & E60 550i Join Date: Dec 2005 Location: NYC iTrader: (3) Garage List 2018 BMW M5 [0.00] 2007 BMW 335i [0.00]	23 and 1 speeding ticket I pay ~$2700 a year for full coverage w/$500 deductable. I also just added my '01 E46 back onto the policy for $950 a year with the same coverage. Both vehicles are insured under an LLC but I am listed as the primary driver. __________________ Pure S2 Turbos \| Vargas Outlets \| RB Inlets \| OEM SS Kit & Performance Steering Wheel\| LCI Rear Conversion \| Euro Xenons \| RD Sport Quad Exhaust \| Spearco Intercooler \| Cobb V3 \| MORR VS7 \| KW V3 \| H&R Sways \| Mtech Bodykit \| Vorsteiner CF Hood, CSL Trunk & Front Lip \| Quaife LSD \| Rotora BBK \| GruppeM Intake \| Forge UK DV \| AR Design Catted DP's
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05-31-2007, 12:45 AM	#38
platelet Enlisted Member 1 Rep 46 Posts Drives: Space Gray Metallic 135i Join Date: May 2007 Location: Chelsea iTrader: (0)	27 years old, 0 speeding tickets, 0 points, was quoted $516 for 6 months in Manhattan, for a E92 335i by Geico.
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05-31-2007, 04:31 PM	#40
platelet Enlisted Member 1 Rep 46 Posts Drives: Space Gray Metallic 135i Join Date: May 2007 Location: Chelsea iTrader: (0)	I'm currently uninsured, being that I don't have a car. I simply submitted my info at the website for a quote in anticipation of coverage for when the car gets here. I dont remember the specific coverages because it was a couple months ago, and that quote has since expired. I do remember collision/comp had $500 deductibles, and everything else had fairly adequate coverage. Hope this helps.
	Appreciate 0 Quote

06-01-2007, 09:54 AM	#41
BMXtreme Lieutenant Colonel 63 Rep 1,657 Posts Drives: E60 535i Join Date: May 2007 Location: Redmond, WA iTrader: (3) Garage List 2006 330i [0.00]	Online quote from GEICO tells me my coverage would be about 1k per yr. Calling them up, they told me it will be 2.5k per year..so I say F U and hung up (just kidding, I asked but they have no explanation, just said, that I've been w/ GEICO before so you're not eligible for a discounted rate, suckerzz)....when I was w/ GEICO, they raise my rates every year without a reason..
	Appreciate 0 Quote